The Payments Association

FEBRUARY 17, 2025

As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem. Financial exclusion: A global challenge According to a report by the World Bank , despite rapid advancements in the digital finance ecosystem, 1.4

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Fintech News

JANUARY 26, 2025

The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance. As Asian markets surge, they face the dual challenge of safeguarding digital infrastructure while ensuring financial inclusion and bridging technological gaps between advanced and developing economies.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

Clearly Payments

OCTOBER 31, 2024

Growth : In regions such as Southeast Asia and Latin America, bank transfer payments have grown by 20% annually due to increasing banking access. Faster Payments (U.K.), Rise of Real-Time Payments (RTP) : Real-time payment systems are expected to grow by 15% annually , as consumers and businesses alike demand instant fund transfers.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Finextra

JUNE 11, 2025

Post-Independence (1947 - 1990s): Building the Foundation After independence, India focused on strengthening its financial infrastructure and extending banking services. Nationalization of Banks (1969, 1980): A major policy shift aimed at increasing financial inclusion and directing credit to priority sectors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Fintech Finance

MAY 27, 2025

Andrew McCormack, Chief Operating Officer at Al Etihad Payments, said: “We are delighted to onboard Mashreq as a provider of the innovative Aani Instant Payment solution – bringing intuitive, secure, and inclusive digital payments to small-scale merchants and their customers.

Instant Payments 85

Instant Payments Real Time Payments IBAN Payments 85

The Payments Association

DECEMBER 18, 2024

As digitisation and technological advancements propel digital payment solutions to become faster, cheaper, and more accessible, opportunities for global commerceespecially cross-border e-commerce will expand. Real-time payments (RTP) could reach $193.1 billion within the multi-rail payments ecosystem by 2030.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Paypers

JUNE 20, 2025

Driving development and inclusion The digital payment market in the country continues to grow, driven by the use of PromptPay, which was developed by NITMX and built on Mastercard’s RTP technology. The solution was launched eight years ago and has seen rapid adoption, with a 13% YoY increase in transaction value.

Visa 61

Visa CBDC RTP Real Time Payments 61

Fintech Finance

MARCH 7, 2025

Latin America’s Digital Payment Revenue to Triple by 2027 Latin America’s digital payments market is set to grow significantly, with revenue projected to reach USD 0.3 Growth is driven by financial inclusion, fintech innovation, and regulatory reforms. trillion by 2027. Key Takeaways – Report Summary 2.

Digital Payments 96

Digital Payments Payments Debit Card Online and Mobile Banking 96

Fintech Finance

JUNE 4, 2025

based Members of the Thunes Direct Global Network will enjoy unmatched speed, transparency, protection, control, and cost efficiency in executing real-time payments in and out of the U.S., Floris de Kort, CEO of Thunes , said: “At Thunes, we’re proud to have built a world-leading payments Network.

Cross-Border Payments 81

Cross-Border Payments Cross-Border Security Real Time Payments 81

Fintech News

NOVEMBER 13, 2024

The company highlighted its Visa Direct service, which facilitates real-time payments through partnerships with social media networks and marketplaces. Visa also addressed the challenge of slow payouts, a problem a recent Visa survey revealed affects over two-thirds of creators.

Small Business 122

Small Business Financial Literacy Debit Card Real Time Payments 122

The Fintech Times

JUNE 18, 2025

Working together, Mastercard and NITMX will power PromptPay , the real-time payments (RTP) platform in Southeast Asia, which will bring more Thai citizens and businesses into the digital economy. In March alone, 2.1

Visa 49

Visa Real Time Payments RTP Non-Bank 49

The Fintech Times

FEBRUARY 8, 2025

Having obtained the PSP licence, Tuma Ventures is able to offer a comprehensive suite of financial services in Tanzania, including real-time payment processing for merchants, mobile wallet solutions, and float management for other fintechs.

Security 59

Security Cross-Border Financial Inclusion Cross-Border Payments 59

The Payments Association

JANUARY 21, 2025

The report also notes a shift in consumer preferences, with rising adoption of digital wallets, mobile POS payments, and BNPL services. Looking to 2025, mobile payments and digital commerce are projected to exceed 10 trillion, with open banking and real-time payments leading growth.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Each plays a key role in transforming how Indonesians save, spend, invest, and access financial services.

FinTech 136

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 136

Finovate

JUNE 30, 2025

Specifically, tapi will acquire Arcus’ service payment operations, mobile top-ups, gift cards, and cash-in/out services. tapi is making the move to expand its presence in Mexico and boost its reputation as a payments partner for banks, fintechs, retailers, and service companies across the region.

Acquirers 52

Acquirers Payment APIs and Integration Visa Real Time Payments 52

Fintech News

JUNE 5, 2025

BPCs SmartVista is a digital payments platform that enables banks, fintechs, and governments to manage a range of services including card issuing, digital banking, and real-time payments.

Payment APIs and Integration 122

Payment APIs and Integration APACS Financial Inclusion Push-to-Card 122

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Fintech News

MAY 11, 2025

Launched as a pilot in 2011, the service allows users to make payments, transfer money and perform other financial transactions using the Airtel Thanks App or USSD. Airtel Money has been recognized in the Cross-Border Payments 100 list every year since its inception, highlighting its sustained relevance in global payments.

