Stax

MARCH 18, 2025

A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. Card networks – The organizations that govern credit and debit card transactions. It then deposits the funds into the merchants account.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Payments Association

JULY 15, 2025

John Hamilton Co-founder, ChargebackStop "As deepfakes, evolving regulations, and cloud-native security converge, digital businesses must rethink risk with zero-trust frameworks, real-time threat intelligence, and strong AI governance. Embedding Trusted AI and continuous ID verification is critical to counter synthetic media threats.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

Innovative Payments Association

JUNE 27, 2025

Session 1: IPA Compliance Boot Camp ​Reg E, which governs electronic fund transfers and consumer protections under the Electronic Fund Transfer Act, remains a cornerstone of compliance in the payments industry. Why Reg E Matters Now Despite the change in regulatory leadership, Regulation E remains a key area of focus.

Reg E 40

Reg E Regs Boot Camp Consumer Financial Protection Bureau (CFPB) 40

The Payments Association

FEBRUARY 10, 2025

Strengthening KYC procedures is critical, ensuring that verification extends beyond master account holders to individual vIBAN end users. Heres how PSPs can strengthen their approach: 1) Robust KYC processes PSPs should extend their KYC procedures beyond master account holders to include vIBAN end users.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Payments Association

DECEMBER 2, 2024

For instance, the new legal and regulatory framework means businesses dealing in crypto must review their policies and procedures and prepare for increased disclosure, transparency, and compliance with tighter regulations. Additionally, the MiCA regulation could create new challenges.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

The Payments Association

JUNE 16, 2025

Policymakers must resolve governance questions while the industry prepares for potential integration and standard-setting. To ensure success, the government must set robust standards around anti-fraud technology and prioritise efforts to raise financial and digital literacy. What’s next?

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Fintech News

JUNE 17, 2025

Governments remain cautious, driven by concerns over financial stability and the absence of centralised control. Source: Sumsub If left unchecked, poor compliance procedures don’t just expose individual firms to regulatory and reputational risks.

Compliance 97

Compliance Travel Rule Regulations APACS 97

The Payments Association

JULY 18, 2025

Viewing these initiatives as a whole presents a clear regulatory trajectory: accelerated timelines, harmonised standards, and enhanced scrutiny across governance, conduct, and technology infrastructure. Develop or update internal controls and prevention procedures in line with FCA/Home Office guidance.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Fintech News

FEBRUARY 5, 2025

This solution offers real-time, government-backed validation of identity documents, including passports, driving licences, and visas. By providing a government-backed document validation solution, it ensures organisations meet identity verification obligations. said Penny Chai, Vice President of Business Development, APAC at Sumsub.

Verification 70

Verification Checks Security Due Diligence 70

Neopay

JUNE 24, 2025

It’s about making sure your governance, risk management, data protection, complaints handling, and other key controls are working together effectively. It’s easy to focus on the audits that are mandated on the firms by the law or regulations, like financial crime and safeguarding, and assume that means you’re fully covered.

Audit 59

Audit Compliance Financial Crimes Crime 59

Neopay

DECEMBER 16, 2024

Consumer Duty Board Report This report evaluates firms governance structures and their alignment with the Consumer Dutys objectives. Robust processes: Established procedures for report production, involving relevant business areas and governance bodies. Key highlights from the FCAs reports 1.

Consumer 52

Consumer Compliance Audit Governance 52

Finextra

JULY 16, 2025

With poor procedures, missing data could result in losing money by being unable to identify transactions in the eWallet. UK Government does want Corporates to abide by the 30-day payment rule to their suppliers, currently they are taking 56-days. For example, if £1billion is outstanding then £1billion needs to be in custody care.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Stablecoins Payments 52

Innovative Payments Association

JANUARY 14, 2025

History shows that even in a politically aligned government, regulatory shifts are rarely straightforward or absolute. While deregulatory measures such as revisiting the Open Banking Rule may gain momentum, their implementation faces procedural and legal challenges. However, industry leaders must temper their expectations.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB FDIC Consumer Protection 52

M2P Fintech

APRIL 11, 2025

Standardized Gold Valuation: Lenders must establish uniform procedures for assessing the weight and purity of gold collateral, ensuring transparency and consistency across all branches. This includes monitoring the end-use of funds, especially for income-generating loans.

