Paydock and Forter: Empowering merchants and financial institutions with seamless payments and fraud prevention

Paydock continues to grow its partner network, forging strategic alliances that deliver enhanced value and operational efficiency to merchants and financial institutions worldwide. The latest addition to this network is Forter, a global leader in AI-powered fraud prevention, who joins Paydock in transforming fraud detection and prevention for online businesses.

A strategic layer for agnostic fraud prevention

Paydock serves as a strategic layer in the payment stack, allowing merchants to integrate Forter’s powerful fraud prevention solution independently of their chosen downstream payment providers. Through Paydock’s payment orchestration platform, Forter can be deployed agnostically across a range of payment service providers (PSPs) and alternative payment methods, giving businesses the flexibility to optimise their payments and fraud prevention strategies without being limited by their PSP or APM choices.

A scalable solution for financial institutions

This partnership allows Financial Institutions to offer Forter’s industry-leading fraud prevention solution directly to their merchant clients without requiring additional integration. This streamlined approach lets FIs add a top-tier fraud provider to their suite of services, enhancing their value proposition to clients and staying competitive in a demanding marketplace.

With Paydock as a strategic layer, FIs can deliver Forter’s fraud protection with minimal disruption, ensuring merchants and end customers benefit from a seamless, secure transaction experience.

How the partnership works

Paydock integrates Forter both via direct API and JavaScript embedding within its no-code checkout process, empowering merchants with Forter’s AI-driven, identity-based fraud checks directly in their payment workflows.

Key Benefits of the Paydock-Forter Solution

1. Comprehensive, real-time fraud prevention: Forter’s fraud prevention platform is fully integrated within Paydock, offering real-time approve/decline decisions on all transactions. By automating fraud detection, businesses can eliminate manual reviews, accelerating fulfilment and providing a smooth customer experience.
2. Tailored and adaptive fraud solutions: Forter’s platform is adaptable to each merchant’s unique needs, with customisation based on feedback and an understanding of specific business requirements. This tailored approach ensures businesses receive optimised fraud prevention while leveraging Paydock’s flexible payment orchestration layer.
3. Full fraud chargeback guarantee: Forter’s platform includes a 100% fraud chargeback guarantee on all approved transactions, protecting businesses from fraud-related losses and building customer trust in their processes.
4. Built for growth: With Forter and Paydock, fraud prevention scales effortlessly alongside business growth. From seasonal peaks to flash sales, the fully automated system is designed to handle high transaction volumes and the omnichannel demands of modern commerce.
5. Centralised dashboard: With a single, centralised dashboard, merchants gain a consolidated view of all fraud checks across multiple acquirers, gateways, and alternative payment methods. This unified interface simplifies monitoring and management, allowing businesses to track fraud patterns, refine strategies, and enhance overall fraud prevention efforts efficiently, all within a single platform.

The future of digital commerce fraud prevention

The Paydock-Forter partnership is set to launch in early 2025, bringing a forward-thinking solution to the industry. By combining Forter’s expertise in AI-driven fraud prevention with Paydock’s flexible, no-code enablement platform, this solution empowers merchants and financial institutions to stay ahead of fraud risks while scaling confidently in an evolving digital landscape.

“By integrating Forter’s fraud prevention solutions with our no-code enablement platform, we’re introducing the next step in our vision of transforming the ease with which leading fintech can be offered by the world’s most trusted brands to merchants everywhere,” says Rob Lincolne, CEO, Paydock

“With Forter’s AI-powered decisioning seamlessly integrated into the Paydock operations platform, merchants will be able to elevate their fraud prevention and payment strategies, achieve rapid scale and accelerate their revenue uplift,” says  Neil Smith, global head of PSP partnerships, Forter

Together, Paydock and Forter are setting a new standard for resilient, agile fraud prevention, empowering businesses to optimise customer experiences, drive revenue, and protect against fraud at every stage.