Payments Dive

JULY 8, 2025

In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.

Zelle 145

Zelle Scams Digital Payments Payments 145

Open Banking Excellence

JULY 8, 2025

Open banking in the United States is rapidly evolving, driven by both market initiatives and ongoing regulatory discussions. This research, conducted at the Oxford University’s Future of Finance and Technology Research Initiative in partnership with Open Banking Excellence (OBE), provides an in-depth analysis of the current status of open banking in the U.S., contrasts it with developments in Europe and the UK, and highlights key insights for the future of open banking in the country.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Fintech News

JULY 7, 2025

Revolut has teamed up with Ant International to let users around the world, especially overseas Chinese, send money to China in Chinese Yuan using Alipay. Transfers can be made using just the recipient’s Alipay ID, name, and address, and are processed instantly. The service is powered by Ant International’s global remittance infrastructure. This feature supports growing demand for cross-border payments into China, which remained one of the world’s top five remittance destinations in 2024, receiv

Cross-Border 102

Cross-Border Cross-Border Payments Caps On-Demand 102

Fintech Finance

JULY 10, 2025

Weavr , the embedded finance company, has announced their Associate Membership with Visa , a global leader in digital payments. As a Visa Associate Member and one of its embedded finance partners in Europe, Weavr is now empowering SaaS companies to integrate Visa-powered financial products into their platforms, focusing initially on the rapidly growing sector of employee benefits.

Embedded Payments 95

Embedded Payments Embedded Finance B2B Payments 95

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Payments Association

JULY 7, 2025

Acquirers and PSPs and the 2025 consumer: Designing for diverse payment preferences 4 July 2025 by Payments Intelligence The 2025 Consumer Behaviour Report from The Payments Association delivers an urgent message to the acquiring and PSP community: the UK payments landscape is diversifying faster than many platforms are adapting. While mobile wallets and digital methods show impressive momentum, consumer behaviour remains complex, shaped by age, income, trust, and region.

Acquirers 88

Acquirers Consumer Online and Mobile Banking Payments 88

Stax

JULY 7, 2025

Building loyalty as a business means meeting your customers where they are, especially where payment options are concerned. Thanks to smartphones and secure authentication, mobile payments continue to explode in usage. In fact, the global mobile payment market was valued at US $2.67 trillion in 2024 and is projected to grow to roughly US $10.48 trillion by 2033.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Credit Cards 88

Fintech News

JULY 9, 2025

Finastra , a global provider of financial services software, has named Adam Banks to its Board of Directors. He is a seasoned technology executive with extensive experience across financial services, cybersecurity, infrastructure, and logistics. Banks previously served as Global Group Chief Technology and Information Officer at A.P. Moller–Maersk, where he led the company’s technology transformation and helped restore operations following a major cyberattack in 2017.

Cybersecurity 107

Cybersecurity Technology FinTech Risk 107

Fintech Finance

JULY 8, 2025

The demand for embedded financial services is growing fast with 90% of small- and medium-sized businesses indicating access to financial products and services from within their software platforms is critical, according to Worldpay ® research. To meet this demand, Worldpay is expanding its Worldpay for Platforms offering to Canada and the United Kingdom, while deepening its presence in Australia.

Embedded Payments 86

Embedded Payments Payment APIs and Integration Payments Debit Card 86

The Payments Association

JULY 11, 2025

Analysed: The future of point of sales (POS) systems 10 July 2025 by Payments Intelligence What is this article about? How modern point-of-sale (POS) systems are evolving into cloud-native, AI-driven platforms central to retail operations. Why is it important? This transformation enables businesses to enhance efficiency, customer experience, and competitive positioning while reducing costs.

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The Fintech Times

JULY 4, 2025

To be successful in the digital economy, businesses must consider financial exchange (FX) related risks and costs when expanding abroad. With firms spending roughly $120billion (S$154.2billion) on cross-border transaction fees, alternatives are being sought after. According to a new report from the Project Guardian FX industry group, implementing tokenised bank liabilities and shared ledgers in cross-border payments and FX is a viable solution.

