The Paypers

JUNE 20, 2025

The two companies signed a new multi-year agreement, which will power PromptPay, the region’s RTP platform, to help develop Thailand’s growing digital economy. This highlights the country’s upgraded financial inclusion and adoption of PromptPay as a payment method for everyday payments amongst individuals.

Visa 61

Visa CBDC RTP Real Time Payments 61

The Payments Association

DECEMBER 18, 2024

” Stephen Bowe, chief product officer , highlights, “As the adoption of digital payments worldwide continues to grow, fraud will remain a major challenge, and therefore, the next for better protective measures increases. .” Real-time payments (RTP) could reach $193.1

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Cross-Border AI Push-to-Card Real Time Payments 88

Bank Automation

JULY 14, 2025

The Clearing House announced the appointment of Pat Antonacci as chief product officer today. Antonacci, who joins The Clearing House from Swift, will take on product development across TCH’s payment networks, including the Real Time Payments network, CHIPS, EPN and Image Exchange, according to TCH’s LinkedIn post. “I

Product 59

Product CHIPS Real Time Payments SWIFT 59

Finextra

JUNE 9, 2025

Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. The use of real-time and near real-time payment rails is also expanding.

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Fintech Finance

DECEMBER 11, 2024

Gathered from over 1,250 global banking leaders, the report identifies key trends driving the future of payments for mid-tier banks, defined as financial institutions with between $3 billion and $100 billion in assets. In the U.S. In the U.S.

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ISO 20022 ISOs Technology Real Time Payments 52

Payments Dive

JULY 11, 2025

The Federal Reserve already put its new real-time payments system FedNow on the standard when it was launched in 2023. The bank-owned Clearing House also has its private real-time rail, the RTP network, using the ISO standard. “It is essential that we all speak the same language. We harmonize the data.

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ISOs ISO 20022 FedWire Federal Reserve 218

Bank Automation

DECEMBER 2, 2024

The Clearing House continues to scale its operations with its Real Time Payments network clearing $500 billion at the end of November. Scaling and monitoring growth “is critical when you’re standing up a brand-new network,” Jim Colassano, senior vice president of product development, told Bank Automation News.

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RTP Real Time Payments Instant Payments Payment Networks 59

Tom Groenfeldt

APRIL 16, 2025

Subscribe To Newsletters The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt Follow Author Share Save Comment Innovation Enterprise Tech The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt , Contributor. All Rights Reserved.

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Real Time Payments RTP Advisors Payments 130

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. New Trends Emerging.

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Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

NOVEMBER 3, 2020

“Financial institutions (FIs) and other financial services providers are looking to help meet the need for speed by leveraging various faster payment rails that support an array of payment methods,” according to PYMNTS’ latest Real-Time Payments Report done in collaboration with The Clearing House.

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Real Time Payments RTP Same Day ACH Payer 109

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

Fintech Finance

NOVEMBER 12, 2024

The RTP® network, the largest instant payments system in the United States operated by The Clearing House , now averages over 1 million payments per day. The RTP network also set single day records of 1.46 In October, the RTP network experienced a record 31.7 In October, the RTP network experienced a record 31.7

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RTP Instant Payments Real Time Payments Payments 97

PYMNTS

OCTOBER 15, 2020

Real time and the ACH network can actually work together to displace paper checks.” That’s strong growth for something that is a mature payment product,” said Larimer. Real-time payment is also is finding traction in the gig economy, allowing employees to be paid on a regular basis, even daily.

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Real Time Payments NACHA SWIFT TCH 125

PYMNTS

SEPTEMBER 15, 2020

PYMNTS examines the latest initiatives that look to improve upon existing rails, or embrace new ones like blockchain and RTP. RTP Expands Across FI Base. are increasingly linking into the real-time payments infrastructure of the RTP network, according to a new survey by The Clearing House.

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RTP Blockchain Distributed Ledger Technology (DLT) Cross-Border 105

PYMNTS

JUNE 21, 2020

Virginia’s Chesapeake Bank has joined The Clearing House’s Real-Time Payments (RTP) network, showing that smaller community banks have joined the new trend of enabling instantaneous payments and receipts for customers, a press release said. As there are over 11,000 FIs in the U.S.,

RTP 89

RTP Real Time Payments Community Banks Faster Payments 89

Payment Savvy

FEBRUARY 24, 2023

Real-time payments have revolutionized how we make financial transactions, providing unparalleled speed, convenience, and security. With real-time payments, money can be transferred almost instantly from one person to another, anywhere in the world.

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Real Time Payments Payments Risk Cash Management 98

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. Businesses Ready To Jump Into RTP. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity.

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PYMNTS

NOVEMBER 18, 2020

In a panel discussion with Karen Webster, observers from the front lines of real-time payments said the shift will require new approaches by banks and corporates toward liquidity, receivables management and partnerships. In the United States alone, for example, The Clearing House’s RTP network serves 70 percent of all DDAs.

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Real Time Payments ISO 20022 Reconciliation Payments 98

PYMNTS

SEPTEMBER 19, 2019

Cross River, a company that provides banking services for technology companies, will join The Clearing House’s (TCH) RTP network, according to a release. By joining the network, Cross River will be able to give its clients the ability to send, settle and clear payments instantly, along with messaging capabilities, while ensuring compliance.

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Real Time Payments RTP Payment APIs and Integration C2B 69

PYMNTS

NOVEMBER 14, 2017

s first new payment and clearing system in more than 40 years is up and running. was moved between accounts at two different banks (there was only one customer with two bank accounts) via RTP, the name for a new “Real-Time Payments” system set up by The Clearing House. At 4:59:40 p.m. on Monday, $3.50

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Real Time Payments RTP Irrevocability Faster Payments 77

PYMNTS

AUGUST 12, 2019

It’s also not why the Fed decided to enter the real-time payments fray. The Real-Time Payday Reality. Over the last several years, an army of innovators with billions in venture funding have built instant pay products on top of card network debit rails. It’s a pretty bold claim. financial system.

