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Because Equifax is not strictly a financial company, there was uncertainty over whether the CFPB has the power to penalize the firm for the breach. The CFPB and legal experts said the regulator could pursue Equifax under an aspect of the Dodd-Frank Act that bans unfair, deceptive and abusive acts and practices (UDAAP).
Members of Congress are getting ready to grill Equifax CEO Richard Smith, who is set to testify about his company’s massive databreach that impacted as many as 143 million Americans. According to CNBC , Smith will answer to the Senate Banking Committee on Oct. He is already slated to appear before the U.S.
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