The Fintech Times

MAY 10, 2025

AI is already transforming how we operate at Emirates NBDfrom document intelligence in trade finance to proactive fraud detection and intelligent customer interactions. However, the pace of adoption will depend on how quickly legal and regulatory frameworks evolve. “Quantum computing, while still emerging, is on our radar.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Stax

MARCH 18, 2025

Measures such as encryption, tokenization, and fraud detection are vital for protecting payment transactions from cyber threats, fraud, and data breaches. While theres a level of digital fraud risk, most digital payment processing systems have robust security measures, such as encryption, tokenization, and fraud detection.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

DECEMBER 12, 2024

Evaluate security features Businesses lose about 3% of their total eCommerce revenue to fraud every year. They also risk facing penalties, legal issues, and a damaged reputation that could take years to rebuild.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

The Payments Association

JUNE 11, 2025

Compliance costs scale with platform reach, requiring legal and operational sophistication that often exceeds the capacity of growth-stage UK platforms, particularly when attempting to balance regulatory adherence with competitive market positioning. Consumer behaviour adds another layer of complexity to the fraud landscape.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

The Payments Association

DECEMBER 2, 2024

The enforcement of MiCA provides clear guidelines for the issuance and management of stablecoins, reducing legal uncertainties and fostering confidence among market participants. PSPs were required to enhance their fraud detection and prevention systems to mitigate potential losses.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

The Payments Association

JUNE 16, 2025

The findings show that it’s technically possible, but with significant challenges surrounding fraud detection, data sharing, and usability. Who bears the cost of reconciliation errors or counterfeit detection failures? Offline value transfers must be framed within defined risk tolerance levels and fraud detection capabilities.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Neopay

JANUARY 30, 2025

Refine detection tool thresholds Adjusting fraud detection parameters can help identify mule activity across all stages of fund movement. Enhance consumer education Firms should play an active role in warning customers about the risks and legal consequences of money muling.

Financial Crimes 59

Financial Crimes Fraud Detection Crime Best Practices 59

The Payments Association

FEBRUARY 10, 2025

Partnering with regional providers, leveraging AI for fraud detection, and conducting regular audits will ensure compliance, transparency, and operational excellence. To navigate diverse vIBAN regulations, PSPs should establish a global compliance framework adaptable to local laws.

IBAN 88

IBAN AML Master Account Due Diligence 88

Finovate

JUNE 16, 2025

Control would be another benefit, as stablecoins could offer retailers full control over the payment rail and user data, and they could leverage stablecoins to enhance fraud detection efforts and improve analytics. This will reduce development cost and time, eliminate legal requirements, and reduce operational costs.

Stablecoins 81

Stablecoins Settlement Multi-Currency Cross-Border 81

Finextra

JUNE 14, 2025

The company leverages its network data and infrastructure to provide fraud detection tools, credit decisioning analytics, loyalty program services, consulting, and more. Importantly, Mastercard’s business model now encompasses more than moving money – it also sells a suite of complementary technology and analytics services.

Visa 52

Visa Gateways AI Value Added Service 52

Fintech Finance

FEBRUARY 17, 2025

For e-commerce leaders like Lili Bridals, tokenization and PCI-certified flows secure high-value transactions; for logistics giants like Zongteng, AI-driven fraud detection reduces chargebacks by 30%; and for advertising platforms such as Cheetah Mobile Inc, privacy-preserving frameworks reduce GDPR non-compliance risks by 99%.

Compliance 59

Compliance Payment Solutions Global Payments Risk 59

The Payments Association

JUNE 16, 2025

While this is a clear improvement in redress efficiency, some institutions have expressed concern that the emphasis on speed may come at the expense of fraud detection rigour, particularly in borderline or high-value claims.