Due Diligence 52

Due Diligence Caps Audit Non-Bank 52

Neopay

JUNE 20, 2025

Efforts to combat fraud The financial services sector has been proactive in its efforts to prevent fraud, investing heavily in technology and working closely with law enforcement, government, and other sectors to disrupt criminal activities.

Continuity 52

Continuity Security Fraud Prevention Law Enforcement 52

The Fintech Times

DECEMBER 3, 2024

The outcome of this procedure will be published on the ECB’s website when it has been finalised in 2025. The ECB’s Governing Council will decide on the possible issuance of a digital euro only once the relevant legislation has been adopted. It has now concluded this call and invited selected bidders to tender.

Central Bank 59

Central Bank Participant Procedures Risk Management 59

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. This increased digital dependency has raised the need for secure access and quick and easy identity verification online.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Payments Association

JUNE 20, 2025

Whether it’s crypto controls, sanctions governance or wire transfer procedures, we’re helping compliance teams move from policy to practice. We’re working to change that by helping firms implement it intelligently, across borders, and without unnecessary friction.

Travel Rule 88

Travel Rule Wire Transfer Financial Crimes Compliance 88

The Paypers

JUNE 18, 2025

However, additional legislation is still required to set out accreditation procedures for fintechs and establish unified standards for financial institutions to follow. Canadas recent federal election and the absence of a spring budget have left observers uncertain about the government’s priorities.

CBDC 41

CBDC Governance Government Third-Party Service Provider 41

The Fintech Times

JANUARY 6, 2025

Approving the launch aligns with the Central Bank of Egypt’s efforts to collaborate with more fintechs to provide solutions that advance financial inclusion in line with the Egyptian government’s vision.

Financial Inclusion 59

Financial Inclusion Central Bank PCI DSS Online and Mobile Banking 59

Open Banking Excellence

JULY 8, 2025

However, unlike the UK and Europe, where government-led open banking regulations have led adoption, lacking a comprehensive federal mandate has had negative consequences for the market. are not solely governed at the federal level; instead, they are significantly influenced by state-level policies. Financial regulations in the U.S.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

The Paypers

JUNE 26, 2025

In addition, this divestiture is expected to enable Yodlee to accelerate its growth process and continue the procedure of supporting clients under STGs stewardship. Following this announcement, the transaction is set to close in Q3 2025, currently subject to customary closing conditions.

Stablecoins 36

Stablecoins Cross-Border Procedures On-Demand 36

Trade Credit & Liquidity Management

MAY 29, 2025

It is a dynamic process because governments often roll out mandates in phases, which creates predictable market growth and increases the need for enterprises to adapt quickly. Dynamic Regulatory Environment: Adapting to clearance models, where governments actively review invoices, requires technological agility and deep tax law knowledge.

ISO 20022 52

ISO 20022 ISOs Compliance Cross-Border 52

Nanonets

NOVEMBER 7, 2024

Customizable business rules: This feature allows the creation of data-matching rules, computed fields, and business checks to comply with standard operating procedures and country-specific regulations.

AI 52

AI Process Automation Volume 52

Finextra

JULY 7, 2025

Accountability and Responsibility: Clearly defined roles and responsibilities are crucial for AI governance. The Governance Imperative: Maintaining Control and Quality Organizations also prioritize control and governance over their data, recognizing the crucial role these play in the success of AI initiatives.

AI 59

AI Payment APIs and Integration Audit Governance 59

The Paypers

JUNE 26, 2025

Morgan’s retirement desk, which gives them the needed access to a retirement specialist who can answer in-depth questions and walk them through the overall procedure of a rollover or funding a retirement brokerage account. Furthermore, clients who are considering retirement account rollover options can also connect with J.P.

