Finextra

JULY 2, 2025

They can monitor issuance and transaction volumes of ESG-linked instruments to measure policy impact. They can embed ESG tags in ISO 20022 MX messages to enable seamless cross-border sustainability tracking. They can mandate that financial institutions report ESG metrics tied to payment volumes and green product uptake.

Transactions 59

Transactions ISO 20022 Payment APIs and Integration Payments 59

Finextra

JUNE 18, 2025

nexo integrates and configures brand selection flows in full compliance with regulatory obligations and with guidelines from the European Payments Stakeholders Group (EPSG) , as specified in the SEPA Cards Standardisation Volume (Book). Merchants and consumers can select their preferred payment brand on co-badged cards.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Payments Association

JUNE 11, 2025

As threats continue to grow in both volume and sophistication, platform operators must find new ways to balance commercial agility with robust risk oversight. High-volume onboarding, open ecosystems, and decentralised merchant networks create ideal conditions for abuse. Why platforms are exposed Platform models are uniquely vulnerable.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Finextra

JUNE 29, 2025

The key, though, is the cost of using blockchain networks, for example gas fees, can vary based on volume and network capacity, like electricity charges. With stablecoin and the underlying competing technology the total cost can become significant less.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Stablecoins Payments 52

The Paypers

JUNE 25, 2025

The upcoming ISO 20022 migration deadline in November 2025 further intensified the need for banks to upgrade core systems or risk operational inefficiencies and non-compliance. Free Headlines in your E-mail Every day we send out a free e-mail with the most important headlines of the last 24 hours.

Global Payments 36

Global Payments Process ISO 20022 Payment APIs and Integration 36

Fintech Finance

NOVEMBER 14, 2024

Volante Payments Intelligence addresses the increasing volume and complexity of the payments landscape, driven by the proliferation of real-time payments, the adoption of ISO 20022, and the digitization of payment flows.

Real Time Payments 98

Real Time Payments ISO 20022 Technology Payments 98

The Paypers

JUNE 25, 2025

The sandbox will conform to ISO 20022 standards, introducing various new features enabled by enriched data, such as optimised data flow alongside transactions. This rich data facilitates the development of augmented methods for improving fraud detection and reduction and supports future enhancements.

Visa 59

Visa ISO 20022 Payment APIs and Integration Payments 59

PYMNTS

FEBRUARY 26, 2020

PYMNTS recently spoke with Saqib Sheikh, global head of SWIFT’s ISO 20022 program, to learn more about SWIFT’s commitment to assist the financial community in the transition to the new standard in cross-border payments: ISO 20022. Richer Data With A Little Help From Our Friends .

ISO 20022 104

ISO 20022 ISOs SWIFT Cross-Border Payments 104

Fintech Finance

SEPTEMBER 17, 2024

Kani Payments , the disruptive global data reconciliation and reporting pioneer, today announces it is ready to support the ISO 20022 global messaging standard ahead of the November 2025 implementation date.

ISO 20022 105

ISO 20022 ISOs Reconciliation Message Standards 105

Fintech Finance

APRIL 10, 2024

The CHIPS® network, the largest private-sector high-value clearing and settlement system in the world, which is operated by The Clearing House , successfully migrated to the ISO 20022 message format on the April 8 banking day.

ISO 20022 52

ISO 20022 CHIPS ISOs Settlement 52

Fintech Finance

OCTOBER 23, 2024

Led by Intix, the survey explored readiness levels and compliance with key regulations, including ISO 20022 standards, as well as the readiness of banks as they prepare to meet the EU’s Instant Payments Regulation, which takes effect in January 2025 for receiving instant payment transactions and October 2025 for sending instant payment transactions.

Instant Payments 105

Instant Payments ISO 20022 Regulations Fraud Detection 105

PYMNTS

NOVEMBER 27, 2019

The ISO 20022 payments messaging standard — and faster payment networks’ adoption of it — has proven to be a significant value-add to financial service providers’ faster payments offerings. ISO 20022’s path to ubiquity could serve as a model for faster payments technologies’ own adoption journeys.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech Finance

JULY 10, 2024

It will enable interoperability among PayNet, RENTAS, and SWIFT using ISO 20022 standards. As the industry adopts ISO 20022 globally, this modernisation solution meets regulatory mandates, improves system resilience, and integrates future payment services. billion in 2023 to 4.1

ISO 20022 98

ISO 20022 Real Time Payments ISOs Payments 98

The Payments Association

JUNE 25, 2024

The drive for ISO 20022 and the instant everything push is putting more and more pressure on legacy core and ancillary systems such as fraud, reconciliation & investigations by not only introducing larger, richer data sets (that will bring key customer insights for hyper-personalisation more on this another time) but increasing volume which in (..)