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

Clearly Payments

NOVEMBER 18, 2024

Fraud Prevention Specialists Responsibilities: Monitor transactions for fraudulent activity and implement fraud prevention measures. Skills Required: Experience with fraud detection tools and an understanding of common fraud patterns.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

EBizCharge

NOVEMBER 27, 2024

Fraud detection and security tools: Merchant accounts often include tools and standards to prevent fraud and enhance security, including Payment Card Industry Data Security Standards (PCI-DSS). Transaction settlement: After a payment is authorized, the merchant account facilitates the settlement process.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

The Payments Association

MAY 3, 2025

With a mix of legal, operational, and executive expertise at the table, the conversation was both strategic and grounded in day-to-day realities. Hickman brought a legal and regulatory view, describing embedded finance as a modern reworking of white-labellingamplified by APIs and digital channels.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Finextra

JUNE 18, 2025

If issuers or merchants are concerned that fraud prevention will add friction that negatively affects transaction success, they are using the wrong fraud prevention authentication tools. With robust authentication and clear transaction context, it becomes possible to dramatically reduce fraud and increase transaction success rates.

Issuers 52

Issuers Disputes Fraud Prevention Authentication 52

Cardfellow

JUNE 14, 2025

Is it legal to refuse to accept cash? First and foremost, if you’re considering going cashless, make sure you’re legally allowed to do so in your city and state. Risks of Card Fraud Although you’re eliminating the risk of cash theft or fraud, taking more cards does slightly increase your risk of card fraud.

Credit Cards 88

Credit Cards Debit Card Push-to-Card Transactions 88

The Payments Association

MARCH 18, 2025

Fraud detection and risk management are also evolving. Payments providers are integrating e-commerce transaction data, geolocation, and digital identity signals to enhance fraud prevention. However, without a legally mandated structure, adoption has been slower compared to its neighbor.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Paypers

JUNE 20, 2025

In addition, Payabli is collaborating with NVIDIA to build proprietary AI models for risk and fraud detection, which will be trained using client-specific data sets to deliver tailored assessments. All rights reserved. No part of this site can be reproduced without explicit permission of The Paypers(V2.7).

Embedded Payments 36

Embedded Payments AI Payment APIs and Integration CBDC 36

The Payments Association

JULY 18, 2025

This roadmap is designed to support leadership, legal, and compliance teams in navigating a fragmented but fast-evolving regulatory terrain. Firms unable to demonstrate these controls may face prosecution, unlimited fines, and reputational harm, even if no actual benefit from the fraud was realised.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Finextra

JUNE 6, 2025

As BNPL companies incorporate technologies to meet improved credit assessment objectives they’re also discovering further advantages such as improved fraud detection, flexible, transparent payment options, interest-free payment plans, reduced risk of late payments and so on. But it’s important to note its early days for blockchain.

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

The Paypers

JUNE 26, 2025

At the same time, approval rules, fraud detection, and audit trails are embedded directly into the system in order to reduce fraud exposure, improve visibility, and enable fast, policy-aligned payments without the need for additional software or manual processes. All rights reserved.

Payments 56

Payments Embedded Payments Audit Multi-Currency 56

Stax

DECEMBER 9, 2024

Strengthen Fraud Prevention Measures Implement robust fraud detection and prevention systems to minimize the occurrence of fraudulent transactions. Use address verification, CVV checks, and fraud scoring models to identify potentially fraudulent orders.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

The Paypers

JUNE 25, 2025

This rich data facilitates the development of augmented methods for improving fraud detection and reduction and supports future enhancements. The sandbox will conform to ISO 20022 standards, introducing various new features enabled by enriched data, such as optimised data flow alongside transactions. All rights reserved.

Visa 59

Visa ISO 20022 Payment APIs and Integration Payments 59

The Payments Association

DECEMBER 18, 2024

However, he acknowledges significant hurdles, including technical, legal, and commercial challenges. Beyond fraud detection, Moore points to broader efficiency gains that could result from better data utilisation. Companies recognise the value of their data and are understandably cautious about sharing it, he notes.

Innovation 88

Innovation Payments Financial Crimes Regulations 88

EBizCharge

JUNE 12, 2025

Many merchant accounts and services also offer advanced security measures, such as fraud detection and tokenization, to protect both the business and its customers. Verification of supportive documents: Submitted documents, such as legal IDs, voided checks, or articles of incorporation, are reviewed for authenticity and completeness.

