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5 Payment Trends in Asia Shaping its Financial Landscape in 2025

Fintech News

Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.

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The future of payments: Key trends that will shape 2025

The Payments Association

The payments industry is evolving faster than ever, with trends like real-time payments, subscription innovations, and AI-powered tools redefining how businesses and consumers interact. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

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What Canadian Merchants Need to Know About International Payment Processing

Clearly Payments

For instance, while credit cards are popular in North America, regions like Europe favor bank transfers, and digital wallets are dominant in Asia. Payment processing and data handling rules vary by country, and non-compliance can result in fines or a loss of customer trust.

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Latin America Digital Payments Market Report 2025

Fintech Finance

How does the rise of real-time payments impact traditional banking in Latin America? Latin America Payments Market Overview 3.1. Digital Commerce & E-Commerce Payment Trends in Latin America 5.1. Key Takeaways – Latin America Digital Commerce & E-Commerce Payment 5.2. Management Summary 3.

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Credit Card Merchant Services: What to Look for (and What Most Businesses Miss)

Stax

It works by passing the actual interchange fee (set by card networks like Visa and Mastercard) directly to you, plus a small markup from the payment processor. Interchange fees are the base fees charged by card-issuing banks to process a transaction. These vary based on card type, transaction volume, and risk level.

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How To Integrate a Payment Gateway into Salesforce

EBizCharge

Simplified reporting and insights: Syncing payment data into Salesforce can come with built-in dashboards and reports to monitor key metrics like total revenue, outstanding balances, and payment trends. These insights help merchants make smarter business decisions and spot potential issues or opportunities early.

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Analysed: The future of point of sales (POS) systems

The Payments Association

Non-compliance penalties reach US$100,000 monthly, making investment in proper security infrastructure financially prudent. compliance became mandatory in April 2024, with enhanced multi-factor authentication requirements and expanded scope. EMV adoption continues globally, with 94.76% of card-present transactions now using chip technology.