Clearly Payments

MARCH 14, 2025

credit card payments surpassed $10.6 trillion in 2024, with digital wallets such as Apple Pay and Google Pay now representing over 40% of online transactions. Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. Credit Card Use Overview in USA and Canada In the U.S.,

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Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. It ensures the secure transfer of funds from a customer to a merchant via their preferred payment method. trillion in value.

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Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. The customer can make the credit payment physically by swipe, dip, or tap, depending on your point-of-sale (POS) system , which will capture the credit card details.

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Stax

JANUARY 21, 2025

A payment gateway is a tool that allows merchants to authenticate and receive payments from their customers electronically. Its a digital evolution of the conventional point-of-sale (POS) terminal. A physical POS terminal requires customers to insert, swipe, or tap their cards on the machine.

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EBizCharge

NOVEMBER 12, 2024

A fundamental element that every business leader should be well-versed in is the merchant account — a critical service that facilitates electronic payments. As digital payments continue to grow in popularity, a frictionless payment processing system is vital. What is a merchant account? How do merchant accounts work?

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Stax

MARCH 4, 2025

Heres what companies need to know about credit card integrations and how they can handle payments. TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities.

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Stax

APRIL 17, 2025

Thats why weve compiled this guide to help you understand how POS systems work, the key features to look for, and how to choose and implement the right software for your retail store. TL;DR A point-of-sale (POS) system is a combination of software and hardware used by businesses to facilitate in-store sales.

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Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

EBizCharge

JUNE 16, 2025

8 common features of enterprise merchant services Merchant accounts are specific types of bank accounts that allow enterprise merchants to accept credit, debit, Automated Clearing House (ACH)/eCheck, and other payments. This account holds funds from sales until they’re deposited into a business’s primary bank account.

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Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

Fintech Review

MAY 20, 2025

Driven by mobile adoption, digital identity initiatives, and regulatory reforms, the Indian fintech ecosystem is reshaping financial services not only at home but increasingly abroad. This article highlights the top 10 Indian fintechs making significant waves across payments, lending, wealth management , and embedded finance.

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Innovation FinTech Online and Mobile Banking Financial Literacy 59

EBizCharge

MARCH 31, 2025

A merchant services provider helps businesses process payments like debit and credit cards, Automated Clearing House (ACH)/eChecks, and other online transactions. These providers act as intermediaries between merchants, banks, and payment networks, ensuring transactions are processed securely and efficiently.

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Service Provider MSPS Payment Gateways Online and Mobile Banking 52

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments.

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Stax

NOVEMBER 6, 2023

Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Customers can pay with their watch or phone just by tapping it on a card reader, and businesses can host an entire POS system on a mobile phone.

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Mobile Payments Online and Mobile Banking Debit Card Payments 88

PYMNTS

MAY 27, 2020

As PYMNTS found in a recent consumer study, 40 percent of individuals are doing more of their daily retail and transactions online, partly because, well, there’s no other way to do it. Merchants, he said, “need to make sure they not only accept credit cards but also contactless payments.”. As Good noted, four in 10 U.S.

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Contactless Payments Credit Union Point-of-Sale (POS) Online and Mobile Banking 112

Stax

NOVEMBER 6, 2023

Thankfully, with mobile payments from Stax , you can quickly accept and process payments from your customers. Learn all about mobile payments and why you may want to consider joining the Stax family to streamline payments and boost your small business’ productivity.

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Small Business Mobile Payments Mobile Payment Processing Online and Mobile Banking 88

Fintech News

JULY 3, 2024

Vietnam’s digital finance landscape is undergoing a notable shift as new players emerge, established ones fade, and traditional banks rise to prominence, a new report by Decision Lab shows. However, by Q4 2023, Moca had slipped out of the top rankings, replaced by mobile apps from traditional banks.

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Finance Online and Mobile Banking Micro-Entry Non-Bank 117

PYMNTS

FEBRUARY 2, 2021

In Pakistan, and elsewhere, the stars are aligning for greater use of digital banking and payments to improve financial inclusion. told PYMNTS CEO Karen Webster in an interview that the pandemic and the rise of mobile infrastructure have set the stage to bring people living in developing and emerging economies into the digital realm.

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Digital Payments Online and Mobile Banking Point-of-Sale (POS) Financial Inclusion 94

PYMNTS

SEPTEMBER 14, 2020

Obviously, consumers are looking to buy everyday goods online as opposed to going inside a store, [and] we effectively have seen two to three years of eCommerce growth in a matter of three or four months. Abele said a digital transformation of payments is just as critical as the accelerating consumer adoption of digital commerce.

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Online and Mobile Banking Point-of-Sale (POS) Consumer Mobile Payments 78

PYMNTS

NOVEMBER 1, 2017

Two years ago, when Samsung Pay entered the mobile payments scene, it did what Apple and Android a year before it had not: It made mobile payment capabilities at the physical point of sale (POS) more or less ubiquitous right out of the gate. consumers to try a new method of payment in-store.

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Mobile Payments Online and Mobile Banking Payments Ubiquitous 56

Finovate

SEPTEMBER 20, 2024

Before that, we were talking about Ireland’s Central Bank and its search for top fintech talent, new investment in mobile payments in the Philippines , and the pace of digital transformation in India’s financial services sector. You joined TBC a few years after the bank expanded to Uzbekistan. Why Uzbekistan?

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Innovation FinTech Online and Mobile Banking On-Demand 122

PYMNTS

SEPTEMBER 23, 2020

Piatt noted that FIs have come up with a variety of solutions, like beefing up call centers or creating drive-thru-only banking services. And FIs want to help consumers spend money in the places where they want to spend money — which, in the wake of COVID-19 — is largely online. Simple: Start with the cards.

