Trending Articles

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What is Vertical SaaS?

Stax

Software tailored to your industry? That’s the main premise of vertical SaaS. Unlike horizontal SaaS solutions that serve a broad range of businesses, vertical SaaS solutions are designed with deep knowledge of specific markets—making them more intuitive, efficient, and impactful. This article explores what vertical SaaS is, its advantages, challenges, and how companies can win in this focused, fast-growing space.

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9 Fintech Brand Leaders in APAC Awarded

Fintech News

Nine fintech-focused chief marketing officers (CMOs) have been named among the most influential and purposeful marketers in Asia-Pacific (APAC), recognized by Campaign Asia-Pacific and DoubleVerify for their ability to adapt to a rapidly evolving landscape. Featured in the 2025 Asia-Pacific Power List, a curated selection of the region’s top marketing executives, these leaders are celebrated for their resilience, purpose-driven leadership, and ability to drive meaningful transformation.

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Request for Comments: PCI Key Management Operations (KMO) v1.0 Standard

PCI Security Standards

From 16 June to 18 July, eligible PCI SSC stakeholders are invited to review and provide feedback on the draft PCI Key Management Operations (KMO) v1.0 Standard during a 30-day request for comments (RFC) period.

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Minimum Charge for Credit Card Purchase

Cardfellow

The short answer is: Yes and no. The longer answer is that it depends on the type of card. You’ll have to follow applicable rules as well. Credit cards: Yes. It is acceptable for you to set a minimum charge on credit card purchases as long as you abide by the stipulations as set forth in your processing agreement with Visa, Mastercard and Discover.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Merchant survey 2025: Navigating the payment innovation divide

The Payments Association

16 June 2025 by Payments Intelligence Merchant survey 2025: Navigating the payment innovation divide LinkedIn Email X WhatsApp What is this article about? A survey of 125 UK retail merchants exploring how payment innovation, customer behaviour, and emerging technologies are shaping retail competitiveness. Why is it important? It shows that forward-thinking merchants using diverse, strategic payment solutions gain clear advantages in cost control, fraud prevention, and customer experience.

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Need to Know | The Payment Partner of the Future: Balancing Customer Value and Business Growth

Stax

The world of payments is constantly evolving, with new technologies and shifting business demands reshaping how money moves. But what does it truly take to thrive in this dynamic environment? In an interview with Karen Webster , CEO of PYMNTS , Paulette Rowe , CEO of Stax, pulled back the curtain on the critical strategies and innovations driving the next wave of payment partnerships.

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Alipay embeds payments into AR glasses

Finextra

Alipay has integrated QR code payments into augmented reality glasses from Chinese outfit Rockid to enable users to pay for products instore by looking at the label.

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Mastercard Reduces Cloud Onboarding Time by Up to Four Times

Fintech News

Mastercard announced that banks and fintechs in Asia Pacific can now connect to its network up to four times faster through its cloud-based solution, Mastercard Cloud Edge. The service, developed in partnership with providers including Amazon Web Services (AWS) , is aimed at helping firms roll out new payment tools more efficiently. Cloud Edge enables issuers, acquirers, network enablement partners, processors, and other payment providers to connect directly to Mastercard via cloud infrastructur

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Paysend launches instant settlement accounts to enable businesses to unlock liquidity by receiving, moving and settling funds globally in real-time

The Payments Association

Earlier this month , Paysend announced the launch of Instant Settlement Accounts. This new feature enables PSPs, Banks, Marketplaces, FX Brokers and Freelancer/Contractor EOR Payroll Platforms to unlock $400 billion in liquidity trapped in cross-border payment processing. Treasurers and CFOs can receive, convert, and settle funds instantly between the UK, Europe, and North America to optimise liquidity.

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What Is an ISO? Everything You Should Know about Independent Sales Organizations

Stax

Choosing a payment processing partner isn’t just about finding a way to accept credit cards, it’s about building the financial foundation of your business. With so many players in the payments space, from banks and fintechs to all-in-one platforms, figuring out who does what (and who’s right for you) can quickly get confusing. One option you may have come across—but might not fully understand—is the Independent Sales Organization, or ISO.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Digital Wallets: Intro to Apple Pay, Google Pay, and more

Cardfellow

But what are these digital wallets, exactly, and how do they work? And does your business need to do anything special to accept them? What is a digital wallet? A digital wallet refers to electronic devices and programs used for making payments for purchases digitally, without presenting a physical credit card, debit card, or cash. The term digital wallet may refer to both an electronic device that stores payment information (such as a smartphone) and the program or app used to make the payment.

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NFC Forum extends contactless transaction range, adds DPP support

NFCW

In a major update to its core NFC specification, the NFC Forum has extended the standard reading range over which certified devices must be able to reliably conduct contactless transactions by a factor of four, making NFC “quicker, more reliable and easier to use than ever.” NFC Release 15 extends the range of certified compliant NFC contactless connections up to 2cm, from 0.5cm.

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OSTTRA, Baton and Partior Enable 24/7 FX Settlement with Tokenised Bank Funds

Fintech News

OSTTRA and Baton Systems have announced that Partior has connected to their on-demand FX payment-versus-payment (PvP) settlement network, enabling financial institutions to settle foreign exchange transactions using tokenised commercial bank deposits with 24/7 access. The integration offers participants the flexibility to settle trades using fiat currency, tokenised commercial bank money, or assets with the credit characteristics of central bank money.