ISO 20022 88

ISO 20022 ISOs Reconciliation Volume 88

PYMNTS

MAY 31, 2018

Throckmorton and his team at NACHA believe that ISO 20022 , developed by the International Organization for Standardization (ISO), could be that common language. ISO 20022 is designed as a global messaging standard that can be used by all financial standards initiatives. corporations and banks are using ISO 20022.”

ISO 20022 40

ISO 20022 ISOs Interoperability NACHA 40

PYMNTS

OCTOBER 1, 2019

He pointed to India’s Unified Payments Interface as a notable example of how overlays can gain traction, and where the monthly volume of transactions exceeds 800 million. The adoption of ISO 20022 means data flows automatically and in a streamlined manner between firms. In the U.S.,

ISO 20022 69

ISO 20022 Faster Payments FedNow ISOs 69

Faster Payments Council

AUGUST 23, 2024

2:20pm-3:00pmMT: Concurrent Breakout Session – The Power of ISO 20022: Unlocking Efficiency and Global Reach in Payments (Capitol Ballroom 7) The world of payments is undergoing a major transformation with the adoption of ISO 20022. Speakers: Laura Sullivan, Form3; Kenneth T.P.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

PYMNTS

SEPTEMBER 29, 2020

Separately, research finds B2B payments as the key driver behind surging instant payments volume in the years ahead. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative. European Union Next To Ease Crypto Adoption.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

PYMNTS

AUGUST 16, 2019

This might not affect large, multinational corporations that can negotiate rates and transaction fees for high volumes, but small businesses and individuals sending and receiving money don’t have similar resources. Despite ISO 20022’s potential, there are barriers to it becoming the universal standard. Global Developments.

Cross-Border Payments 81

Cross-Border Payments Cross-Border ISO 20022 ISOs 81

Fintech Finance

OCTOBER 17, 2024

We’re committed to continuing to collaborate with our community to create a fast, trusted and secure end to end cross-border payments experience through standardisation efforts, including supporting the industry transition to the ISO 20022 global standard.

Cross-Border Payments 98

Cross-Border Payments Cross-Border SWIFT ISO 20022 98

The Fintech Times

FEBRUARY 21, 2024

In an increasingly fragmented world, ISO 20022 empowers businesses to leverage improved datasets to not only improve operational resilience and efficiency, but to enhance their customers’ experience and complement new innovations. “In 2024, cross-border payments volumes will continue to grow rapidly.

Cross-Border Payments 78

Cross-Border Payments Cross-Border ISO 20022 SWIFT 78

Neopay

NOVEMBER 26, 2024

Meeting the stringent 10-second service-level agreement (SLA) and managing increased transaction volumes are additional pain points. The ISO 20022 Transition A significant aspect of compliance is the adoption of the ISO 20022 standard, which enhances data richness and interoperability in financial messaging.

Instant Payments 52

Instant Payments ISO 20022 Regulations ISOs 52

PYMNTS

AUGUST 12, 2020

The technology was to use the blockchain as well as Afinis interoperable and standardized APIs in addition to ISO 20022. Separately, NACHA released new data on ACH payments adoption and noted that ACH volume in the United States expanded by 7.9 percent in Q2 compared to the same time frame last year.

Phixius 79

Phixius ISO 20022 Payments Data NACHA 79

Fintech Review

APRIL 9, 2025

and ISO 20022 Compliance With the recent launch of XDC2.0, XDC Network is ISO 20022 -compliant, aligning with the global messaging standard. ISO 20022 is an international standard for electronic data interchange between financial institutions. Powered by XDC2.0 Learn more at xdc.cash.

ISO 20022 52

ISO 20022 ISOs Payment APIs and Integration TPS 52

PYMNTS

OCTOBER 15, 2020

That’s especially true for larger corporates, where large volume, high dollar value transactions have been gaining traction, especially in B2B settings. Kresse, of FIS, echoed that sentiment, stating the company has seen a “massive increase in ACH volumes” for FIs, at a quickening pace.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech News

DECEMBER 12, 2023

The adoption of the ISO 20022 standard is crucial in this transition, providing banks with structured, rich data sets that enhance automation and customer service personalisation. This shift caters to the growing demand for real-time payment services among consumers and businesses.

