The Fintech Times

NOVEMBER 6, 2024

As expected, innovations and announcements were rife throughout, here’s a roundup of all the news coming out of the global event. “For Visa, this is an opportunity to deliver innovations that enhance payment experiences across Asia Pacific with greater flexibility, security, and convenience.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Fintech Finance

MARCH 24, 2025

RTGS.global’s instant atomic settlement solution solves historic and emerging challenges associated with cross-border payments and liquidity management. Its platform enables quick, secure and risk-free transactions across different currencies and geographies.

Cross-Border 64

Cross-Border Cross-Border Payments B2B Settlement 64

The Fintech Times

JULY 4, 2025

This includes integrating with existing banking systems and supporting other digital assets so that businesses big and small can benefit from this innovative technology. Together with members of Project Guardian, we look forward to advancing efforts towards more efficient global financial markets.”

Interoperability 87

Interoperability Cross-Border Cross-Border Payments Settlement 87

The Fintech Times

MARCH 25, 2025

Additionally, integrated settlement and liquidity management solutions, overseen by the central bank as the clearing and settlement agent, provide real-time net position updates and multiple settlement cycles, while a national QR payment standard known now as ‘SOMQR’ enables fast contactless transactions with a simple scan.

Instant Payments 59

Instant Payments Payments Settlement Central Bank 59

Fintech Finance

JULY 4, 2025

The innovative solution will help increase digital transaction volumes by offering efficient alternatives to cash payments. The commercial payments segment presents a wealth of opportunities for innovation. The Mastercard Octet collaboration provides SMEs in the MENA region with digital tools that increase their financial flexibility.

Visa 66

Visa Cross-Border Payments Credit Cards Cross-Border 66

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Trade Credit & Liquidity Management

JUNE 24, 2025

Sharing new use cases helps educate the broader ecosystem, encouraging more adoption and innovation. RTP Industry Implications BofA’s adoption and public announcement are expected to increase industry-wide use of real-time payments.

Real Time Payments 52

Real Time Payments B2B RTP Volume 52

Fintech Finance

JULY 2, 2025

The Orbital ClearBank partnership connects SEPA rails with stablecoins, driving innovation in cross-border digital payments. This complex infrastructure creates major challenges around reconciliation, counterparty identification and liquidity management for corporate treasury teams.

Stablecoins 52

Stablecoins IBAN Cross-Border Payment APIs and Integration 52

Trade Credit & Liquidity Management

JULY 7, 2025

“This innovation not only drives more value for large suppliers – it also marks a key step forward in advancing our vision of a more connected, intelligent and robust payments ecosystem, enabling BILL’s growing network of more than seven million members to connect and do business quickly and efficiently.”

Payments 52

Payments Reconciliation Automation Volume 52

Trade Credit & Liquidity Management

JUNE 12, 2025

This innovation addresses a longstanding imbalance in money movement: while outbound payments have become nearly instantaneous, incoming payments have typically relied on slower methods like ACH and wire transfers, which are limited by batch processing and banking hours.

Request for Payment 52

Request for Payment RFP Same Day ACH RTP 52

Finextra

JUNE 9, 2025

While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embedded finance, and expanding into new sectors – it is also a major operational shift.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

The Fintech Times

JULY 17, 2025

We support over 70 currencies and offer tailored solutions across B2B, B2C, and P2P use cases, enabling broader reach, improved liquidity management, and the flexibility to adapt to diverse business models. What problem was your company set up to solve? Our purpose is to simplify global money movement for all.

Cross-Border 45

Cross-Border Cross-Border Payments Interoperability SWIFT 45

Finextra

JULY 8, 2025

However, these institutions must partner with domestic custodian banks to maintain settlement accounts, ensuring regulatory oversight and liquidity management. Notably, foreign banks can become direct participants, opening dedicated accounts and obtaining unique CIPS codes. How Does CIPS Operate?

Global Payments 52

Global Payments Cross-Border Real Time Gross Settlement (RTGS) Cross-Border Settlement 52

Trade Credit & Liquidity Management

MAY 29, 2025

These innovations shift AR from a reactive back-office task to a proactive, value-adding business function that drives financial stability and growth. Benefits of AI and automation in AR include faster payments, reduced manual workload, improved accuracy, better cash flow forecasting, and enhanced customer relationships.

