Fintech News

JANUARY 12, 2025

A growing young and middle-class The second driver Southeast Asia’s fintech boom is the regions growing tech-driven youth and middle class, two demographics that are fueling demand for digital-first financial services. Southeast Asia’s youth, aged 15 to 34, account for over a third of the population.

FinTech 120

FinTech Financial Inclusion BNPL Cross-Border 120

Fintech News

JANUARY 21, 2025

These restrictions were aimed at ensuring that the platform could manage the demand of Indias massive digital payment ecosystem while maintaining security and performance standards, the Financial Express reported. In India, WhatsApp Pay was initially introduced in 2020 with a 40 million user cap.

Caps 122

Caps Digital Payments Debit Card Facilitators 122

Fintech News

MARCH 24, 2025

This comes as manual and in-house verification struggle to meet the crypto industry’s fast-paced demands. Instead, this method requires users to provide key details such as an identification number, which are then cross-checked against government databases. in 2023 to 2% in 2024. in verification times.

APACS 89

APACS Verification Fraud Detection Money Laundering 89

Basis Theory

NOVEMBER 12, 2024

This demands a substantial investment of time and resources for the initial build, not to mention creating the significant ongoing burden of securing and maintaining compliance for the entire lifecycle of the system. Any service used for tokenization must scale to meet the demand of its clients.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

The Payments Association

JULY 18, 2025

Viewing these initiatives as a whole presents a clear regulatory trajectory: accelerated timelines, harmonised standards, and enhanced scrutiny across governance, conduct, and technology infrastructure. Strategic modernisation through modular, API-first architecture enables a phased, agile response to compliance demands.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Finextra

JUNE 19, 2025

On-Demand 230 registered Online Join this Webinar How is the macro-economic environment reshaping global trade and payment requirements? Currency diversification is accelerating; how are geo-political tensions and shifting trade flows reshaping global payment demands? But the geo-economic domain is not the only source of change.

Multi-Currency 52

Multi-Currency On-Demand Settlement Economy 52

The Payments Association

JUNE 3, 2025

Yet designing for offline-first use cases introduces technical complexity and requires careful consideration to balance user demand with practicality, though recent prototypes show that offline functionality can be achieved on standard smartphones without specialised hardware. Flexibility is also crucial when it comes to custody.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Clearly Payments

OCTOBER 31, 2024

Primary Use Cases : CBDCs are designed to enhance financial inclusion, streamline payments, and provide a government-regulated alternative to cryptocurrencies and private digital payment providers. This demand has spurred initiatives like FedNow in the U.S. They remain a staple payment method globally.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

MARCH 12, 2025

Absorbing the PSR’s responsibilities into the FCA risks adding further complexity to an already demanding agenda, potentially disrupting the ongoing development and supervision of the UK payments ecosystem with a view to kickstart growth.

Government 59

Government Governance Regulations Payments 59

Fintech News

JANUARY 21, 2025

Singapore currently stands as the regional leader, or Champion, with exemplary ratings in market maturity and government initiatives. Regional integration is playing a key role, with governments accelerating their efforts to enhance cross-border commerce and digital economy participation.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

Fintech Finance

JANUARY 3, 2025

This initiative aligns with the Qatari Government’s vision of digitalising payments, enhancing electronic banking services, and advancing the shift towards a cashless society. “These solutions aim to streamline payments for our corporate clients while augmenting security measures,” he stated.

Economy 98

Economy Online and Mobile Banking Electronic Banking Reconciliation 98

The Payments Association

JANUARY 21, 2025

This report provides a comprehensive analysis of the key trends defining the payments sector in 2024, highlighting the opportunities for strategic growth, as well as the challenges posed by regulatory pressures, financial crime, and evolving infrastructure demands.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

JUNE 5, 2025

These old-school platforms were never designed to meet the demands of todays always-on, customer-centric banking environment. BPCs SmartVista is a digital payments platform that enables banks, fintechs, and governments to manage a range of services including card issuing, digital banking, and real-time payments.

Payment APIs and Integration 122

Payment APIs and Integration APACS Financial Inclusion Push-to-Card 122

Finovate

JANUARY 21, 2025

. “At LeapXpert, we’re seeing greater and greater demand for our platform, driven in part by the three-year crackdown by global regulators on off-channel communications,” LeapXpert Founder and CEO Dima Gutzeit said. “This is now expanding beyond regulated enterprises into non-regulated sectors, as the DOJ in the U.S.

Security 65

Security Governance Government AI 65

The Fintech Times

FEBRUARY 26, 2025

In the survey report, ‘ Understanding Consumer Demand in the AI-Banking Era ‘, Personetics reveals that 84 per cent of respondents indicated that they would likely switch to a bank that provides timely, relevant advice to improve their financial health.

AI 64

AI On-Demand APACS Addressing 64

The Payments Association

APRIL 7, 2025

These insights are crucial for payment firms aiming to develop proactive strategies to stay ahead in this dynamic and demanding environment. The newly appointed Labour Government will be expected to unveil clear plans about how the regulatory framework will be shaped going forward. Why is it important?

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Payments Association

MARCH 19, 2025

We are seeing strong adoption and demands for wallets like PayPal, Alipay, and WeChat Pay as they have evolved from basic payment tools to comprehensive financial ecosystems. Digital wallets are expanding faster than financial oversight can keep up, forcing governments to scramble for new safeguards without choking innovation.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Payments Association

MARCH 19, 2025

Despite these advancements, many firms still rely on outdated payment systems and technologies that cant meet the market’s growing demands. As digital assets continue to gain traction, payment networks must evolve to accommodate rising transaction volumes, evolving regulatory frameworks, and the growing demand for real-time settlement.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech News

JUNE 16, 2025

As the global demand for faster, more affordable, and increasingly transparent cross-border payments intensifies, Project Nexus is emerging as a foundational initiative to meet the G20’s ambitious roadmap. By joining Nexus, banks can respond to that demand in a tangible way. All of this reflects what the G20 set out to achieve.

