Fintech Finance

JULY 15, 2025

Additional capabilities include support for ACH, wires, RTP, FedNow, wallet-based transfers, stablecoin funding, and other emerging rails—all accessible through one API, with intelligent routing based on speed, cost, and destination. To learn more about Instant Payments, contact the Highnote team or visit www.highnote.com.

Instant Payments 52

Instant Payments Product Payment APIs and Integration Near Real-Time 52

Finextra

JUNE 26, 2025

Stablecoins vs. Fiat for E-commerce. Stablecoins Pros. Reduced Transaction Costs and Fees (including cross-border) Stablecoin transactions are significantly faster than traditional methods, often confirmed in seconds or minutes. There is a need to re-establish Trust between Buyers and Sellers. Pros and Cons.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Account Takeovers 52

Fintech Finance

MARCH 26, 2025

This strategic milestone is significant for FV Bank clients as it expands inbound wire options alongside stablecoin-based payment rails. FV Bank , the U.S. ” With the SWIFT offering enabled as part of FV Bank’s suite of financial services, FV Bank now provides one of the most comprehensive banking solutions in the USA.

SWIFT 64

SWIFT Global Payments Cross-Border Payments Cross-Border 64

Fintech Weekly

JUNE 15, 2025

If a company can’t deliver clarity eight quarters out, it risks eroding trust long before any filing hits the wire. Rosalia Mazza Jun 12th Investments Noah Raises $22M to Rethink Global Payments Fintech startup Noah secures $22M to simplify cross-border payments using stablecoin infrastructure and onboard key payments veterans.

FinTech 78

FinTech Finance Payment APIs and Integration Blockchain 78

PYMNTS

DECEMBER 11, 2019

10) the introduction of stablecoin payments for both users and merchants, according to a release. . The company will allow the use of three stablecoins: Circle’s USD Coin (USDC), the Gemini Dollar (GUSD) and Paxos Standard Token (PAX). Blockchain payment service company Bitpay announced Tuesday (Dec.

Stablecoins 52

Stablecoins Bitcoin Wire Transfer Wire 52

PYMNTS

JULY 2, 2020

Those applications could accept credit cards, wire transfers and ACH, according to the company. Cointelegraph described the initiative as “a stablecoin backed by a network of banks.” Mike Crapo (R-Idaho) said digital dollar and stablecoins are “inevitable, beneficial, and the U.S. Initially, the network will be supporting U.S.

Blockchain 90

Blockchain Stablecoins Wire Transfer Financial Inclusion 90

PYMNTS

DECEMBER 2, 2020

“Blockchain networks and stablecoins, like USDC, are just additional networks.”. The functionality lets users pay with digital currency if they wish to, or through wire transfers or credit cards.

Digital Currency 81

Digital Currency Wire Transfer Credit Cards Wire 81

PYMNTS

FEBRUARY 23, 2020

The market is scrambling to provide users with a stablecoin. Local exchange BuyCoins has debuted $50,000 worth of Ethereum-based stablecoin Naira, backed one to one in the bank. Reginald Fowler, “an alleged operator behind payment processor Crypto Capital , was charged with wire fraud” on Friday (Feb.

Stablecoins 60

Stablecoins Bitcoin eWallet Cryptocurrency 60

PYMNTS

MAY 1, 2020

Any business that trades internationally or manages a global workforce will be familiar with the pain points of traditional cross-border wires and bank transfers. ” In this regard, stablecoins have been particularly disruptive at enabling corporates to embrace the benefits of cross-border digital currency payments.

Digital Currency 68

Digital Currency Accounts Cross-Border Stablecoins 68

PYMNTS

MARCH 19, 2019

IBM Blockchain World Wire has announced that it will be using Stronghold USD , a U.S. The World Wire network will support more than 50 countries, with more than 20 currencies and more than 30 banking endpoints. “As Integrating our technology with IBM Blockchain World Wire represents a paradigm shift for payment processors.”.

Wire 49

Wire Wires Stablecoins Bitcoin 49

International Payments Processing

NOVEMBER 2, 2021

Here, the customers can wire money directly to their merchant account through their debit or credit card. USDC – or USD Coin – is a form of digital stablecoin. Cannabis merchant account With a proper Cannabis credit card processing company like International Payments Processing, you can set up a cannabis merchant account.

Process 88

Process ATM Payments Credit Cards 88

International Payments Processing

NOVEMBER 2, 2021

Here, the customers can wire money directly to their merchant account through their debit or credit card. USDC – or USD Coin – is a form of digital stablecoin. Cannabis merchant account With a proper Cannabis credit card processing company like International Payments Processing, you can set up a cannabis merchant account.

Process 88

Process ATM Payments Credit Cards 88

PYMNTS

NOVEMBER 15, 2019

In other news, the People’s Bank of China (PBoC) has denied a report that the country’s stablecoin is set to launch. Website DECPAPI.com spotlighted an API with a countdown that showed the national stablecoin would launch on November 20. An investigation has also been launched into the company.

Stablecoins 40

Stablecoins Identity Theft Digital Currency Central Bank 40

PYMNTS

MAY 1, 2019

To recap, the AG accused Tether (of the Tether stablecoin) and the Bitfinex operator of possibly defrauding crypto investors. used to help wire dollars to traders), couldn’t access the funds and then started to use Tether to cover transactions. not simply dollars) backed roughly four quarters of Tether coins.

Bitcoin 55

Bitcoin Stablecoins Cryptocurrency Wire 55

PYMNTS

OCTOBER 6, 2020

The feature includes an option to pay with cryptocurrency if the user desires, or with credit cards or wire transfers. Stablecoin transactions reached a volume of $54.9 CEO Gil Hildebrand said in the release that the company is excited about incorporating crypto into the billing process. billion in June.

