Fintech Finance

JANUARY 13, 2025

Introducing the AIsa Payment Network AIsa combines the speed of the Lightning Network with the stability of multi-asset stablecoins to deliver an AI-native payment solution. Stable Value: Integration with multi-asset stablecoins ensures secure and stable transactions.

Payment Networks 98

Payment Networks Economy AI Microtransactions 98

The Fintech Times

JULY 17, 2025

For years, I watched stablecoins hover at the edges of the UK’s financial system – too unstable to serve as payments, too misunderstood to be seen as legitimate money and too often dismissed as crypto’s lesser-known cousin. Beyond ambition Credible stablecoin offerings aren’t just defined by tokenomics or market traction.

Stablecoins 45

Stablecoins Cross-Border Issuers Use Case 45

Finextra

JUNE 23, 2025

Location Joburg Followers 5 Opinions 23 Follow Unfollow For years, stablecoins existed in a regulatory grey zone – popular as “digital cash” but lacking official oversight. policymakers have sketched out the first federal framework for payment stablecoins. This means the “stable” in stablecoin is now legally enforceable.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

Finextra

JULY 16, 2025

Community Your feed Latest expert opinions Groups Join the Community 23,479 Expert opinions 41,848 Total members 350 New members (last 30 days) 190 New opinions (last 30 days) 29,133 Total comments Join Sign in Stablecoin – Cross Border Payment Driver?! Stablecoin Advantages UK Stablecoins can reflect the sterling currency 1 to1.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Stablecoins Payments 52

Finextra

JUNE 10, 2025

The Payments Association, a trade group representing the payments sector, has urged The Chancellor of the Exchequer Rachel Reeves to take a clear stance on stablecoins, pointing out that her last announcement on crypto in April did not include any government plan to boost the stablecoin sector.

Stablecoins 59

Stablecoins Payments Governance Government 59

Bank Automation

MARCH 25, 2025

Amid a push toward the use of cross-border payments, the financial services industry is holding back on stablecoin payments as it awaits consumer adoption and regulation. Stablecoin is cryptocurrency that aims to keep a stable value relative to a specified asset like government-issued currency or gold.

Cross-Border 59

Cross-Border Stablecoins Cross-Border Payments Cryptocurrency 59

Clearly Payments

OCTOBER 31, 2024

Stablecoins : Stablecoins like USDC and USDT are increasingly popular in e-commerce due to their reduced volatility, with stablecoin transactions growing 30% year-over-year. However, this growth may face regulatory scrutiny as governments look to protect consumers from potential debt risks.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Finextra

MAY 28, 2025

The FCA has published proposals for ensuring financial resilience in the face of upcoming regulations governing cryptoasset firms, with an added focus on stablecoins.

Stablecoins 80

Stablecoins Governance Government Regulations 80

Fintech News

DECEMBER 4, 2024

Ripple, a provider of enterprise blockchain and crypto solutions, clarified that its USD-pegged stablecoin, RLUSD, is not yet launching. The stablecoin, first announced earlier this year, is set to be fully backed by a mix of US dollar deposits, short-term US government securities, and similar cash equivalents.

Stablecoins 127

Stablecoins Blockchain Audit Acquirers 127

The Payments Association

JANUARY 13, 2025

The introduction of the Digital Assets Bill and the Financial Conduct Authority (FCA)s ongoing efforts to regulate cryptoassets demonstrates the regulator’s intentions to further define just how digital assets are governed and traded.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Innovative Payments Association

JULY 8, 2025

Session 4: IPA Compliance Boot Cam As stablecoins gain traction in the payments ecosystem, they sit squarely at the crossroads of innovation and regulation. With use cases expanding – from cross-border transactions to programmable payments – policymakers are racing to define how these digital assets should be governed.

Boot Camp 40

Boot Camp Stablecoins Compliance Cross-Border 40

Fintech Finance

MAY 29, 2025

Businesses on Stripe range from AI champions like ElevenLabs and Synthesia and fintech leaders such as Revolut and Monzo, to British institutions like Tesco, Hargreaves Lansdown , and the UK Government. Were on the cusp of two giant leaps for the economy: stablecoins and AI, said Stripe cofounder John Collison.

