The Payments Association

OCTOBER 30, 2024

Compliance in payment communications is essential for trust and security; AI-driven solutions and customised frameworks help businesses meet regional regulations, ensuring secure global operations. Ensuring that communications comply with global regulations is essential for protecting a business’s reputation and operations.

Regulations 100

Regulations Cross-Border Compliance Fraud Prevention 100

The Payments Association

DECEMBER 2, 2024

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

Fintech News

JANUARY 21, 2025

The Financial Services Authority ( OJK ) of Indonesia has issued a new regulation to govern Alternative Credit Ratings (PKA), also known as Innovative Credit Scoring (ICS). The new regulation responds to the growing use of technology in financial services.

Regulations 80

Regulations Compliance Consumer Protection Innovation 80

The Fintech Times

JANUARY 20, 2025

However, the AFC , on its mission to promote a transparent, inclusive, and customer-centric financial system by supporting responsible innovation in financial services and encouraging sound public policy, has taken issue with this proposal suggesting it is overregulating the market, and could potentially impact the freedom of regulation.

FDIC 95

FDIC Regulations Innovation FinTech 95

Finextra

OCTOBER 22, 2024

Regulators must define a “minimum set of data” to be shared between banks that would still “serve the purpose” of fraud detection and prevention, said Michele Gentile, head of group correspondent banking, APAC, UniCredit, at Sibos today.

Correspondent Bank 111

Correspondent Bank Fraud Detection Regulations APACS 111

Fintech Finance

OCTOBER 17, 2024

” The launch of Broadridge’s Instant Payments service aligns with recent EU regulations mandating the facilitation of euro instant credit transfers. These regulations are expected to accelerate the adoption of instant payments across Europe, with key compliance deadlines set for 2025.

Instant Payments 98

Instant Payments Regulations SWIFT Payments 98

The Fintech Times

JANUARY 21, 2025

As much as three-quarters (72 per cent) of regulated companies feel overwhelmed by current anti-financial crime compliance demands; according to the latest study by digital compliance and anti-money laundering (AML) solution provider SmartSearch. With financial crime costing the UK up to 100billion a year, strong regulation is essential.

Regulations 72

Regulations Financial Crimes Money Laundering Crime 72

Fintech Finance

OCTOBER 23, 2024

Led by Intix, the survey explored readiness levels and compliance with key regulations, including ISO 20022 standards, as well as the readiness of banks as they prepare to meet the EU’s Instant Payments Regulation, which takes effect in January 2025 for receiving instant payment transactions and October 2025 for sending instant payment transactions.

Instant Payments 105

Instant Payments ISO 20022 Regulations Fraud Detection 105

Fintech Finance

DECEMBER 3, 2024

PayRetailers , a leading payment processor in Latin America and Africa, has launched an enhanced Pix payment solution to assist betting operators in Brazil as they prepare for the new sports betting regulations set to take effect on 1 January 2025.

Regulations 98

Regulations Account Validation Compliance Automation 98

Finovate

JANUARY 24, 2025

On the other hand, tighter regulations come with higher compliance costs and can limit the flexibility thats often critical for driving rapid innovation. One early issue will be compliance with the Instant Payments Regulation (IPR). In terms of new open banking regulations, what are your expectations? What is this policy about?

Regulations 64

Regulations FinTech BNPL Cross-Border 64

Payments Dive

MARCH 4, 2024

Federal regulators reviewing whistleblower allegations related to Block’s Cash App may act on the complaints this year, predicted an attorney for the complainants.

Blocks 176

Blocks Regulations 176

Fintech Review

DECEMBER 31, 2024

Supportive Regulations: A Catalyst for Growth Supportive regulations can significantly enhance fintech growth. The Central Bank of Kenya introduced regulations enabling mobile money systems like M-Pesa to thrive. Regulators collaboration with industry players also fostered trust and innovation.