Process 52

Process Accounts Payment Gateways Gateways 52

EBizCharge

MARCH 3, 2025

Acumatica payment providers should comply with legal and regulatory requirements like Payment Card Industry Data Security Standards (PCI-DSS) , which safeguard payment data by implementing various security protocols. This method helps verify your customers identity, reducing fraud and enhancing payment security.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Finovate

JANUARY 24, 2025

Many FIs need to significantly upgrade their payment processing systems to handle real-time transactions, which also need to uphold fraud detection and AML/CTF rules in real time. MiCA is the EUs first comprehensive legal framework for crypto assets that introduces clear and consistent rules across member states.

Regulations 73

Regulations FinTech BNPL Cross-Border 73

Trade Credit & Liquidity Management

MAY 29, 2025

Additionally, it supports faster payment processing, better fraud detection, and improved cash flow forecasting through more granular and consistent data. Aligning legal, tax, and IT teams fosters a unified approach that balances compliance with business needs. This collaboration helps avoid discrepancies and audit risks.

ISO 20022 52

ISO 20022 ISOs Compliance Cross-Border 52

Nanonets

NOVEMBER 18, 2024

9 Ocrolus AI-powered processing with fraud detection 4.6/5 Fraud detection: Includes tampering detection and validation to identify suspicious activity, enhancing security in financial transactions. 5 No Custom pricing 43.8 2 Nanonets 98% data accuracy with AI and highly customizable workflows 4.8/5

Automation 52

Automation Volume AI API 52

Core

MARCH 19, 2024

Misappropriated tax dollars significantly erode public trust and confidence in government institutions, leading to skepticism, disengagement from civic processes, and even legal consequences. The solution: robust government fraud detection mechanisms for payment systems.

Fraud Detection 52

Fraud Detection Government Governance Compliance 52

PYMNTS

JUNE 13, 2019

The bank implemented a data-based fraud detection initiative in 2018 to help combat this problem with false positives. Fraud is like looking for needles in a haystack,” Sieczkowski explained. It’s likely that fraudsters will become more sophisticated at the same rate that banks implement smarter fraud detection methods.

Fraud Detection 51

Fraud Detection AI Money Laundering Fraud Prevention 51

The Payments Association

MARCH 25, 2025

Reactive, not proactive: Rule-based systems fail to detect evolving threats. At SENDS, we recognised early that outdated practices compromise security and efficiency, so we embraced AI-driven solutions to transform fraud detection and compliance.

Regulatory Compliance 136

Regulatory Compliance AML PCI DSS Compliance 136

Clearly Payments

SEPTEMBER 18, 2024

Legal Advisor: In complex chargeback cases, having legal expertise can be essential, particularly in disputes involving large amounts or multiple fraud claims. Collaboration with the Analyst: Works together to investigate whether a chargeback is linked to fraud or friendly fraud.

Disputes 105

Disputes Fraud Prevention Payments Credit Cards 105

Finextra

FEBRUARY 5, 2025

Developed entirely by Turkish engineers, Formica AI has become a leader in Turkey and the nearby geography in areas such as fraud detection and prevention, AML, KYC, internal audit and compliance with legal regulations.

AI 52

AI Fraud Detection AML Audit 52

Payments Source

AUGUST 28, 2019

Any time a new market opens up, fraudsters rush in to exploit it — and this is especially true of high-risk markets like gambling.

Legal 67

Legal Risk Fraud Detection Fraud Prevention 67

Fintech Review

FEBRUARY 18, 2025

Data breaches or fraud could undermine trust, making strong encryption, fraud detection, and authentication mechanisms essential. Failure to comply with financial regulations could result in penalties, legal challenges, and reputational damage. Automated fraud detection will enhance security, making transactions safer.

Embedded Finance 95

Embedded Finance Finance Payment APIs and Integration Non-Bank 95