Fintech Finance

JANUARY 10, 2025

Bank Alfalah , a leading commercial bank in Pakistan with a network of over 1,000 branches, has announced its acquisition of a 9.9% The Bank’s fintech investment underscores its commitment to driving digital transformation and fostering financial inclusion across key markets.

Cross-Border 98

Cross-Border Cross-Border Payments FinTech Acquirers 98

Fintech Finance

DECEMBER 5, 2024

Mambu, a leading cloud banking platform, has announced the acquisition of Numeral , a French payment technology provider for banks and fintechs. It also offers a unique strategic fit to the foundation of the cloud banking leader’s long-term expansion efforts. The size of the market opportunity for bank payments is striking.

Payment APIs and Integration 98

Payment APIs and Integration Technology Acquirers Instant Payments 98

Fintech News

JANUARY 26, 2025

Emerging trends such as cross-border payment systems and open banking initiatives are breaking down traditional barriers, fostering greater connectivity and efficiency in Asias financial landscape. Open banking APIs has the potential bolster B2B payments in the region. However, the rapid progress comes with challenges.

Payments Trends 124

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 124

Fintech Finance

NOVEMBER 19, 2024

Morgan Payments will provide Payhawk with several banking services through its API, including access to bank accounts in multiple currencies and for the safeguarding of funds, and domestic payment rails. These services were previously provided through intermediary BaaS providers with a heavy reliance on third parties. “Our

Innovation 98

Innovation Payments Payment Networks Non-Bank 98

Fintech Finance

JANUARY 7, 2025

Wise Platform , Wises global payments infrastructure for banks, financial institutions and larger enterprises, today announced the appointment of Lauren Langbridge as Commercial Director for North America, and Manuel Sandhofer as its new General Manager for Europe, Middle East and Brazil.

Cross-Border 98

Cross-Border Cross-Border Payments Multi-Currency International Payments 98

Fintech Finance

DECEMBER 3, 2024

Pix, Brazil’s instant payment system developed and managed by the Central Bank, has changed how transactions are made in the country. The new regulations introduce stricter compliance requirements, requiring all payment transactions for sports betting operations to be verified against player-registered bank account details.

Regulations 98

Regulations Account Validation Compliance Automation 98

Fintech Finance

MARCH 7, 2025

How does the rise of real-time payments impact traditional banking in Latin America? What percentage of Brazil’s E-Commerce transactions were processed via Pix in 2024? Which Latin American country has the highest cryptocurrency adoption rate? Company Coverage: Boleto Bancario Pix PagoEfectivo Key Topics Covered: 1.

Digital Payments 96

Digital Payments Payments Debit Card Cryptocurrency 96

The Finance Weekly

JANUARY 5, 2025

Cons May not suit non-CFO departments. It even adds a security layer with image-based identity verification, which is perfect for sensitive banking environments. This finance AI chatbot caters to banking and finance with pre-built templates that automate tasks like customer support and account management. Money transfer support.

AI 130

AI Finance Automation Non-Bank 130

Fintech Finance

MARCH 6, 2025

Through Lili Connect, corporate formation services partners can now offer their customers streamlined banking, accounting, and tax preparation solutions. small businesses founded by non-residents contribute significantly to the national economy, supporting over five million jobs and more than $1 trillion in output. Non-resident U.S.

Non-Bank 52

Non-Bank Small Business Wire Wires 52

BioCatch

MARCH 13, 2025

On March 5, 2025, the California Senate Committee on Banking and Financial Institutions held a hearing on The Golden Age of Scams: How Technology and Transnational Fraud Rings Threaten California Consumers.

Scams 52

Scams Consumer Non-Bank Technology 52

Fintech Finance

JANUARY 21, 2025

Businesses across the globe have struggled with outdated and non-secure payment methods like IVR or DTMF systems, burdened by high processing fees and vulnerable to fraud. Whether a business needs advanced plugins or wants to explore open banking options, our platform delivers.

Technology 98

Technology Security Gateways Payment Gateways 98

Fintech Finance

JANUARY 21, 2025

SC PrismFX is available for Financial Institution (FI), Non-Banking Financial Institution (NBFI), PayTech, and Corporate clients globally. Standard Chartered today announced the launch of SC PrismFX, its cross-currency Transactional foreign exchange (FX) solutions suite.