Cross-Border Payments 71

Cross-Border Payments Cross-Border APACS ISO 20022 71

Fintech News

APRIL 16, 2025

The move supports Vietnams growing demand for digital and contactless payments, particularly among younger, tech-savvy users. Most importantly, our partnership with NAPAS marks a significant milestone in our commitment to supporting the governments vision of realizing its non-cash payment goals in 2025.”

Digital Payments 66

Digital Payments Payment APIs and Integration Contactless Payments Non-Bank 66

Fintech Review

NOVEMBER 27, 2024

This model enables SMEs to receive funds quickly, improving their ability to respond to market demands or cover urgent expenses. Government support and favourable regulatory environments will play a crucial role. Quick, Digital Loan Approvals Unlike banks, fintech platforms offer a streamlined, digital loan application process.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

The Payments Association

JANUARY 3, 2025

MacKenzie highlighted this tension: Customers demand a zero-friction experience, especially in e-commerce and retail. Participants also touched on the potential for government-backed initiatives to facilitate data sharing. As McMurtrie summarised, Fraud is a collective problem, and it demands a collective solution.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

The Payments Association

JANUARY 13, 2025

Addressing these vulnerabilities demands collaboration across financial institutions, digital platforms, and regulators. Frequently used for high-value impersonation fraud, with scammers posing as trusted entities like banks or government officials. Why is it important? What’s next?

Scams 88

Scams Romance Scams Phishing Volume 88

Fintech News

JANUARY 26, 2025

In Singapore, the government-backed API Exchange is promoting API standardisation. According to a study by Bain & Company, Google, and Temasek, 53% of industry experts believe that consumer tech platforms, rather than pure-play fintechs, are more likely to drive disruption in financial services. of all cashless transactions in Japan.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

The Fintech Times

JUNE 27, 2025

The way the ID verification works is that users upload a government-issued ID and take a selfie. iDenfy’s AML solution screens users continuously, not just at onboarding, to ensure QwikPay always stays ahead of evolving risk profiles and regulatory demands. The pricing model was another deciding factor.

Risk Management 59

Risk Management Compliance Risk AML 59

The Payments Association

NOVEMBER 12, 2024

This urgency often leads organisations to choose vendors who claim to deploy solutions swiftly to meet compliance demands. However, Armstrong warns that this desire for bespoke solutions can lead to miscalculation. “I I have quite strong views on why it might not be the best idea for some firms,” he claims.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Fintech Review

MAY 6, 2025

Where profitability and mature governance take precedence over pure top-line expansion. It is also investing in machine learning -driven fraud prevention, real-time payouts, and open banking integrations to stay ahead of shifting market demands. Its core strength lies in controlling the entire payment stack.

Payment APIs and Integration 52

Payment APIs and Integration Payments Processors Alternative Payment Methods 52

Finextra

JULY 3, 2025

They shine in markets where cash-in/cash-out, P2P transfers, airtime top-ups, and government disbursements are common. What is a digital wallet? A digital wallet, on the other hand, doesn’t hold money. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

The Payments Association

JUNE 16, 2025

Businesses cite a broad mix of motivations, from lower transaction fees and faster settlements to a lack of consumer demand. Still, a sector-specific evolution is shaped by education, infrastructure, and market demand, with adoption predicted to increase gradually over the next three years.

On-Demand 88

On-Demand Settlement Disputes Addressing 88

Fintech Finance

NOVEMBER 3, 2024

This government is laser-focused on supporting business growth and expansion. Consumers demand payment choice, flexibility and transparency at checkout, and Affirm delivers all three. Affirm has been publicly traded on NASDAQ since 2021 and has processed more than $75 billion over the last five years.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

Fintech Finance

MARCH 25, 2025

This partnership with Fundiin is more than just a single undertaking – it is a strategic, long-term initiative designed to strengthen risk management, refine credit-scoring models, and introduce financial products that better meet market demands.”

Risk Assessment 97

Risk Assessment Risk Management BNPL Best Practices 97

Finextra

JUNE 10, 2025

government is laying the groundwork for regulations that will support the growing digital asset economy. Consumers want to use it, and with modern gateways eliminating risk and complexity, merchants can meet this demand safely and efficiently. Positioning for the Future The shift toward crypto payments isn’t slowing down.

Settlement 52

Settlement Gateways Payments BNPL 52

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. In my view, organizations that prioritize the end-user experience will be the ones that lift the benchmark on what is possible and will continue to drive growth.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Fintech Times

FEBRUARY 17, 2025

Standard Chartered Standard Chartered has a track record of working with stablecoin issuers globally, allowing the JV to fully utilise its bank-grade infrastructure and rigorous governance. “We are introducing solutions and instruments that service this market and meet the growing client demand.

Stablecoins 104

Stablecoins Issuers Use Case Cross-Border Payments 104

The Payments Association

JANUARY 13, 2025

The introduction of the Digital Assets Bill and the Financial Conduct Authority (FCA)s ongoing efforts to regulate cryptoassets demonstrates the regulator’s intentions to further define just how digital assets are governed and traded. Why is it important?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

FEBRUARY 28, 2025

Stripes growth to date is evidence of the intense market demand for programmable financial services. We believe this ability will prove particularly important in the coming years, as stablecoins, AI, and other forces reshape the landscape. The associated transformation is still early. The post Stripes Total Payment Volume Reaches $1.4t

Volume 52

Volume AI Stablecoins Payments 52