Post-Holiday Returns, Chargebacks Could Undermine Record-Breaking 2024 Shopping Season
Fintech Finance
JANUARY 9, 2025
January and February are typically peak months for chargebacks, as most disputes occur 45 to 60 days post-purchase, although cardholders usually have up to 120 days after a purchase to make a chargeback claim, depending on the card network. Most chargebacks stem from avoidable issues like late shipments or buyers remorse.
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