Stablecoins 59

Stablecoins Cross-Border AI Economy 59

The Payments Association

JANUARY 21, 2025

Will Marwick CEO, IFX Payments The Payments Report 2024 highlights the growing impact of digital currencies, particularly stablecoins, as transformative payment solutions. The report notes how stablecoins, supported by regulatory developments, are driving advancements in digital commerce and cross-border transactions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

FEBRUARY 28, 2025

We believe this ability will prove particularly important in the coming years, as stablecoins, AI, and other forces reshape the landscape. Stablecoins are a new branch of the money tree. Stripes growth to date is evidence of the intense market demand for programmable financial services. The associated transformation is still early.

Volume 52

Volume AI Stablecoins Payments 52

Fintech Finance

MAY 20, 2025

.” New technologies gathering pace The research also reveals that adoption of technologies like open banking (54%) and digital currencies (49%) is gathering pace in the sector, with a growing number of firms also now using and AI analytics (34%), blockchain (32%), embedded finance (26%) and stablecoins (20%). ” says Campbell.

Risk 96

Risk Finance Embedded Finance Security 96

PayPal

JULY 17, 2025

This deployment provides developers with their first Layer 2 option for PYUSD integration, combining the stablecoin's established reliability with Arbitrum's low-cost, high-throughput transaction processing. Redemption and Market Risk of Fiat-Backed Stablecoins: U.S. San Jose, Calif., dollar per token.

PayPal 98

PayPal Stablecoins Venmo Blockchain 98

The Payments Association

MARCH 19, 2025

Notably, the rise of cryptocurrencies, stablecoins, and Central Bank Digital Currencies (CBDCs) are transforming the digital payments landscape. Here’s how these technologies are reshaping the payments ecosystem: Stablecoins are transforming cross-border payments by providing faster, cheaper alternatives to traditional transfers.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech News

JANUARY 14, 2025

Although no longer holding an official government position, Thaksin remains a significant political figure, with his daughter, Paetongtarn Shinawatra, currently serving as Prime Minister. Speaking at a Bangkok event, Thaksin emphasised the economic opportunities of cryptocurrency, referencing global trends such as the U.S.’s

Cryptocurrency 120

Cryptocurrency Stablecoins Digital Currency Governance 120

The Payments Association

DECEMBER 9, 2024

The UK government and the FCA will further develop and implement these regulations through consultations and legal frameworks, aiming for a comprehensive rollout by 2026. What are the government’s plans for the regulation of crypto? Why is it important? What’s next?

Stablecoins 88

Stablecoins Consulting Rules Regulations 88

Finovate

DECEMBER 18, 2024

Hexagate’s security solutions detect and mitigate real-time threats, including cyber exploits, hacks, and governance and financial risks to help chains, protocols, asset managers, and exchanges keep their funds secure. He also noted that governments are increasing the monitoring of smart contracts associated with illicit funds.

Acquirers 101

Acquirers Security Blockchain Cryptocurrency 101

The Fintech Times

JULY 10, 2025

Australia’s central bank and a government-backed research centre have selected 24 industry participants to trial digital settlement systems for tokenised assets, in a project exploring the future of wholesale finance. The pilots span asset classes such as fixed income, private markets, trade receivables and carbon credits.

Central Bank 64

Central Bank Settlement Use Case Stablecoins 64

The Payments Association

MAY 3, 2025

Among these, the integration of blockchain and stablecoins in cross-border payments and treasury management emerged as a central theme. Now, digitally native businesses are leveraging blockchain and stablecoins not to speculate, but to optimise cost and speed in cross-border transactions.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Payments Association

APRIL 7, 2025

The newly appointed Labour Government will be expected to unveil clear plans about how the regulatory framework will be shaped going forward. Stronger guidance and leadership from government and regulators could transform the market. Government should not throw the burden of this solely onto the private sector.

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

The Payments Association

JANUARY 16, 2025

Stringent requirements on stablecoins: MiCA places significant emphasis on asset-reference tokens (ARTs) and Electronic Money Tokens (EMTs), commonly known as stablecoins. The regulation introduces strict requirements for stablecoin issuers, including robust reserve backing, transparency, and governance.

Compliance 88

Compliance Cross-Border Payments Cross-Border Stablecoins 88

Finextra

JUNE 10, 2025

government is laying the groundwork for regulations that will support the growing digital asset economy. Credit card transactions can take days to clear, but crypto payments through these new gateways settle in real time or the same day — helping retailers improve cash flow.