Treasury 36

Treasury Cross-Border Procedures Database 36

Fi911

JANUARY 4, 2024

What Laws Govern Chargebacks in the US? The development of the chargeback system was initially a response to policies set by the US federal government. The post Chargeback Rules: What Laws & Regulations Govern the Dispute Process? These are some of the key pieces of legislation and regulation.

Disputes 105

Disputes Laws Rules Government 105

The Fintech Times

JULY 17, 2024

The Saudi Central Bank (SAMA) has introduced Naqd – a government banking services platform – to provide government agencies with a secure and efficient platform for managing financial transactions. The post SAMA Introduces Naqd to Digitise Government Financial Transactions appeared first on The Fintech Times.

Government 59

Government Governance Transactions Central Bank 59

VISTA InfoSec

OCTOBER 21, 2024

The SOC 2 (Service Organization Control 2) audit and attestation process is something that has been devised by the American Institute of Certified Public Accountants (AICPA) in order to ensure that organizations which provide services have secure procedures to govern data so as not to compromise the welfare of their clients.

Audit 147

Audit Compliance Procedures Best Practices 147

PYMNTS

DECEMBER 7, 2020

British exporters will receive additional help from the government in order to take advantage of new free trade agreements and bolster trade after Brexit, as announced on Monday (Dec. 31, at which point there will be new customs procedures and expenses for companies to export into the EU. 7), per a Financial Times report.

Government 60

Government Governance Agreements Procedures 60

Fintech News

OCTOBER 6, 2024

In timely detection, the committee emphasizes better information sharing between government agencies and private sector gatekeepers. A key initiative to strengthen detection efforts is the development of NAVIGATE, a new whole-of-government (WOG) data-sharing platform.

Money Laundering 123

Money Laundering Law Enforcement Due Diligence Financial Crimes 123

PYMNTS

DECEMBER 8, 2020

Cybercriminals are constantly one step ahead of government regulators, developing new and inventive schemes faster than the authorities can quash them. Many banks and government regulators have a growing sense of distrust in cryptocurrency exchanges due to this widespread lack of compliance. billion by 2024.

AML 104

AML Cryptocurrency Verification Money Laundering 104

PYMNTS

JULY 24, 2020

The central bank of Kenya is putting forward new legislation to govern interest rates charged for digital lenders’ loans. Traditional financial institutions mandate that borrowers put up property to back their loans and follow a procedure that involves significant documentation.

Central Bank 63

Central Bank Government Governance Online and Mobile Banking 63

VISTA InfoSec

AUGUST 5, 2024

The SOC 2 (Service Organization Control 2) audit and attestation process is something that has been devised by the American Institute of Certified Public Accountants (AICPA) in order to ensure that organizations which provide services have secure procedures to govern data so as not to compromise the welfare of their clients.

Audit 130

Audit Compliance Procedures Best Practices 130

VISTA InfoSec

JULY 17, 2024

Keep your systems updated with global cybersecurity governance standards. Develop and implement policies and procedures Developing and implementing policies ensures everyone knows what to do to keep data safe, no matter the language they speak. Your team should use software tools that can understand and analyze different languages.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

PYMNTS

JANUARY 21, 2021

Elective procedures typically handled at the hospital have not returned to pre-pandemic levels, and healthcare organizations continue to feel the effects and incur losses from the reduced volume. “I The very risky situation is the elective procedures at hospitals, and it's not because they can't safely do them,” Colabella said.

Risk 100

Risk Procedures Contactless Payments Volume 100

Core

MARCH 19, 2024

City and county government institutions bear the responsibility of careful management—and protection—of public funds. Still, payment fraud is a concern in every sector, and the stakes for government organizations are especially high. The solution: robust government fraud detection mechanisms for payment systems.

Fraud Detection 52

Fraud Detection Government Governance Compliance 52