The Fintech Times

JANUARY 28, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. Blanket policies often favour larger corporations, as they have the resources to navigate compliance.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

M2P Fintech

MARCH 24, 2025

Smart Contracts: Self-executing agreements streamline loan distribution, repayment, and compliance, cutting costs and speeding up transactions. Identity Verification: Provides a secure digital identity, simplifying verification and enhancing regulatory compliance. AI, ML, and blockchain enhance risk assessment and security.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Fintech Times

AUGUST 29, 2024

Cashfree Payments , the Indian paytech and API banking solutions provider, has launched Secure ID, its end-to-end solution for identity verification, risk assessment and fraud prevention. Today, regulatory compliance is paramount for digital-first businesses to reduce losses and grow. With UIDAI recording 1.96

Checks 69

Checks Risk Assessment Security Payment APIs and Integration 69

Fintech Review

FEBRUARY 11, 2025

Traditional models rely on limited data, whereas AI assesses alternative factors like transaction history and online behaviour. This enables more accurate risk assessments and financial inclusion. This can result in discriminatory lending practices or inaccurate risk assessments.

AI 66

AI FinTech Risk Assessment Assessments 66

Fintech News

JULY 4, 2024

For lending, AI’s ability to analyse alternative data sources could improve credit scoring and expand financial inclusion, particularly beneficial in emerging Asian economies with large unbanked populations. As AI continues to evolve, central banks must strike a delicate balance between embracing innovation and managing risks.

Central Bank 104

Central Bank AI Correspondent Bank Correspondent 104

Tearsheet

JULY 1, 2024

Financial Inclusion: Prepaid vouchers and online cash are great for young adults and those without access to traditional banking or credit cards. First and foremost, your security must exceed industry compliance standards. Start with a risk assessment. This security builds trust between merchants and customers.

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

M2P Fintech

MARCH 28, 2024

CKYC CKYC is a centralized repository of KYC information managed by the government or regulatory authorities. It aims to streamline verification, enhance accuracy, and promote financial inclusion. This collaborative approach expands market reach and enhances financial inclusivity.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59