Settlement 52

Settlement Gateways Payments BNPL 52

The Payments Association

DECEMBER 2, 2024

The enforcement of MiCA provides clear guidelines for the issuance and management of stablecoins, reducing legal uncertainties and fostering confidence among market participants. In response to MiCA’s requirements, several crypto exchanges and service providers adjusted their offerings.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

Finextra

JULY 1, 2025

These aren’t technology failures but governance failures. But when access is rushed or inconsistently governed, APIs become vulnerable and customer data is exposed. The Numbers Speak for Themselves Over 50% of organisations have experienced a breach stemming from third-party access. Common causes? Please read our Privacy Policy.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Finextra

JULY 14, 2025

In March 2025, the White House issued a mandate requiring that, by the end of fiscal year 2025, nearly all federal government payments—including tax refunds—must transition from paper checks to electronic channels, primarily through the Automated Clearing House (ACH) network. payments landscape. As ACH becomes the final frontier in U.S.

ACH 52

ACH Checks Tax Refunds Risk 52

The Fintech Times

MARCH 11, 2025

These rules govern the issuance and provision of cryptoasset services in the European Union and promote greater protection for investors who opt for this type of asset. Since then, BBVA has broadened its offerings to include new cryptoassets like ether and the USDC stablecoin, aiming to attract additional institutional clients.

Security 59

Security Bitcoin Stablecoins Cryptocurrency 59

Finextra

JUNE 13, 2025

It streamlines compliance, enhances governance, and dramatically lowers the threat posed by internal errors, third-party risks, and increasingly sophisticated attacks. The time to act is now. Businesses that wait for regulation, a major breach, or a mandate from a banking partner are already on the back foot.

Data Security 59

Data Security Payments Data Security ISO 20022 59

The Payments Association

MARCH 17, 2025

Amid rising fraud, emerging technologies like embedded finance, AI, and stablecoins, and intensifying global competition, the Financial Conduct Authority (FCA) faces mounting pressure to recalibrate its approach to regulationor risk holding back the very sector it aims to protect.

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech Finance

NOVEMBER 21, 2024

This partnership is set to empower African communities, governments, and businesses, and represents a significant step toward realising the shared goal of financial inclusion and economic advancement across Africa, with blockchain and decentralised finance at the forefront of this transformation.

Payment Networks 98

Payment Networks Digital Payments Digital Currency Innovation 98

The Payments Association

DECEMBER 18, 2024

This shift is accompanied by an increasingly competitive payments ecosystem, where fintechs, superapps, and new alternatives like stablecoins offer faster, more accessible, and cost-effective solutions than traditional options. Consumer demand accelerates this process by seeking more agile, transparent, and secure transactions.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Finextra

JUNE 2, 2025

Yet, DeFi also raises new challenges that open banking didn’t have to fully confront – which we’ll get to when discussing governance and regulation. This composability risk has been likened to a house of cards: great when it works, but one weak link (say a stablecoin depegging or a smart contract exploit) can affect many layered applications.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Fintech Review

MARCH 6, 2025

Dubai, United Arab Emirates, March 6th, 2025, Chainwire Bybit , the worlds second-largest cryptocurrency exchange by trading volume, becomes the first platform to include USDtb , a blockchain-based USD stablecoin created and managed by Ethena Labs, on its Spot exchange. government obligations. Treasury Bills, and other short-term U.S.

Stablecoins 52

Stablecoins Treasury Caps Blockchain 52

Finextra

JUNE 30, 2025

This growth is thanks to QR-code accessibility, smartphone penetration, and government-led awareness initiatives. In fact, rural and semi-urban India accounted for nearly 40% of all new UPI users in the last fiscal year. Today, travelers can book camps, pay for local guides, and even grab chai at a hillside shack simply by scanning a QR code.

Digital Payments 52

Digital Payments Payment APIs and Integration Embedded Finance Payments 52

Finextra

JUNE 25, 2025

This isn’t just about staying compliant,it’s about scaling governance without slowing innovation. GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Willem Wellinghoff Chief Compliance Officer at Ecommpay Bring on the BNPL regulation, but let’s get it right!

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59