Payments Dive

JULY 17, 2025

By Caitlin Mullen • July 17, 2024 Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official. By Lynne Marek • Aug.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78

Clearly Payments

MAY 22, 2025

Void Cancelling a transaction before it settles. FedNow A new U.S. Reserve Account A fund held to cover future chargebacks or fraud. Refunds & Adjustments Refund Returning money to a customer. Partial Refund Returning part of the total payment. Adjustment A correction to a transaction amount after processing.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

PYMNTS

MAY 22, 2020

real-time payments void has hurt commerce, too, as PYMNTS research finds that close to 39 percent of small to mid-sized businesses (SMBs) have reduced payrolls to help relieve cash flow stress, and nearly 30 percent simply went under. The Paycheck Protection Program (PPP) disbursement fiasco, coupled with the U.S.

Faster Payments 137

Faster Payments Real Time Payments Cross-Border Payments 137

PYMNTS

JANUARY 23, 2020

Instant payment providers and the businesses that utilize their offerings will thus need to fill the void where checks and cash have operated if they wish to reach real ubiquity. The Clearing House (TCH) has its Real-Time Payments (RTP) network, and the Federal Reserve is promoting its FedNow platform, which has yet to be released.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56