FinTech 111

FinTech Regulations Best Practices Central Bank 111

Payments Dive

SEPTEMBER 8, 2023

“Regulations imposed by Big Tech firms have a big impact on whether consumers and businesses can make payments using third-party apps,” CFPB Director Rohit Chopra said in a Thursday press release.

CFPB 182

CFPB Regulations Consumer Payments 182

The Payments Association

SEPTEMBER 17, 2024

With the rollout of new instant payment regulations under the SEPA Instant Credit Transfer (ICT) scheme, Europe’s cross-border payments landscape is significantly transforming. From overhauling existing systems to adjusting sanctions screening processes, firms need to navigate these complexities to stay compliant and competitive. Read more

Cross-Border Payments 167

Cross-Border Payments Cross-Border Compliance Technology 167

The Paypers

JANUARY 15, 2025

NYDFS has partnered with the Bank of England on a Transatlantic Regulatory Exchange (TRE) programme to strengthen oversight of digital assets and emerging payments.

Regulations 81

Regulations Emerging Payments Payments 81

Payments Dive

OCTOBER 24, 2024

Regulators and industry participants worry that FDX will have an unfair monopoly and will advantage its own members if no other organization applies.

Participant 147

Participant Regulations 147

Payments Dive

NOVEMBER 13, 2023

The EU would require big tech companies, like Apple and Google, to offer their customers payment services through the new digital identity wallet if the regulation is approved.

Regulations 157

Regulations Payments 157

Fintech Finance

AUGUST 27, 2024

the innovative, tech-driven payments bank, announces the launch of EURI, a bank-backed stablecoin, compliant with the Markets in Crypto Assets Regulation (MiCA). The launch of EURI follows the implementation of the first phase of the MiCA regulation which applies to asset referenced tokens and e-money tokens from the 30 June 2024.

Stablecoins 114

Stablecoins Multi-Currency Regulations Risk Mitigation 114

Open Banking Excellence

JULY 1, 2024

Open Banking in a Box, a new programme from Open Banking Excellence (OBE) , is leveraging the UK’s position as the world leader in open banking to help regulators globally develop their own open banking markets. This provides the building blocks for regulators globally to drive transformational change in their own countries.

Use Case 130

Use Case Cross-Border Regulations Best Practices 130

The Fintech Times

JUNE 29, 2024

The first stage of the European Union ‘s Markets in Crypto Assets Regulation (MiCA) will come into play on 30 June. In terms of market surveillance, the MiCA regulation is based upon requirements set out in the EU’s Market Abuse Regulation (MAR).

Stablecoins 138

Stablecoins Regulations Compliance Cryptocurrency 138

Open Banking Excellence

JULY 9, 2024

In my conversations with Open Banking Excellence, it is clear to me that by sharing the Kazakh experience and journey with regulators and the like, we can learn from each other to promote the digital economies of all of our countries. Regulator-led Pilot Focused on Open API Infrastructure Our pilot launched on Nov.

API 147

API Payment APIs and Integration Participant Regulations 147

VISTA InfoSec

OCTOBER 21, 2024

A data protection officer role is to act as a bridge between organizations, its employee, and the regulatory authorities ensuring that the handling of personal data is safe, lawful and in line with regulations like GDPR (General Data Protection Regulation). Additional Responsibilities of DPO (As seen in other Regulations) 1.

CCPA 130

CCPA Privacy Laws Data Breach 130

Open Banking Excellence

MAY 23, 2024

Following this announcement, the Konsentus Q1 2024 TPP tracker has revealed an overall growth in the European third parties that are regulated to provide Open Banking services around their domestic market, as well as an overall increase in TPPs authorised to initiate payments and transactions on an account holder’s behalf.

Cross-Border 130

Cross-Border Cross-Border Payments Non-Bank Regulations 130

Payments Dive

MAY 23, 2024

This week, South Carolina became the fifth state to enact a law regulating earned wage access providers, but it doesn’t subject them to lending laws.

Laws 130

Laws Regulations 130

Fintech News

SEPTEMBER 11, 2024

Swift, the global financial messaging network, is actively working to incorporate regulated digital assets and currencies onto its platform. In a broader push for global interoperability, Swift is exploring ways to connect emerging bank-led networks, such as the US Regulated Settlement Network, with other financial infrastructure.

SWIFT 144

SWIFT Multi-Currency CBDC Interoperability 144

Fintech News

DECEMBER 5, 2024

Coinbase plans to hire country leaders in Thailand and the Philippines to coordinate with developers, regulators, and content creators, fostering innovation and adoption of blockchain-based solutions. This was enabled through Rubie , a baht stablecoin wallet developed by Siam Commercial Bank (SCB) in collaboration with Base.

Stablecoins 122

Stablecoins Cross-Border Payments Cross-Border Blockchain 122

Stax

DECEMBER 20, 2023

Please note there are many other categories not covered in this table, including variations by card type, business type, whether the bank is regulated or exempt, and more. Beyond the card type (debit, or the various kinds of credit cards), you’ll also see “exempt” or “regulated” which indicate different fees for debit cards.

Credit Cards 167

Credit Cards Debit Card Processors Non-Bank 167

The Fintech Times

APRIL 17, 2024

The UK’s Regulated Liability Network has chosen R3 , a company specialising in enterprise distributed ledger technology and services, as well as Quant , a blockchain provider for finance, to develop the technology prototype for its experimental stage.

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

Finextra

APRIL 22, 2024

EC antitrust regulators are set to approve an offer from Apple to open up the NFC chip technology that enables iPhone users to make contactless payments to third-party providers, according to Reuters.

Contactless Payments 130

Contactless Payments CHIPS Payments Regulations 130

Fintech Finance

JANUARY 7, 2025

Paysafe (NYSE: PSFE), a global payments platform, today announced that it has received approval from the Central Bank of Brazil (BCB) for a payment institution (PI) license for the countrys launch of its regulated online sports-betting and gambling market.

Alternative Payment Methods 98

Alternative Payment Methods Payments Payments Institute Central Bank 98

Finextra

MAY 22, 2024

British financial regulators have fined Citigroup £61.7 million over a $444 billion fat finger error that led to a $1.4bn sell off of equities in European markets.

Regulations 128

Regulations 128

Finextra

NOVEMBER 12, 2024

UK financial regulators have confirmed new rules to bolster the resilience of technology and other third parties providing key services to financial firms.

Rules 124

Rules Regulations Technology 124

Finextra

MAY 21, 2024

German regulator BaFin has fined N26 €9.2 million for anti-money laundering failures but could be preparing to lift a cap on the number of new customers the digital bank can take on.

Money Laundering 126

Money Laundering Caps Regulations 126

Finextra

MAY 8, 2024

A host of major US financial services firms - including Citi, JP Morgan, and Visa - are taking part in a Regulated Settlement Network (RSN) proof-of-concept that will explore multi-asset settlement using shared ledger technology.

Settlement 126

Settlement Regulations Technology 126

The Fintech Times

MAY 26, 2024

A key part of open banking is regulated third-party providers (TPP). In September 2019, Konsentus started reporting on the number of regulated open banking third parties in the European Economic Area (EEA). They act as intermediaries between the bank and the customer.

Cross-Border 129

Cross-Border Non-Bank Regulations Payments 129

VISTA InfoSec

JUNE 3, 2024

If your company has ever worked with businesses in European Union countries, you probably had to follow the EU’s General Data Protection Regulation (GDPR). Compliance with Other Standards and Regulations While GDPR sets a high bar for data protection, organizations must also consider compliance with other relevant standards and regulations.

MFA 130

MFA Credential PCI DSS Compliance 130

Fintech Finance

JANUARY 8, 2025

This milestone positions dLocal to offer regulated payment services in the UK, bolstering its commitment to global compliance and expanding its service offerings for UK-based merchants.

Payments Institute 122

Payments Institute Regulatory Compliance Alternative Payment Methods Compliance 122