Wire Transfer 64

Wire Transfer Payments Cryptocurrency Wire 64

PYMNTS

FEBRUARY 15, 2019

The JPM Coin ledger will be controlled by JPMC itself — and each coin will be backed by a dollar, making it a stablecoin at base, not subject to the sort of wild valuation swings that make bitcoin attractive to speculators. Several cryptocurrency exchanges already have their own so-called stablecoins. dollars from JPMC.

Real Time Payments 73

Real Time Payments Blockchain Bitcoin Stablecoins 73

PYMNTS

SEPTEMBER 15, 2020

Interchecks Co-founder and CEO Dylan Massey said in a statement that the company "started with a commitment to offset wire and ACH payments with Visa Direct in an effort to speed-up funds availability, and the project grew from there."

RTP 105

RTP Blockchain Distributed Ledger Technology (DLT) Cross-Border 105

PYMNTS

APRIL 26, 2019

Tether is a stablecoin (in turn backed by United States dollars), and Bitfinex allegedly raided reserves to make payouts to consumers looking for redemptions. That estimate comes from Chad Cascarilla, who helms Paxos, which offers its own stablecoin. The complaint from state Attorney General Letitia James said iFinex, Inc.,

Stablecoins 53

Stablecoins Bitcoin Wire Transfer Cryptocurrency 53

PYMNTS

SEPTEMBER 24, 2019

Facebook’s Libra stablecoin could be key for Big Blue to realize its ambitions for applying its blockchain technology to the financial services industry,” said Coindesk. That comes in tandem with the launch of World Wire , which is an international payments system. There are World Wire payment locations across 72 countries.

Blockchain 49

Blockchain Wire Wires Cross-Border Payments 49

PYMNTS

NOVEMBER 2, 2020

Beyond the most immediate challenges, we’re headed into a longer-term evolution where digital payments are paving the way for the adoption of digital currencies, spanning, as Webster noted, crypto, digital bitcoin, digital dollars and stablecoins.

B2B 119

B2B Cross-Border Digital Currency Multi-Currency 119

PYMNTS

NOVEMBER 26, 2019

As part of his job, Blieden had control over the company’s bank accounts, and would wire company money to his personal bank account. In other news, crypto exchange Bitfinex and its sister firm, stablecoin issuer Tether , have been accused again of manipulating the bitcoin markets. Department of Justice.

Bitcoin 52

Bitcoin Blockchain Wire Wires 52

PYMNTS

OCTOBER 18, 2019

He mentioned that “ stablecoins ” in general could adversely affect the world economy. The group agreed with Scholz, saying that digital stablecoins could pose a real threat to the world’s financial systems. Olaf Scholz, Germany’s finance minister, reiterated his opposition to Facebook on Friday (Oct. sanctions and protected from U.S.

Finance 40

Finance Stablecoins Cross-Border Payments Cryptocurrency 40

PYMNTS

JULY 11, 2019

In one example, he said one large firm, Avnet, has used BitPay for large transactions, and total costs have been cheaper than bank wires. Recent announcements of initiatives such as the JPMorgan stablecoin and Facebook’s Libra have helped validate the move to bring cryptocurrencies more broadly into international payments.

Correspondent Bank 67

Correspondent Bank Correspondent Blockchain Bitcoin 67

BitPay

APRIL 25, 2023

Employees can then allocate a portion of their earnings to their preferred cryptocurrency, whether it’s Bitcoin (BTC), Ethereum (ETH) or more than a dozen other top cryptocurrencies and stablecoins. Send globally with less fees: Pay employees across borders without the cost of traditional bank transfers or wires.

Payroll 52

Payroll Cryptocurrency Processors Blockchain 52

BitPay

MAY 25, 2023

Pay less in transaction fees Crypto transaction fees are a fraction of the cost of wire transfers or credit card payments, in many cases totaling less than half of the fees imposed with traditional payment methods. BitPay supports the top cryptocurrencies, including Bitcoin (BTC), altcoins and stablecoins.

Cryptocurrency 40

Cryptocurrency B2B Bitcoin Processors 40

PYMNTS

OCTOBER 30, 2017

In the first few years, learning that computers can talk to other computers over a wire was not interesting. All your negative use cases have happened in fiat and wire/swift payments. Humans are bought and sold on Western Union wire transfers. The point of cryptocurrency is that it cannot be shut down.

Bitcoin 51

Bitcoin Cryptocurrency Blockchain Use Case 51

Finovate

JANUARY 31, 2024

” PayPal invests $5 million stablecoin in Mesh The Fed may not have much faith in crypto. dollar denominated stablecoin, PayPal USD (PYUSD), in the company, which facilitates digital asset transfers and account aggregation. dollar needs to “innovate.” million from the HyperFund platform and its investors.

CBDC 65

CBDC PayPal Cryptocurrency Interbank Settlement 65

Finextra

MAY 15, 2025

Today, were introducing Stablecoin Payment Accounts (SPAs)USD-backed accounts that let companies send and receive payments over ACH, wire, RTP, and stablecoin rails through a single API.

Stablecoins 59

Stablecoins Accounts Treasury RTP 59

Clearly Payments

JANUARY 8, 2025

Key drivers of crypto adoption include: Lower Transaction Fees : International transfers in cryptocurrencies can be cheaper than wire transfers or credit card cross-border fees. By 2025, many countries have introduced frameworks to govern crypto exchanges, initial coin offerings (ICOs), and stablecoin issuers.

Credit Cards 105

Credit Cards Cryptocurrency Cross-Border Volume 105