Multi-Currency 98

Multi-Currency Cross-Border Non-Bank Settlement 98

Fintech Finance

OCTOBER 17, 2024

Challenger processors outperforming incumbents According to the report, new card processing models, driven by technological innovation and the growing influence of non-bank entities like retailers and gig economy platforms, are gaining significant momentum. in 2021 to 4.0%

Processors 96

Processors Consulting Payment APIs and Integration Non-Bank 96

The Fintech Times

MARCH 16, 2025

Bank payment company GoCardless is partnering with iplicit , a cloud accounting software platform purpose-built for the UK mid-market, to enable faster payment methods for its customers. Through the collaboration, GoCardless can offer its open banking-powered Instant Bank Pay (IBP) directly within the iplicit platform.

Faster Payments 69

Faster Payments Non-Bank Payments Instant Payments 69

Fintech Finance

FEBRUARY 12, 2025

Canopy Servicing , the leading commercial loan servicing platform, and Moov Financial , a leading provider of modern payment processing infrastructure, have joined forces to launch Canopy Repay, an integrated solution streamlining loan repayment operations for banks, non-bank lenders, and credit unions.

Credit Union 59

Credit Union Non-Bank Embedded Finance Real Time Payments 59

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Payments Association

FEBRUARY 13, 2025

The UPI revolution: A digital payments game-changer UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that allows seamless fund transfers between banks using a mobile interface. These reforms promote Rupee-based trade settlements, reducing reliance on dominant global currencies.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payments 88

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. Although they go to issuing banks, the rates are set by card networks. However, this convenience comes at a cost, mainly for businesses.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

The Fintech Times

MARCH 12, 2025

As technologies like cloud computing and artificial intelligence (AI) become more accessible, banks in 2025 will face a new challenge. ’ One company that is well-placed in this banking evolution is Temenos , the core banking solutions provider. How will banks utilise AI in 2025? The result? The impact?

AI 66

AI Fraud Detection Non-Bank Fraud Prevention 66

Fintech News

MAY 8, 2024

As digital technologies continue to transform the financial landscape, central banks worldwide are exploring the potential of Central Bank Digital Currencies (CBDCs). The pilot results showed that RCBDC could support access and integration for bank and non-bank FSPs, addressing existing pain points in the payment infrastructure.

CBDC 122

CBDC Bots Real Time Gross Settlement (RTGS) Non-Bank 122

The Fintech Times

APRIL 9, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Banking-as-a-Service (BaaS) describes the concept that enables non-bank platforms to access banking capabilities traditionally only offered by licensed banks.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

Fintech Finance

NOVEMBER 28, 2024

The solution utilizes non-fungible tokens (NFTs) as secure credentials within a “digital safe,” providing a decentralized, immutable method for storing and recovering critical information. Its self-custody approach reduces the need for intermediaries, offering control and reduced exposure to third-party risks.

Security 116

Security Transactions NFTs Blockchain 116

Fintech News

MAY 19, 2024

The bank, listed in Ho Chi Minh City, intends to offer the shares at 34,500-36,000 dong (US$1.36-US$1.40) This move values the bank at approximately 53.5 The sale faces significant hurdles due to regulatory limits on foreign ownership in Vietnamese banks, capped at 30%. trillion dong (US$2.1

Non-Bank 117

Non-Bank Caps Agreements Volume 117

Fintech Review

FEBRUARY 18, 2025

Embedded finance is transforming industries by incorporating financial services directly into non-financial platforms. This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. This shift is redefining traditional banking structures. What is Embedded Finance?

Embedded Finance 95

Embedded Finance Finance Payment APIs and Integration Non-Bank 95

Finovate

NOVEMBER 1, 2024

Moniepoint is building an all-in-one, seamlessly integrated platform for African businesses that features services including digital payments, banking, foreign exchange, credit, and business management tools. Wise became the first non-bank operating in Japan to earn approval to join the country’s domestic payment network, Zegin.