Interoperability 87

Interoperability Cross-Border Cross-Border Payments Settlement 87

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Stax

JULY 7, 2025

In a consumer landscape where convenience is always a priority, credit card processing has become an essential mechanism for businesses to accept payments seamlessly. But behind every smooth credit card transaction is a complex system connecting various entities—most of whom take a cut out of the transaction. Traditionally, merchants would shoulder these costs in the form of credit card processing fees.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

Fintech News

JULY 7, 2025

Southeast Asia’s e-wallet landscape is a vibrant yet chaotic arena, shaped by rapid digital adoption, fierce competition, and an unrelenting push for financial inclusion. Digital-first players are racing to reshape customer expectations, while a broader transformation is underway to evolve from “super apps” into truly integrated “life apps.” At the heart of this transformation lies a decisive enabler: automation.

Automation 97

Automation Payment APIs and Integration Financial Inclusion Cross-Border Payments 97

Fintech Finance

JULY 8, 2025

Episode Six , a leading global technology provider of enterprise-grade card issuing and ledger infrastructure, today announced the broadening of its partnership with Monavate. The collaboration will support the UK-based modern payments and BIN sponsorship platform as it scales globally. The strengthened collaboration reinforces Episode Six’s role in powering MonavateOne., a platform that allows its clients to operate as issuer, processor, and ledger across multiple markets.

Innovation 93

Innovation Issuers Processors On-Demand 93

The Payments Association

JULY 8, 2025

On 10 June 2025 the European Banking Authority (EBA) published an opinion (the Opinion) clarifying the interplay between the second EU Payment Services Directive (PSD2) and the EU Markets in Crypto-Assets Regulation (MiCA) in relation to crypto-asset service providers (CASPs) transacting in electronic money tokens (EMTs), which term includes most stablecoins. 1 The Opinion provides supervisory guidance to EU national competent authorities (NCAs) on the application of PSD2 to CASPs and recommen

Stablecoins 88

Stablecoins Payment Service Provider (PSP) Duplicate Authentication 88

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Use Case

Finextra

JULY 7, 2025

Five big banks in Belgium have joined the European Payments Initiative (EPI) with the intention of rolling out the Wero digital wallet and instant account-to-account (A2A) payment application to customers in the first half of next year.

Payment Initiation 80

Payment Initiation Payments Accounts 80

The Fintech Times

JULY 7, 2025

Spanish banking group BBVA has launched bitcoin and ether trading and custody services for retail customers through its mobile app, expanding its regulated digital asset offering across Europe. The rollout follows a regulatory filing with Spain’s National Securities Market Commission (CNMV) in March 2025 and is now available to all customers of legal age.

Stablecoins 84

Stablecoins Bitcoin Legal Regulations 84

Fintech News

JULY 8, 2025

Singaporean fintech firm Finmo has received authorisation from the UK Financial Conduct Authority to operate as an Electronic Money Institution (EMI), allowing it to provide payment and treasury services in the country. The license permits Finmo to issue electronic money, process domestic and international fund transfers, offer foreign exchange services, and issue IBANs.

FinTech 84

FinTech Treasury IBAN Embedded Finance 84

Basis Theory

JULY 10, 2025

With Capital One acquiring Discover, merchants need to know the card brand now more than ever. We share 3 reasons why it’s important in the blog!

Acquirers 88

Acquirers Payments 88

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Payments

The Payments Association

JULY 9, 2025

OpenPayd, a leading provider of financial infrastructure, today announced the launch of its stablecoin infrastructure, enabling businesses to move and manage digital assets and fiat through one platform. OpenPayd is making money movement instant and seamless by connecting local and international fiat rails to all major blockchains, enabling businesses to view, hold, make, and receive payments across any digital currency and any rail globally.