FinTech 113

FinTech ISO 20022 Fraud Detection Instant Payments 113

PYMNTS

NOVEMBER 10, 2020

For years, corporate treasurers and CFOs have operated in a batch payment world, grouping together high volumes of transactions to send via ACH or other legacy payment methods. A Payments Culture Shift. In a real-time payment world, this paradigm is overhauled as transactions break free from the batch model.

B2B 117

B2B Real Time Payments Value Added Service ISO 20022 117

Fintech News

DECEMBER 12, 2023

The adoption of the ISO 20022 standard is crucial in this transition, providing banks with structured, rich data sets that enhance automation and customer service personalisation. This shift caters to the growing demand for real-time payment services among consumers and businesses.

FinTech 98

FinTech ISO 20022 Fraud Detection Financial Literacy 98

The Payments Association

MAY 16, 2025

For merchants, especially those with high card volumes or thin margins, these findings could influence contract renegotiation, surcharge decisions, and budgeting for 2026. Merchants relying on reconciliation automation or ERP integrations will need to ensure that systems can ingest and process ISO 20022-compliant data.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

PYMNTS

NOVEMBER 2, 2020

Interoperability will get a boost with messaging standards such as ISO 20022. In fact, as discussed in another chat between Webster and Deluxe CEO Barry McCarthy, paper check volumes are poised to increase when the recession is in the rearview mirror. Thus there’ll be no need to pivot to a single set of rails.

B2B 119

B2B Cross-Border Digital Currency Multi-Currency 119

PYMNTS

DECEMBER 1, 2020

And the pandemic has exposed some pain points in B2B transactions, as banks have to process payments no matter where their corporate customers are (B2B payment volumes are growing even as overall GDP has taken a hit, he added). B2B payments have none of those hallmarks, Gupta noted.

ISO 20022 71

ISO 20022 B2B Payments Wires 71

PYMNTS

JANUARY 7, 2021

An estimated $10 trillion in B2B payment flows move across border every year, yet only a small fraction of that volume is digital. Rather than viewing payments and data as two "parallel tracks," initiatives like the ISO 20022 messaging standard have helped to fuel their coupling. Emerging Ecosystems.

Cross-Border 97

Cross-Border B2B Payment APIs and Integration ISO 20022 97

PYMNTS

APRIL 11, 2018

2017 marks another significant achievement in the evolution of the ACH Network, as transaction volume was exceptionally strong and Same Day ACH was made fully available,” said NACHA Chief Operating Officer and General Counsel Jane Larimer. GDP, with volume that is more than 66 times the number of people in the U.S.

ACH Network 44

ACH Network ACH Same Day ACH Transactions 44

The Fintech Times

JULY 20, 2024

These disruptions indicate that many payment systems, designed decades ago, struggle with today’s transaction complexity and volume. Partnering with modern fintechs specialising in payments infrastructure should also help to effectively manage today’s global payment volumes and complexities.

Payments 122

Payments Mitigation Regulations Cybersecurity 122

PYMNTS

JANUARY 26, 2017

Once live, account servicing payment services providers can work with any payments denominated in the euro that are, in turn, compliant with messaging standards (ISO 20022). The payments availability will be 24/7/365 and based on ISO 20022 global messaging standards, compliant with the pan-European EPC scheme.

Instant Payments 40

Instant Payments ISO 20022 Message Standards ISOs 40

PYMNTS

FEBRUARY 5, 2020

Aside from using the blockchain, it will use Afinis interoperable and standardized APIs, as well as ISO 20022. While it’s unclear how much of that Same Day ACH transaction volume facilitated B2B payments, NACHA did note that B2B payments recorded 1 billion ACH transactions in the fourth quarter, a 12.6 percent jump.

NACHA 52

NACHA Phixius B2B Same Day ACH 52

Finovate

FEBRUARY 1, 2024

Realmonitor Realmonitor offers banks a mobile platform for acquiring large volumes of engaged mortgage and personal loan customers. Lenders of any type and size. Banks, payment providers, credit unions, EMIs, and financial institutions.

ISO 20022 52

ISO 20022 Credit Union ISOs Cash Management 52