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Real Time Payments FedNow TCH Fed 78

PYMNTS

JANUARY 25, 2019

Some financial institutions (FIs) are seeking to help their corporate clients tap into real-time payments (RTP) to keep up the pace. . “We We might be at a tipping point in the market, [in which] the market just demands faster payments,” said Matt Richardson, head of product solutions at Citizens Bank. .

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Real Time Payments Federal Reserve RTP Fed 67

PYMNTS

NOVEMBER 18, 2020

The Clearing House 's RTP network is now several years old, and while the real-time payments capability is gaining traction, adoption in the B2B landscape remains muted. Indeed, it can be difficult for businesses to change their payment habits. This is a new payment system," he noted.

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RTP Use Case Real Time Payments ISO 20022 82

PYMNTS

JUNE 18, 2019

It’s a well-known fact, too, that corporate payments (the B2B kind) are ripe for digitization, and for a wholesale move away from the paper chase, where checks are still stubbornly tied to 50 percent of corporate transactions. where, for example, the Federal Reserve is mulling the development of its own real-time system. (

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RTP P2P B2B RFP 78

PYMNTS

JUNE 24, 2019

Everyone seems to want faster payments — from gig workers to B2B suppliers to parents splitting expenses — but with not all major financial institutions on board, real-time payments stand at lower chance for mass adoption. The demand for faster payments is strong in the U.S., transaction accounts.

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Real Time Payments RTP Faster Payments Payments 65

PYMNTS

DECEMBER 24, 2020

As a point of comparison, it took Starbucks , the most popular and most used mobile payments app in the U.S., Amazon Pay Head of Product Kris Zanuldin told PYMNTS that consumers are seeing the first stage of a new voice technology era, as consumers reform their commerce habits and merchants scramble to catch up with them. “As

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RTP BNPL Real Time Payments Online and Mobile Banking 104

PYMNTS

JANUARY 23, 2020

MUFG Union Bank is now offering business customers real-time payments on The Clearing House (TCH) RTP network, MUFG announced on Thursday (Jan. The RTP network provides instantaneous payments that allow customers the convenience of using funds right away. in over 40 years, the release noted.

Real Time Payments 56

Real Time Payments RTP TCH Payments 56

Fintech Finance

JUNE 25, 2024

(“Finzly”), a leader in innovative payment and financial solutions, today announced a partnership with Frost Bank , a subsidiary of Cullen/Frost Bankers, Inc. headquartered in Texas, to deliver instant payments capabilities to the banks global business and consumer customers through the Federal Reserve’s FedNow® and The Clearing House’s RTP®.

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FedNow RTP Instant Payments Payment APIs and Integration 93

PYMNTS

DECEMBER 17, 2020

ESL Federal Credit Union , through a team effort with other organizations, has gone live with real-time payments on the RTP network. ESL joined the RTP network by connecting through BNY Mellon , which helps companies convert to digital payments. This is a new payment system," he noted.

Real Time Payments 61

Real Time Payments Credit Union RTP TCH 61

PYMNTS

JULY 24, 2019

While commercial real-time payments became available in the U.S. By the end of 2018, the RTP network reached a little more than half of U.S. Last month, payment company PayFi and The Clearing House (TCH) partnered to bring real-time payment technologies to community banks.

Real Time Payments 67

Real Time Payments Payment APIs and Integration Faster Payments Fraud Detection 67

PYMNTS

MARCH 9, 2020

Banking association and payments company The Clearing House (TCH) has been confronting such concerns as it advances its real-time payment ( RTP ) offering in the U.S., according to Steve Ledford, TCH’s senior vice president of Product Strategy and Development.

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RTP TCH ISO 20022 Real Time Payments 81

Finovate

MARCH 4, 2024

Though The Bancorp Bank, Galileo will leverage The Clearing House’s Real Time Payments network to offer real-time payments to help its retail and commercial clients transfer money in real time, 24-hours a day. The Clearing House competes directly with the U.S.

Real Time Payments 65

Real Time Payments RTP FedNow Payments 65

PYMNTS

DECEMBER 6, 2018

Forty countries: That’s how many places either have real-time payments programs in progress or live. Along the way they dug into important data points that describe not only the current status of real-time payments , but the opportunities that could help spark further growth. That’s progress. Gig Economy.

Real Time Payments 56

Real Time Payments RTP Payments Economy 56

Fintech Finance

SEPTEMBER 13, 2024

This comprehensive guideline provides essential insights and best practices for financial institutions (FIs) as they navigate the complex landscape of instant payments. With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®.

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Instant Payments Faster Payments FPC Real Time Payments 131

The Fintech Times

MAY 17, 2024

At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. We’re announcing the next generation of truly digital-native payment card experiences. The new products and services Visa unveiled will begin to roll out later this year.

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PYMNTS

JULY 5, 2019

FinTech firms are taking on real-time payments for business-to-business (B2B) use cases – and teaming with banking partners to drive innovation. AvidXchange , for instance, worked with Fifth Third Bank to enhance B2B payments while leveraging the inherent capabilities in the RTP network from The Clearing House.

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RTP FinTech Real Time Payments B2B 69

Finovate

MARCH 8, 2024

Sila has partnered with Trice to leverage the company’s safeguards for instant payments. Sila combines FedNow and The Clearinghouse’s RTP to allow ACH transactions to be settled in seconds. There has been some movement in the instant payments world this week. The tool combines The Clearing House’s RTP, the U.S.

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Real Time Payments FedNow RTP ACH 65