Cross-Border 88

Cross-Border Stablecoins Cross-Border Payments Digital Currency 88

Payments Dive

JULY 7, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief DailyPay lands novel funding T

Zelle 88

Zelle Privacy On-Demand Stablecoins 88

The Finance Weekly

JULY 6, 2025

Selecting FP&A software isn’t just a tech decision, it can also be a career-defining one. So picking the wrong tool? That can ruin your credibility, frustrate your team, and leave you with a costly system no one wants to use and tons of wasted hours.A study found that 61% of CFOs placed FP&A software at the top of their investment priorities.

Finance 130

Finance 130

Fintech News

JULY 7, 2025

Worldpay has extended its Asia Pacific presence by launching domestic acquiring capabilities in Thailand. This enables local and international merchants to process transactions in Thai baht and offer local payment methods. This addition brings Worldpay’s domestic acquiring footprint in the region to nine markets, alongside Australia, New Zealand, Singapore, Hong Kong, Japan, Malaysia, India, and South Korea.

APACS 86

APACS Alternative Payment Methods Disputes Acquirers 86

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

The Fintech Times

JULY 11, 2025

UK regulator, the Financial Conduct Authority (FCA), has approved fintech Finmo to operate as an Authorised Electronic Money Institution (EMI), enabling it to offer a wider range of payment services across the UK. With its new EMI licence, Finmo can now issue electronic money and offer a range of new payment services, including account issuance, domestic and cross-border fund transfers, and foreign exchange transactions.

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The Payments Association

JULY 10, 2025

Paymentology , the leading global issuer processor, today announces the appointment of Julie Sutton as Head of Growth, Europe. Julie brings a wealth of commercial leadership experience, having held senior roles across the payments and fintech sectors at companies including Soldo, Marqeta, Modulr, and WEX. In her new role, Julie will lead Paymentology’s growth strategy across Europe, working closely with clients and partners to scale next-generation card programmes.

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Finextra

JULY 10, 2025

Money transfer giant Wise has been hit with a $4.2 million fine from multiple US state regulators over deficiencies in its anti-money laundering controls.

Money Laundering 81

Money Laundering AML Regulations 81

Fintech Finance

JULY 9, 2025

PayJunction , a leading tech-focused payments company, announced today an integration with Twilio (NYSE: TWLO), the customer engagement platform providing real-time personalized experiences, that enables businesses to easily automate and scale their phone payment operations. Through this integration, PayJunction merchants can now deploy AI-driven Interactive Voice Response (IVR) solutions that securely process payments over the phone and eliminate manual processes, saving time and money. “

AI 69

AI ISVS Payments Automation 69

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Fintech News

JULY 6, 2025

Bitstamp by Robinhood has received its Major Payment Institution license from the Monetary Authority of Singapore (MAS). The MAS license authorises Bitstamp to offer regulated digital payment token services in Singapore. The firm previously shared plans to launch its offerings in the city-state by late 2025. Robinhood completed the acquisition of Luxembourg-based Bitstamp for US$200 million in June 2025, aiming to strengthen its institutional crypto business and expand into Singapore.

ISOs 93

ISOs Payments Institute API Authorization 93

NFCW

JULY 9, 2025

Global contactless payment transaction values will increase from US$7.7tn in 2025 to US$18.1tn in 2030, a rise of 106%, market analysts Juniper Research predict. NFC ticketing and the arrival of open NFC wallets on Apple devices will be the two key growth drivers, the analysts say. “The fastest growing contactless payment mechanism driving this expansion is Near-field Communication (NFC) ticketing; projected to grow by 300% over the next five years,” they say. “NFC ticketing en

Contactless Payments 62

Contactless Payments Transactions Payments Interoperability 62

The Payments Association

JULY 7, 2025

UK SME survey shows open banking intrigues merchants with faster, cheaper payments, but gaps in awareness and security fears slow adoption.

Security 88

Security Payments 88

Finextra

JULY 9, 2025

The Bank of England has hit UK payments operator Vocalink with an £11.9 million fine after it missed a deadline to fix problems in its risk management framework.

Compliance 75

Compliance Risk Management Risk Payments 75

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments