The Payments Association

JULY 7, 2025

While mobile wallets and digital methods show impressive momentum, consumer behaviour remains complex, shaped by age, income, trust, and region. Digital growth, but cash Is far from obsolete Mobile wallets now account for the preferred payment method among 30% of 18–24-year-olds and 38% of full-time students.

Acquirers 88

Acquirers Consumer Online and Mobile Banking Payments 88

Fintech Review

APRIL 17, 2025

Banking has entered a new era. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster, more user-friendly counterpart online. What Does It Mean to Bank Digital?

Online and Mobile Banking 59

Online and Mobile Banking Embedded Finance Multi-Currency Money Laundering 59

The Payments Association

OCTOBER 28, 2024

It highlights the rising trends in fraud and stresses the need for payment leaders to implement stronger prevention strategies and collaborations. Payment leaders must focus on fraud prevention, collaboration with tech and telecom sectors, and public education to mitigate future risks. in every £10 of attempted fraud.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. With a payment gateway, they simply enter their card details online on your website or app. For example, if you operate an online store, you need fast and secure online payment solutions.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

NOVEMBER 6, 2024

This market includes a range of services and technologies that facilitate the acceptance, authorization, and settlement of payments across various channels, including online, in-store, and mobile. They require secure systems like point-of-sale (POS) terminals , online checkout gateways, or mobile payment solutions to process payments.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Clearly Payments

NOVEMBER 23, 2024

Some banks have chosen to develop their own in-house payment processing systems, delivering end-to-end services directly to their customers. Other banks have formed strategic partnerships with third-party providers. From internal solutions to partnerships, we’ll provide an overview of each bank’s approach.

Credit Union 59

Credit Union Process Online and Mobile Banking Processors 59

Stax

MARCH 18, 2025

On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. billion transactions and $9.76

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Fintech News

JANUARY 14, 2025

While online payments have taken off, many consumers still favour credit cards or cash for offline purchases. Digital wallets are especially popular for online shopping, paying bills, and mobile transactions. Digital wallets are especially popular for online shopping, paying bills, and mobile transactions.

APACS 113

APACS eWallet Online and Mobile Banking Credit Cards 113

The Payments Association

JULY 11, 2025

The strategic adoption of AI, IoT, mobile, and biometric tech to future-proof payments and retail operations. Focus should shift to converged commerce, blending in-store, online, and mobile channels, while nabling seamless integration with third-party software. What’s next? trillion globally by 2027.

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88

Fintech Finance

JUNE 10, 2025

Visa’s new AI-enabled solutions offer regional partners including AI platforms, fintechs, banks, and merchants a seamless way to connect to the Visa network to deliver secure, frictionless payment experiences. Visa is also collaborating with local banks in Vietnam to launch Flex Credential in the next few months.

AI 88

AI Stablecoins Credential Payment APIs and Integration 88

Clearly Payments

MARCH 14, 2025

trillion in 2024, with digital wallets such as Apple Pay and Google Pay now representing over 40% of online transactions. Acquiring Bank The acquiring bank processes the transaction on behalf of the merchant. Payment Processor Facilitates communication between acquiring and issuing banks. Visa, Mastercard).

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Finextra

JULY 5, 2025

Both power a substantial share of online commerce, yet they’ve taken different paths to the top. Spoiler: Both companies have overlapping product categories (payments, fraud prevention, in-person solutions, and more), but their strengths and weaknesses can make each a better fit for different customer profiles. Let’s dig in.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The issuing bank verifies whether the customer has enough funds in their account to complete the transaction.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

The Payments Association

JANUARY 13, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Phishing Volume 88

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Fintech News

JUNE 11, 2025

At the centre of this threat is Grey Nickel , a sophisticated cybercriminal group using deepfakes, synthetic identities, and AI-powered attack tools to breach banks, crypto exchanges, and digital payment platforms. “These aren’t opportunistic attacks—they’re existential threats to digital banking,” he continued.

Crime 66

Crime Deepfake AI APACS 66

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Throughout this process, multiple security measures protect both parties from fraud.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

The Fintech Times

DECEMBER 9, 2024

This incident disrupted operations across airlines, banks, and media outlets, resulting in billions in losses for major corporations. The Bank of England has emphasised the need for payment firms to enhance their operational resilience, mandating improvements by March 2025 to better handle disruptions like cyber-attacks or system failures.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Finovate

JUNE 30, 2025

Here are the most popular headlines, based on pageviews, that shaped the last quarter: Klarna doubles down on digital banking ahead of U.S. IPO Buy now, pay later (BNPL) player Klarna unveiled plans this quarter to operate more like a full-service digital bank. Rocket Companies acquires Mr. Cooper for $9.4 exchange ratio.