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APP fraud: Mid-year review

The Payments Association

APP fraud reimbursement: A six-month policy review 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The early impact of the UK’s mandatory reimbursement policy for authorised push payment (APP) scam victims, implemented in October 2024. Why is it important? It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackl

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Visa says every institution that moves money will need a stablecoin strategy

Finextra

Visa is upping it game in the stablecoin market, expanding its settlement capabilities in the Europe, Middle East, and Africa (CEMEA) region to enable USD cross-border transactions through blockchain technology.

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Should Your Business Go Cashless?

Cardfellow

The use of cash as the de facto payment option is shrinking, and nearly 40% of Americans favor going completely cash-free. Then, in the summer of 2017, Visa stepped up a “war on cash” by offering businesses money to go cashless. While it didn’t lead to the elimination of cash, it’s nonetheless more common to see consumers pull out a card than cash in many parts of the country If you run a business, it’s almost inevitable that much of your sales are made using a method other than cash

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Adyen and Booking.com: A global merchants selection framework on LPM expansion

Payments Dive

Local payment methods are outpacing traditional options. Discover how strategic payment choices are becoming revenue drivers, not just costs, for global businesses.

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Singapore Fintech Festival Kicks Off 2025 Awards Call for Nominations

Fintech News

The Monetary Authority of Singapore (MAS) and the Singapore Fintech Association (SFA) have launched a global call for nominations for the 2025 Singapore Fintech Festival (SFF) Fintech Excellence Awards. Supported by PwC Singapore, the awards mark their 10th anniversary and aim to recognise corporations and individuals who have used innovative technologies to transform financial services, create new growth opportunities, and promote financial inclusion.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Open banking survey 2025: Insights from 500 UK SMEs

The Payments Association

Open banking survey 2025: Insights from 500 UK SMEs 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? A survey of 500 UK SMEs exploring their awareness, attitudes, and adoption barriers around open banking as a payment method. Why is it important? It reveals a fragmented landscape where no single benefit or barrier dominates, highlighting the need for education, clarity, and trust to drive adoption.

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Cross-border Operations: The Cost of Doing Nothing is Higher

Finextra

In the middle of a busy EBAday 2025, Anastasia Serikova, VP, Head of Visa Direct Europe, Visa joined the FinextraTV studio to discuss current models within cross-border operations. Listing some of the alternative options to enable financial inclusion - mobile wallets, local currencies etc - Serikova explains the way that cross-border solutions are growing and giving more organisations the capability to participate.

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Big Brands Are Issuing Their Own Stablecoins– Is Yours Next?

Finovate

Stablecoins are blowing up the financial ecosystem. They are quickly evolving from a crypto-native concept into a mainstream financial tool. As proof, we saw news last week that major retailers Walmart and Amazon are exploring developing their own stablecoins. If retailers are jumping onto the stablecoin bandwagon, should your firm or fintech be considering doing so, too?

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Tensec raises $12M to boost growth

Payments Dive

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Tensec raises $12M to boost gr

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Visa Rolls Out Flex Credential in Vietnam for Flexible Payment Options

Fintech News

Visa has introduced its Flex Credential feature in Vietnam, allowing cardholders to choose between debit, credit, and other payment options using a single card. Asia Commercial Joint Stock Bank (ACB) is the first in Vietnam and Southeast Asia to roll out the solution, with VIB set to follow soon through its MyVIB app. Available via the ACB One app, the feature enables users to switch between payment types depending on their needs.

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Offline settlements with a digital pound: Lessons from the BoE’s report

The Payments Association

Offline settlements with a digital pound: Lessons from the BoE’s report 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? A Bank of England experiment proving that offline payments with a digital pound are technically feasible, but complex. Why is it important? It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale.

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Sezzle files antitrust suit against Shopify

Finextra

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BNY’s roadmap to international instant payments

Bank Automation

BNY is working to expand cross-border, instant payments to new markets through the remainder of 2025 and into 2026. “We’ve been really focused on international real-time payments,” Carl Slabicki, executive platform owner of treasury services at BNY, told Bank Automation News. “How do we bridge cross-border money movement into an instant 24/7 world.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Marqeta to Power New Klarna Debit Card in the U.S.

Fintech Finance

Marqeta , Inc. (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced it is working with Klarna , the global digital bank and flexible payments provider, to enable the Klarna Card: a new debit card powered by Visa Flexible Credential (VFC) that allows access to built-in flexible payment options.

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Summit Lays Off Over a Third of Staff Following Rebrand, Strategic Refocus

Fintech News

Summit, the fintech firm previously known as Spenmo, has laid off 24 employees out of its 64-person team across Singapore, Indonesia and India. The job cuts, which impacted staff across all departments, were first reported by Tech in Asia and confirmed by a retrenched employee. Staff were notified of the layoffs through an internal email sent on Wednesday.

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Issuing Banks: Where does your money go?

Cardfellow

It’s not really as simple as that, though. In actuality, a variety of entities are working behind the scenes, and it’s the card-issuing bank that ends up taking the largest piece of the pie. The more you know about what affects your business, the better armed you are to improve your position in the market and protect your income. Before we break down exactly how credit card processing works and where the money is going, let’s examine the businesses and individuals involved.

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Payment infrastructure startup Polar raises $10 million

Finextra

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.