Finextra

JUNE 11, 2025

No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. Its a systemic realignment of how value is exchanged and how financial identity is managed. This is not an incremental change.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And then trust.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Finextra

JUNE 2, 2025

Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. Crucially, Open Banking was just the opening act. Open Finance says: why not?

Finance 52

Finance Payment APIs and Integration API Regulations 52

Finextra

JULY 8, 2025

CIPS, established under the approval of the People’s Bank of China, is a wholesale payment system dedicated to cross-border RMB transactions. Notably, foreign banks can become direct participants, opening dedicated accounts and obtaining unique CIPS codes. What Is CIPS and Why Does It Matter?

Global Payments 52

Global Payments Cross-Border Real Time Gross Settlement (RTGS) Cross-Border Settlement 52

The Fintech Times

MAY 30, 2025

Simply put, knowledge, says sgeir skarsson , managing director of BSV Association , non-profit organisation, acting as the open-source governing body and global steward of the BSV Blockchain. A lack of interoperability leads to a fragmented user experience, and if rushed to market, an increased risk of bugs and vulnerabilities.

Blockchain 51

Blockchain AI Use Case Cryptocurrency 51

PYMNTS

NOVEMBER 23, 2020

Blockchain and a bank charter might do much to boost financial inclusion. Figure Pay, he said, is not built on traditional banking structures but “is a blockchain rail and a digital wallet that we think is infinitely more cost-efficient.”.

Financial Inclusion 86

Financial Inclusion Office of the Comptroller of the Currency Blockchain OCC 86

Fintech Finance

SEPTEMBER 27, 2024

This strategic partnership aims to empower Trinidad and Tobago to establish a reliable and efficient real-time payments platform for both person-to-person (P2P) and person-to-merchant (P2M) transactions, expanding digital payments in the country and fostering financial inclusion.

Real Time Payments 98

Real Time Payments Financial Inclusion Central Bank International Payments 98

Fintech News

DECEMBER 11, 2023

This PoC involved executing real-time cross-border test transactions between various Central Bank Digital Currency (CBDC) systems. The project tested the feasibility of conducting multilateral cross-currency transfers through the UDPN, involving both Distributed Ledger Technology (DLT) and non-DLT-based CBDC technologies.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

M2P Fintech

AUGUST 25, 2023

The customer-merchant Payment Service Provider (PSP) takes charge of the approval process through National Payments Corporation of India (NPCI), swiftly debiting the money from the issuer bank and crediting it to the merchant’s acquiring bank in under 60 seconds. Fortunately, there’s a light at the end of this tunnel!

Financial Inclusion 52

Financial Inclusion Digital Payments Online and Mobile Banking Payments 52

Fintech Finance

FEBRUARY 6, 2024

Once this card payment central infrastructure is established as a part of NPS-NCS, banks and financial institutions in Nepal will be able to provide domestic NEPALPAY cards to their customers which will help increase acceptance, implement data localization and reduce transaction charges.

Interoperability 64

Interoperability Real Time Payments Non-Bank Financial Inclusion 64

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. Integrated with bank accounts and digital wallets in Pakistan, Hakeem provides customers with easy disbursement options.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

Fintech News

MAY 19, 2024

Data monetization in the banking sector has become increasingly prevalent in recent years, driven by evolving customer expectations, new data sharing rules and opportunities for new revenue streams. Data monetization refers to the process of using data to obtain quantifiable economic benefit. This enhances the overall customer experience.

Rules 105

Rules Non-Bank Audit Central Bank 105

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. By leveraging BaaS solutions, neobanks gain the ability to offer cutting-edge and user-friendly financial services tailored to meet the evolving needs of their client base.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

Segpay

JUNE 13, 2024

Since its launch in July last year, about 700 banks and credit unions have joined the FedNow network, and this list is expected to grow as the Fed seeks 8,000 financial institutions. Accessibility: Available to all banks and credit unions. Interoperability: Designed to work alongside existing payment systems.

FedNow 52

FedNow Federal Reserve Real Time Payments Instant Payments 52

The Fintech Times

JUNE 6, 2024

Project mBridge , a collaborative initiative involving multiple central banks and the Bank for International Settlements’ (BIS), h as reached an important development milestone. The Saudi Central Bank (SAMA) has recently joined as a full participant, with over 26 other central banks observing.

Participant 45

Participant Distributed Ledger Technology (DLT) Cross-Border Payments CBDC 45

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Payment Savvy

MAY 15, 2023

The Federal Reserve Bank is currently developing a new instant payment service called “FedNow” that will allow financial institutions to make instant payments. This tool is like a financial traffic controller. This tool is essential for banks to operate smoothly and maintain financial stability.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

PYMNTS

MARCH 7, 2016

Then there’s the digital banking movement and the land grab for the bank accounts of millennials. There’s only one problem – as a category, millennials don’t really have any money to put in those bank accounts. HOW DO WE ALL AVOID THE CURSE OF THE TYPEWRITER? You, of course, know the story of Smith Corona. Here in the U.S.,

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46

The Payments Association

MAY 20, 2025

True financial inclusion depends on bridging digital exclusion while allowing for natural market evolution. This dual focusa “digital inclusion bridge”is essential as the UK continues its transition to a more digital economy. of digitally excluded individuals lacking access to a bank account.

Treasury 88

Treasury Financial Inclusion Push-to-Card Innovation 88

Clearly Payments

JANUARY 8, 2025

Total Daily Transactions : By 2025, Bitcoins daily transactions often exceed 500,000, while Ethereums daily transactions have climbed to over 1 million due to various applications like decentralized finance (DeFi) and non-fungible tokens (NFTs). Consumer trust has been growing steadily but remains below that of traditional banking systems.

Credit Cards 105

Credit Cards Cryptocurrency Cross-Border Volume 105

The Payments Association

DECEMBER 2, 2024

The payments industry in 2024 saw rapid evolution, marked by the growing adoption of real-time payments, advances in AI-driven fraud detection, and significant progress in Central Bank Digital Currencies (CBDCs). One of AI’s most transformative roles is in fraud detection and prevention.

Embedded Finance 88

Embedded Finance Payments Fraud Detection CBDC 88

The Payments Association

JANUARY 14, 2025

Key insights in navigating fraud in open banking January 14 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? Fraud vulnerabilities in open banking, as discussed during The Payments Associations FC360 open banking and financial crime workshop Why is it important?

Fraud Prevention 88

Fraud Prevention Financial Crimes Crime Participant 88

The Fintech Times

DECEMBER 23, 2024

“In 2025, we expect to see significant advancements in interoperability, enabling seamless cross-chain asset transfers and DApp integration. However, they will also need to understand the implications of non-compliance. Many firms have come into the spotlight with a focus on building real-world utility.

Bitcoin 93

Bitcoin Blockchain Financial Inclusion Regulations 93