Financial Inclusion 111

Financial Inclusion Cross-Border FinTech Visa 111

Clearly Payments

OCTOBER 30, 2024

For instance, while credit cards are popular in North America, regions like Europe favor bank transfers, and digital wallets are dominant in Asia. Payment processing and data handling rules vary by country, and non-compliance can result in fines or a loss of customer trust.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

Fintech News

AUGUST 14, 2024

Lee Wai Fai This strategic move aims to maintain the bank’s cost-to-income ratio at 40% by 2026, according to Group Chief Financial Officer Lee Wai Fai. The bank anticipates non-interest income contributing 37% of overall income by 2026, driven by growth in wealth management, trade finance, and customer treasury services.

Non-Bank 122

Non-Bank Treasury Cash Management Returns 122

Fintech News

DECEMBER 4, 2024

In simple, layman’s terms, embedded finance is when financial services – like payments, loans, or insurance – are integrated directly into non-financial platforms. Open banking and APIs will continue to drive innovation, enabling even more seamless integration of financial services.

Embedded Finance 111

Embedded Finance Finance Payment APIs and Integration BNPL 111

Fintech Finance

MARCH 17, 2025

iplicit , the cloud accounting platform purpose-built for the UK mid-market, has announced its partnership with bank payment provider GoCardless. The award-winning accounting fintech is now partnering with GoCardless to bring its bank payment services directly to merchants using the iplicit platform.

Instant Payments 59

Instant Payments Payments Non-Bank On-Demand 59

VISTA InfoSec

MAY 24, 2024

It is done to check whether only allowed data traffic is allowed between the card and the card and non-card data networks. It must also cover the non-card data environment. Ensure the Merchants and Service Providers have filled the PCI Self-Assessment Questionnaires (SAQs) to comply with the PCI DSS requirements. of PCI DSS.

PCI DSS 243

PCI DSS Small Business Assessments Compliance 243

Fintech Finance

JULY 16, 2024

The Financial Stability Board (FSB) published today, for public consultation, its proposed recommendations to promote greater alignment in data frameworks related to cross-border payments and consistency in the regulation and supervision of bank and non-bank payment service providers.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Consulting Regulations 98

The Fintech Times

JANUARY 12, 2025

Bank Alfalah , a commercial bank in Pakistan with a network of over 1,000 branches, has acquired a stake in Jingle Pay , a UAE-born fintech specialising in cross-border money transfers licensed by the Dubai Financial Services Authority (DFSA). Khan , group head, corporate, investment banking and international business of Bank Alfalah.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Acquirers Multi-Currency 59

The Fintech Times

MARCH 3, 2025

After Lloyds Bank , Halifax , TSB , and Bank of Scotland customers encountered issues accessing their banking apps on 28 February, Apadmi revealed new research that explores how people interact with finance apps and how these platforms can be improved.

Addressing 59

Addressing Finance Non-Bank Mitigation 59

Finovate

FEBRUARY 3, 2025

In recent podcast episodes, Palmer and his guests have covered topics including the emerging regulatory environment in Europe, the outlook for cryptocurrencies, the opportunities in conversational banking, and the challenge of financial inclusion for female entrepreneurs in the Global South.

Financial Inclusion 59

Financial Inclusion Multi-Currency Non-Bank Cryptocurrency 59

Fintech News

MAY 15, 2024

Singaporean multinational technology company Grab Holdings released its unaudited financial results for the first quarter ended 31 March 2024, revealing a significant increase in customer deposits in its digital bank business. As of 31 March 2024, around 80% of GXS Bank’s FlexiLoan customers were also Grab users.

Non-Bank 135

Non-Bank Credit Risk Compliance Risk 135

Fintech Review

NOVEMBER 15, 2024

The latest version of its non-custodial DeFi app elevates it into a decentralized banking ecosystem with a host of new features including a crypto debit card. Multi-chain deposits, yield-earning options, seamless worldwide spending, and gamified educational features support a robust suite of alternative banking services.

Debit Card 52

Debit Card Non-Bank Online and Mobile Banking Stablecoins 52

The Fintech Times

NOVEMBER 16, 2024

per cent Central Bank of Armenia (CBA) Armenia’s growth has been driven in part by its young, tech-savvy population. Through its regulatory sandbox, the Central Bank of Armenia (CBA) has attracted $90million in investments, propelling the country to 34th place in the Global Fintech Index 2023. per cent holding a credit card.

FinTech 69

FinTech Central Bank Financial Literacy Online and Mobile Banking 69