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Online and Mobile Banking Push-to-Card Point-of-Sale (POS) Debit Card 113

PYMNTS

JULY 30, 2019

FinTech firm POSaBIT is hoping to solve the problem of mobile payments for the fast-growing cannabis industry by delivering a unique blockchain-enabled payment processing and point of sale (POS) system. .

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Point-of-Sale (POS) Online and Mobile Banking Venmo Legal 52

Clearly Payments

FEBRUARY 14, 2024

Furthermore, global payment volume reached a staggering $31.7 The proliferation of ewallet platforms and mobile payment systems over the past decade has also revolutionized the way consumers interact with financial services. trillion in payment volume. The global payment gateway market is projected to reach $49.7

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PYMNTS

SEPTEMBER 3, 2020

Beyond the wholesale shift to digital payments, Cole told PYMNTS in a recent interview, there are pockets of growth that are seeing more digital acceleration than others as lockdowns linger and businesses reopen on a staggered basis. He noted that ordering grocery items online and having them delivered is a practice quickly gaining traction.

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Digital Payments Multifactor Authentication Point-of-Sale (POS) C2B 104

The Payments Association

OCTOBER 4, 2024

The rise of alternative payment methods like cryptocurrencies, mobile payments (e.g., Apple Pay, Google Pay), and buy now, pay later (BNPL) solutions are gaining traction, threatening to displace traditional card payments. High fees can erode the precious and often narrow profit margins.

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PYMNTS

MAY 8, 2020

The first quarter of 2020 should have been business as usual — especially for the payments processors and financial services technology companies — the firms that keep commerce humming across offline and online channels. Merchants, too, enjoyed the tailwinds of a strong economy and sanguine consumer mindset. Setting The Stage.

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PayPal Online and Mobile Banking Volume Point-of-Sale (POS) 98

Fintech Review

DECEMBER 3, 2024

Point-of-sale (POS) terminals became commonplace, allowing businesses to process payments seamlessly. However, the transition to card-based payments faced initial scepticism, with consumers concerned about fraud and misuse. Card payments became the backbone of modern commerce, paving the way for further innovation.

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Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Stax

SEPTEMBER 17, 2024

A payment gateway is a must-have for online stores. In fact, research from 2023 shows that 69% of Americans said they’ve used a digital payment method in the past 3 months when making a purchase. And the best way for online businesses to start accepting payments is with a payment gateway.

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Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 88

PYMNTS

JANUARY 30, 2019

In addition, Central JD Fintech is introducing the Dolfin wallet in Asia , and AMS Public Transport Holdings Limited along with AlipayHK is launching a minibus mobile payment system also in Asia. The system integrates payment processing with a point of sale (POS) for merchants operating online and in physical stores.

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Point-of-Sale (POS) FinTech Online and Mobile Banking Debit Card 49

PYMNTS

AUGUST 14, 2018

Welcome to The Axis, your late look at payments news from around the world. Coverage includes WorldRemit ’s partnership with Safaricom for money transfers to mobile money accounts in Kenya. The partnership comes as the Central Bank of Kenya has reported inward remittances of $1.95 billion per annum this year to 3.8 ”

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Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%. Between 2019 and 2020, the number of U.S.

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PYMNTS

FEBRUARY 28, 2019

These trends included double-digit gross payment volume (GPV) growth, as measured year on year, double-digit transaction gains and traction in newer technology offerings — such as point-of-sale (POS) financing to help sellers log their own top-line growth. per share missed the Street estimate of $0.11.

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Debit Card Payroll Point-of-Sale (POS) Underserved 68

Stax

APRIL 30, 2024

Whether you run a small online store or a major brand, accepting electronic payments is a must for all businesses. According to Onbe, 73% of consumers prefer using digital payments like cards and payment apps. But to seamlessly receive these payments as a merchant, you’ll need merchant processing services.

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PYMNTS

APRIL 17, 2018

PayPal has inked a deal with point-of-sale (POS) company ebizmarts to help retailers offer both POS and digital payments. According to news from Mobile Payments Today , under the partnership, PayPal’s mobile card product will be combined with ebizmart’s mobile app Magento.

PayPal 40

PayPal Point-of-Sale (POS) Online and Mobile Banking Debit Card 40

Stax

APRIL 18, 2024

For a merchant to accept credit cards, they need to pay both credit card processing fees to the banks involved and for the soft and hardware required to process cards. Typically, the merchant’s payment processing software will build the credit card processing rates into their fee. Card Network (e.g., Card Network (e.g.,

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Credit Cards Process Online and Mobile Banking Processors 88

PYMNTS

JUNE 27, 2016

New reports indicate that Alipay’s team is in negotiations with Wirecard over Alipay taking a 25 percent stake in the German banking software company. The two companies, however, have made deals in the past with each other, including a deal to offer mobile payments for Chinese tourists in Europe.

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Point-of-Sale (POS) Online and Mobile Banking Mobile Payments Authorization 40

PYMNTS

JANUARY 1, 2019

In fairness, it was 1995 — Amazon was a year old and a bookseller online. The fact that Gates was right about the first two is arguable, what with the explosion of online mobile banking, digital payments and tech-based financial services. and around the world. At least not yet.

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Online and Mobile Banking Bitcoin Mobile Payments Point-of-Sale (POS) 60

PYMNTS

APRIL 15, 2020

As stated on the post-earnings conference call with analysts, CEO Charles Scharf said, “if confidence does deteriorate and the shelter-in-place orders stay on for longer, which is possible, then it wouldn’t surprise me that loss estimates would have to go up from this point.”. billion, also on reduced customer spending.

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Point-of-Sale (POS) Debit Card Online and Mobile Banking Credit Cards 60