FinTech 52

FinTech Stablecoins Fraud Prevention Online and Mobile Banking 52

EBizCharge

MARCH 31, 2025

A merchant services provider helps businesses process payments like debit and credit cards, Automated Clearing House (ACH)/eChecks, and other online transactions. These providers act as intermediaries between merchants, banks, and payment networks, ensuring transactions are processed securely and efficiently.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

The Fintech Times

JULY 8, 2025

GoCardless, the bank payment company, has named Ian Boyd general manager for Australia and New Zealand as it seeks to expand its footprint in the region. TrafficGuard, a platform for digital ad verification and fraud prevention, appoints Miguel Lopes as chief product officer.

FinTech 59

FinTech Fraud Prevention Online and Mobile Banking Verification 59

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

EBizCharge

MARCH 20, 2025

Your provider may ask you to download a package and run an installer or set up online credentials, so following their instructions is essential. and ACH/eChecks for direct bank transfers. Fraud prevention tools: Helps detect and prevent fraudulent transactions. Digital wallets (Apple Pay, PayPal, etc.)

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

JUNE 16, 2025

8 common features of enterprise merchant services Merchant accounts are specific types of bank accounts that allow enterprise merchants to accept credit, debit, Automated Clearing House (ACH)/eCheck, and other payments. This account holds funds from sales until they’re deposited into a business’s primary bank account.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

The Paypers

JUNE 19, 2025

Furthermore, Tap allows entrepreneurs to unify their online and in-person sales channels. Also, the Mollie platform facilitates a range of other financial services, including online payments, digital invoices, payment links, and business financing. The Tap terminal is available from EUR 45.

Payments 36

Payments Online and Mobile Banking CBDC Digital Currency 36

Fintech Finance

JUNE 18, 2025

From faster checkouts to mobile wallets, today’s buyers demand seamless and flexible transactions—and small businesses can no longer afford to fall behind. This includes a burgeoning interest in alternative payment methods (APMs), such as Buy Now Pay Later (BNPL) and Open Banking, indicating a shift in consumer preference.

Research 52

Research Consumer Alternative Payment Methods Online and Mobile Banking 52

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs. Yet, many merchants struggle with high fees, limited integration, and fragmented tools that fail to meet their specific needs.

Process 52

Process Accounts Payment Gateways Gateways 52

EBizCharge

MAY 27, 2025

Payment analytics can include the following: Payment preferences: Payment analytics can track which payment methods customers use most frequently, such as credit and debit cards, Automated Clearing House (ACH)/eChecks, mobile wallets, and more. Understanding local trends can also improve supply chain decisions.

PCI DSS 52

PCI DSS Payments Payments Trends Transactions 52

Finextra

JUNE 19, 2025

Community Your feed Latest expert opinions Groups Join the Community 23,315 Expert opinions 42,505 Total members 368 New members (last 30 days) 195 New opinions (last 30 days) 29,090 Total comments Join Sign in Open Banking Won’t Work Without Trust. It goes beyond fraud prevention; it’s also about how issues are handled when things go wrong.

Online and Mobile Banking 52

Online and Mobile Banking Authorization Research Privacy 52

The Paypers

JUNE 13, 2025

The payment methods in question included Fawry Cash, Aman, Masary, Momken, Vodafone Wallet, and Orange Cash Wallet, as well as Mobile & Banking Wallets in Egypt, Sadad in Saudi Arabia, eFAWATEERcom in Jordan, and STC Direct Carrier Billing (DCB) in Bahrain.

Payment APIs and Integration 36

Payment APIs and Integration Payments Online and Mobile Banking Financial Crimes 36

EBizCharge

MARCH 3, 2025

With increasing reliance on online transactions, understanding how to streamline payment solutions has never been more essential. Four popular payment methods include: Customer payment portals: Acumatica payment integrations allow businesses to set up self-service payment portals where customers can securely pay invoices online.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

The Payments Association

MAY 21, 2025

Europeans are increasingly willing to switch online payment methods to access greater speed, convenience and security when shopping, new research from leading European financial technology provider, payabl. Payments are personal and regional PayPal is the top online payment method for Europeans, with 50% ranking it in their top three methods.

Research 88

Research Online and Mobile Banking Fraud Prevention Debit Card 88

Fintech Labs Insights

MAY 12, 2025

Nubank Brazilian digital bank expanding family-focused services, including teen accounts and shared budgeting tools, achieving over 100 million customers and 30% return on equity. Robinhood Online brokerage with subscription services, crypto trading and prediction markets. Comun A neobank tailored for Latino immigrants in the U.S.,

FinTech 15

FinTech Online and Mobile Banking Small Business Credit Cards 15