Cross-Border Payments 120

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 120

The Payments Association

FEBRUARY 13, 2025

While its domestic success is widely acknowledged, its growing role in cross-border payments is an emerging frontier with immense potential for international remittances and global commerce. Its key advantages include instant transactions, interoperability across banks and payment apps, low-cost processing, and enhanced security features.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payments 88

The Payments Association

JUNE 3, 2025

This is what distinguishes tokenisation from being solely a security measure: its enabling of cross-border capital flows, fractional ownership models, and financial inclusion. This model holds particular promise in real-time payments and open banking environments, where data minimisation and user control are top priorities.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Fintech Times

MARCH 14, 2025

Joo Del Valle , co-founder and CEO of EBANX “This is a clear indication of how the fast and massive adoption of alternative payment channels by consumers in emerging countries is also influencing the credit card industry in these regions, explained Joo Del Valle , co-founder and CEO of EBANX.

Continuity 64

Continuity Debit Card Push-to-Card Credit Cards 64

Finextra

JULY 13, 2025

Governments may embrace stablecoins as complementary tools to lower remittance costs and increase inclusion. By 2028, stablecoin-backed remittances in Asia could exceed $250 billion, unlocking financial resilience, real-time payments, and de-dollarization opportunities.

Stablecoins 98

Stablecoins Cross-Border Volume Wire Transfer 98

The Fintech Times

NOVEMBER 4, 2024

Regarding digital payment systems in Nepal, mobile banking boasts the largest number of customers (over 23 million), while digital wallets follow closely behind (21 million). billion ($570million) in 2022 to Rs 20.77 billion ($1.5billion) in mid-March of last year. UPI will function for Nepali users like it does for Indians in India.

Continuity 59

Continuity FinTech Payment Service Provider (PSP) Mobile Banking 59

The Payments Association

MARCH 19, 2025

Regions like Africa are seeing digital wallets driving financial inclusion, as seen with M-Pesa, which has connected millions of unbanked individuals to financial services. Technological advancements, including NFC, QR codes, and biometric authentication, have made digital wallets more user-friendly and secure.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

FEBRUARY 24, 2025

In the GCC in particular, the pace of e-commerce growth is surpassing that of the US and major European economies , fueled by a rapidly evolving digital payments ecosystem.

Fraud Detection 59

Fraud Detection Cross-Border Economy Best Practices 59

Fintech Finance

MARCH 12, 2025

. “This is a clear indication of how the fast and massive adoption of alternative payment channels by consumers in emerging countries is also influencing the credit card industry in these regions,” says João Del Valle , CEO and Co-founder of EBANX.

Issuers 59

Issuers Transactions Payment Service Provider (PSP) Debit Card 59

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. Part of this was the launch of the real-time payment system Wero last summer.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Finextra

JULY 8, 2025

1179 Report Share Channels /payments /financial inclusion Innovation in Financial Services A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation. It expresses the views and opinions of the author.

Global Payments 52

Global Payments Cross-Border Real Time Gross Settlement (RTGS) Cross-Border Settlement 52

Fintech Finance

JULY 7, 2025

With this license, Pay10 will deliver mobile-first interoperable infrastructure designed to integrate with Bahrain’s domestic payment rails, ensuring compliance, speed, and reliability across every transaction and directly contributing to the Kingdom’s broader vision for financial inclusion and diversified economic growth.

Central Bank 52

Central Bank Payment Solutions Regulations Security 52

The Fintech Times

NOVEMBER 7, 2024

Financial inclusion, digital and fintech While the World Bank says that at least 80 per cent of adults in the Maldives have a bank account with a traditional financial institution, the nation’s central bank, the Maldives Monetary Authority (MMA), says that cash remains the most popular payment method.

FinTech 59

FinTech PayPal Financial Inclusion Financial Literacy 59

The Fintech Times

MARCH 12, 2025

The PSR played a crucial role in ensuring that payment networks evolved in a way that prioritised resilience, competition and innovation. “Streamlining regulation is a good move if it reduces unnecessary complexity, but if this shift deprioritises payments-specific challenges, businesses could face unintended consequences. .

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Push-to-Card 59

Finovate

MARCH 26, 2025

The EO, which is targeting waste, fraud, and abuse, will offer both banks and fintechs opportunities and challenges as they seek to bring digital banking to underbanked consumers who need to send payments to and receive payments from the federal government.

Fraud Prevention 83

Fraud Prevention Law Enforcement Verification Payments 83

Finextra

JULY 7, 2025

With this license, Pay10 will deliver mobile-first interoperable infrastructure designed to integrate with Bahrain’s domestic payment rails, ensuring compliance, speed, and reliability across every transaction and directly contributing to the Kingdom’s broader vision for financial inclusion and diversified economic growth.

Security 52

Security Payment APIs and Integration Central Bank Real Time Payments 52

Finextra

OCTOBER 21, 2024

Real-time payments are forecast to generate $285.8 billion of additional global GDP growth and create more than 167 million new bank account holders by 2028, according to a new report published by ACI Worldwide.

Real Time Payments 85

Real Time Payments Financial Inclusion Payments Accounts 85

Fintech Finance

OCTOBER 21, 2024

Real-time payments are forecast to generate $285.8 ACI Worldwide’s second Real-Time Payments: Economic Impact and Financial Inclusion report leverages data from 40 countries and reveals—for the first time—an empirical link between real-time payments and financial inclusion.

Real Time Payments 98

Real Time Payments Financial Inclusion Instant Payments Accounts 98

Fintech Finance

SEPTEMBER 27, 2024

NPCI International Payments Limited (NIPL) has entered into a strategic partnership with the Ministry of Digital Transformation (MDT) of Trinidad and Tobago to develop a real-time payments platform similar to India’s ‘Unified Payments Interface’ (UPI).

Real Time Payments 98

Real Time Payments Financial Inclusion Central Bank International Payments 98

Payments Source

FEBRUARY 5, 2019

Peru is planning a real-time payment system with Vocalink that will put the country on par with similar systems in Thailand, Singapore, the U.S. and the U.K.

Real Time Payments 76

Real Time Payments Financial Inclusion Payments 76