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Post-Holiday Returns, Chargebacks Could Undermine Record-Breaking 2024 Shopping Season

Fintech Finance

January and February are typically peak months for chargebacks, as most disputes occur 45 to 60 days post-purchase, although cardholders usually have up to 120 days after a purchase to make a chargeback claim, depending on the card network. Most chargebacks stem from avoidable issues like late shipments or buyers remorse.

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Capital One-Discover deal waved ahead by antitrust officials

Bank Automation

The DOJ memo to the Federal Reserve and Office of the Comptroller of the […] The post Capital One-Discover deal waved ahead by antitrust officials appeared first on Bank Automation News. The proposed $35 billion merger between Capital One Financial Corp.

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Plaid’s $575 Million Round Signals Strength Despite Valuation Drop and Delayed IPO

Finovate

In a company blog post announcement, Plaid CEO and Co-Founder Zach Perret said that the funds will be used “to address employee tax withholding obligations related to the conversion of expiring restricted stock units (RSUs) to shares, and to offer some liquidity to our current team.”

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Singapore to Launch Two New e-Payment Solutions in Mid-2025 to Phase Out Cheques

Fintech News

EDP will cater to post-dated payments, deducting funds from the payer’s account upon presentment by the payee. Featured image credit: Edited from Freepik The post Singapore to Launch Two New e-Payment Solutions in Mid-2025 to Phase Out Cheques appeared first on Fintech Singapore.

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How to Package and Price Embedded Analytics

Just by embedding analytics, application owners can charge 24% more for their product. How much value could you add? This framework explains how application enhancements can extend your product offerings. Brought to you by Logi Analytics.

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Cross-Border QR Payments Now Live Between Vietnam and Laos

Fintech News

The post Cross-Border QR Payments Now Live Between Vietnam and Laos appeared first on Fintech Singapore. Beyond facilitating everyday transactions, this system is expected to enhance people-to-people connectivity by simplifying cross-border payments for tourism, consumption, and personal exchanges.

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ISO 20022 migration pushed back to July 14

Bank Automation

The transition to ISO 20022, a global standard for financial messaging, is expected to […] The post ISO 20022 migration pushed back to July 14 appeared first on Bank Automation News. This single-day implementation aims to enhance the efficiency and interoperability of high-value payment systems.

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