Automation 52

Automation AI Embedded Finance Payment Reconciliation 52

Trade Credit & Liquidity Management

JULY 16, 2025

The findings underline a growing modernization dilemma facing finance leaders: high expectations to drive business innovation while constrained by legacy systems and high manual workloads. ” — Zuora CFO Todd McElhatton Report Highlights 1. 86% of SaaS leaders call the lack of system adaptability a frequent pain point.

AI 52

AI Finance Reconciliation Blocks 52

Fintech Finance

FEBRUARY 28, 2025

” Mastercard’s MTN brings together a set of API-enabled, blockchain tools and standards to enable innovative business models under one platform. This opens the door for broad application of OUSG as collateral for working capital, trade finance agreements, and simple cash management, globally.

Visa 91

Visa Cross-Border Finance Payment APIs and Integration 91

Finovate

FEBRUARY 4, 2025

. “We are thrilled to help simplify financial management and unlock growth opportunities for smaller businesses by powering Money Squirrel’s app with our API. This partnership highlights our commitment to driving financial inclusivity and innovation across the board.”

API 52

API Liquidity Management Small Business Financial Inclusion 52

The Payments Association

JULY 18, 2025

David Abbott VP Payments Business and Strategic Accounts, Tuum “With increased scrutiny on payment services and electronic money providers, maintaining a robust and dedicated regulatory framework is critical to ensuring stability, innovation and consumer protection in support of the National Payments Vision.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Trade Credit & Liquidity Management

JUNE 12, 2025

This innovation allows sellers to tailor financing options to each buyer’s cash flow requirements while still receiving full upfront revenue, effectively removing the traditional tradeoff between offering flexible terms and protecting cash flow.

BNPL 52

BNPL B2B Payments Finance 52

Finextra

JULY 1, 2025

Moreover, acting now sets the foundation for broader gains in efficiency and innovation. The same data and monitoring infrastructure that supports compliance can also underpin improvements in forecasting, cash utilisation, and understanding in real time risks such as liquidity, counterparty, credit exposures.

Regulations 52

Regulations Liquidity Risk Treasury Liquidity Management 52

Fintech Review

MAY 4, 2025

Here are the top platforms driving innovation in this critical space: 27. Kyriba A global cloud-based treasury management system offering cash and liquidity management, payments automation, and risk mitigation solutions. Best for : Enterprises seeking full treasury and risk management integration.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Fintech News

NOVEMBER 5, 2024

Melvyn Low Melvyn Low, Head of Global Transaction Banking, OCBC, said, “In this collaboration with Ant International, we will leverage our joint blockchain capabilities to enable faster, seamless multi-currency clearing and settlement for Ant International’s intra-group treasury and liquidity management.

Settlement 116

Settlement Blockchain Cross-Border Treasury 116

Trade Credit & Liquidity Management

MAY 29, 2025

By combining Emagia’s innovative platform with Adaptive SAG’s deep expertise in business process transformation, the partnership promises to deliver enhanced efficiency, reduced operational costs, and accelerated digital transformation for enterprises seeking to modernize their finance functions.

Cost Structure 52

Cost Structure AI Consulting Automation 52

Trade Credit & Liquidity Management

JUNE 19, 2025

In this episode of Credit on the Go , host David Schmidt sits down with Rich Ferrara, former Dun & Bradstreet executive and business data consultant, to unpack how digital innovation, AI, and fintech are reshaping the industry.

Fraud Prevention 52

Fraud Prevention Use Case Assessments Consulting 52

Trade Credit & Liquidity Management

MAY 29, 2025

Since 2014, it has helped over 7,000 businesses recover £30 billion in late payments and has received several industry awards for innovation and technology. .” How the Partnership Works Chaser provides an all-in-one platform for automating invoice reminders, monitoring debtors, collecting payments, and recovering debt.

Reconciliation 52

Reconciliation Automation Payment Reconciliation AI 52

Trade Credit & Liquidity Management

MAY 29, 2025

Enable Ecosystem Growth: Providing banks and fintechs with tools to innovate and deliver new commercial payment solutions. Why This Matters The launch of Visa AR Manager is more than just a new product release, it’s a reflection of Visa’s commitment to driving innovation in the B2B payments space.

Payment APIs and Integration 52

Payment APIs and Integration B2B Enrollments Automation 52

Finextra

JULY 11, 2025

re:cap combines flexible debt, real-time liquidity management, and capital planning in a single platform. We’re pleased to commence our collaboration with re:cap, leveraging an innovative financing structure, as we enter this next phase together.

Payment APIs and Integration 52

Payment APIs and Integration Due Diligence Authorization Finance 52

Trade Credit & Liquidity Management

JULY 7, 2025

In addition, your role is being affected by significant advancements in technology, the emergence of artificial intelligence (AI) applications, a turbulent economy, a dynamic global environment, e-commerce innovations, expanding use of virtual currencies, evolving demographics, and regulatory changes. They are a call for dynamic leadership.

Best Practices 52

Best Practices Treasury Management Treasury On-Demand 52

Fintech News

OCTOBER 20, 2024

These tokens are designed to streamline liquidity management within companies operating across multiple markets, rather than just cross-border transactions. Featured image credit: Edited from Freepik The post DBS Drives Innovation with Blockchain Services for Institutions appeared first on Fintech Singapore.

Blockchain 117

Blockchain Innovation Liquidity Management Multi-Currency 117

Finextra

JUNE 19, 2024

At EBAday 2024 in Lisbon, experts came together to address new innovations and exciting prospects for the future of banking in Europe.

Liquidity Management 69

Liquidity Management Instant Payments Regulations Addressing 69

PYMNTS

NOVEMBER 12, 2020

Digitization efforts are being debated at a much more senior level, where treasurers are becoming more strategic in their outlook toward using data for cash flow forecasting and liquidity management.

Treasury 118

Treasury Innovation Cross-Border APACS 118

Fintech Finance

JULY 9, 2024

We are excited to join FTA’s ecosystem of fintech innovators shaping the future of finance,” said Livia Benisty, Chief External Affairs Officer at Banking Circle Group. “We remains at the forefront of financial innovation and look forward to working with other leading companies to advocate for modernized financial policies and regulations.”

Technology 109

Technology Cross-Border Cross-Border Payments Federal Reserve 109

Fintech Finance

OCTOBER 28, 2024

PCBB and Finzly , two leading innovators in the financial payments industry, have formed a strategic partnership to deliver enhanced international payment services to Finzly’s customers. This partnership with PCBB perfectly aligns with our mission to empower customers to innovate and compete through customer-centric solutions.

International Payments 97

International Payments Cross-Border Payments Wire Transfer Cross-Border 97

The Fintech Times

AUGUST 28, 2024

Eddie Yue, chief executive at HKMA “Since the launch of Project Ensemble in March, we have been encouraged by the strong interest from the industry in pioneering innovative solutions to redefine the digital finance landscape,” explained Eddie Yue , chief executive of the HKMA.

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

Fintech News

AUGUST 7, 2024

Partior plans to integrate more currencies and add new capabilities such as intraday FX swaps and programmable enterprise liquidity management. ” As Partior continues to innovate and expand its offerings, the fintech firm’s journey towards profitability remains a key focus for investors and industry observers alike.

Liquidity Management 109

Liquidity Management Interoperability Blockchain FinTech 109

Fintech Finance

JULY 15, 2024

In addition, BNP Paribas will explore innovations in tokenised deposits for global treasury management with Ant International, through the latter’s Whale platform. Additionally, we are keen to foster innovation with such a key player to develop tomorrow’s treasury management standards.”

Cross-Border Payments 98

Cross-Border Payments Cross-Border Treasury Management Treasury 98

Fintech Finance

OCTOBER 30, 2024

John Whelan, Managing Director of Digital Assets at Banco Santander, said: “Another first for Fnality – this time in establishing the key proof point that the system can be used functionally for margin payments, a key component of the future of automation of a bank’s balance sheet.”

Distributed Ledger Technology (DLT) 96

Distributed Ledger Technology (DLT) Liquidity Management Central Bank Payments 96