Fintech Finance

FEBRUARY 24, 2025

Wero, EPIs mobile-first wallet and instant account-to-account payment solution transforming and standardising how Europeans pay, is currently available to consumers for P2P transactions in Germany, France and Belgium. We look forward to working together to drive innovation and shape the future of digital payments with Wero.”

Consumer 87

Consumer Payments Issuers Payment Initiation 87

The Fintech Times

MARCH 31, 2025

According to the FICO survey, three-quarters of consumers in the UK say they have sent (79 per cent) and received (73 per cent) real-time payments (RTP). Seventy-nine per cent of UK consumers have sent RTP, while 73 per cent have received RTP , compared to 91 per cent and 89 per cent average for all 14 countries surveyed.

Real Time Payments 64

Real Time Payments RTP Consumer Scams 64

Finovate

APRIL 3, 2025

Waiting for regulatory clarity and consumer awareness could position Plaid for a stronger public debut down the road. In addition to regulatory clarity, Plaid may also benefit from a recognition and understanding from mainstream consumers, many of whom have never heard the term “open banking.”

Consumer Financial Protection Bureau (CFPB) 141

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 141

The Payments Association

DECEMBER 16, 2024

Whether paying with a credit or debit card, splitting payments across cards, or using alternative financing options, we believe in empowering consumers at the moment of purchase with every payment method possible. 1 As always, consumer trust plays a major role in adoption. 1 As always, consumer trust plays a major role in adoption.

Visa 88

Visa Product BNPL Credit Cards 88

Fintech Finance

NOVEMBER 3, 2024

Affirm , the payment network that empowers consumers and helps merchants drive growth, has launched its flexible and transparent pay-over-time options in the UK. Affirm underwrites every individual transaction before making a real-time credit decision and only approves consumers following an assessment that evidences their ability to repay.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

NFCW

MARCH 28, 2025

The RAIN Alliance is to create a new standard that will enable manufacturers to integrate support for Ultra High Frequency (UHF) tag reading into standard smartphones, making it possible for consumers and enterprises to interact with products containing RFID tags without needing specialist equipment.

Interoperability 105

Interoperability Origination Authentication Product 105

Clearly Payments

OCTOBER 31, 2024

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. Cost : RTP services are low-cost or free for consumers, typically around $0.50 They remain a staple payment method globally. handled $1.6

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

NOVEMBER 27, 2024

This helps to close the gap between consumer expectations and merchant capabilities. Consumers who make an eligible return can now receive near instant refunds when returning goods for online purchases. Consumers who make an eligible return can now receive near instant refunds when returning goods for online purchases.

Visa 98

Visa Returns Consumer Participant 98

Fintech Finance

MARCH 25, 2025

The partnership’s aim is to enhance Fundiin’s risk management capabilities, reduce costs, and expand credit opportunities for Vietnamese consumers, especially the unbanked and underbanked. The company provides a seamless and stress-free payment experience for consumers while connecting over 800 retail partners to leading brands.

Risk Assessment 97

Risk Assessment Risk Management BNPL Best Practices 97

Fintech News

FEBRUARY 4, 2025

As fraudsters adapt to security measures and consumer awareness, it is crucial to examine the most prevalent fraud types, their impact on both consumers and businesses, and the measures necessary to counteract them. Phishing continues to be one of the most prevalent scams affecting both consumers and businesses.

Fraud Prevention 95

Fraud Prevention Phishing Authentication Disputes 95

The Fintech Times

APRIL 10, 2025

Affirm , a payment network aiming to empower consumers and help merchants drive growth, is teaming up with Shopify , the internet infrastructure for commerce provider, to enable merchants in Canada to offer customers the option to pay in instalments. Millions of shoppers in the US trust and rely on Shop Pay instalments.

Cross-Border 98

Cross-Border Payments Payment Networks Consumer 98

Fintech News

DECEMBER 2, 2024

The Vietnam Consumer Trends 2024 report, released in October, explores key drivers set to fuel Vietnam’s growth and opportunities, highlighting that digital payment methods are gaining dominance, and helping improve financial inclusion and accessibility.

Financial Inclusion 111

Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 111

Fintech Finance

NOVEMBER 19, 2024

Together with Google, we’re making it easier than ever for millions of shoppers to choose Klarna, empowering consumers to shop confidently with a smarter, more transparent way to pay right at their fingertips.” Klarna on Google Pay will offer Google Pay’s consumers in the U.S.

BNPL 98

BNPL Global Payments Payment Solutions Finance 98

Fintech Finance

NOVEMBER 19, 2024

This enables them to cater to Pakistani consumers’ payment preferences, all while meeting stringent local compliance standards. As more consumers embrace digital solutions, demand is rising for secure, accessible local payment options that connect them to global markets. This mitigates the risks often associated with frontier markets.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Regulatory Compliance Fraud Prevention 98

Fintech Finance

OCTOBER 31, 2024

This expanded rollout means that over 99% of all transactions made through Faster Payments and CHAPS are now safeguarded by this vital anti-fraud measure, offering consumers an important way to protect themselves from fraud. Tackling fraud is a collective effort that extends beyond just payments.

Payee 98

Payee Fraud Prevention Rules Checks 98

Fintech News

NOVEMBER 5, 2024

Adeline Kim “This innovative solution represents our commitment to providing a simple, convenient, and secure way for consumers to pay. Based on our biometrics study, close to seven in 10 Singapore consumers see this as a secure way to pay.

Enrollments 120

Enrollments Payments Encryption Participant 120

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech News

DECEMBER 16, 2024

However, while e-wallets thrived in the contactless era, the post-pandemic shift back to tactile and physical elements in the banking space as well as consumers increasing demand for more personalization has brought to the fore premium and metal offerings as exhibited by neobank, Revolut, and its enticing Metal plans.

Issuers 117

Issuers Payment APIs and Integration Payments APACS 117

Fintech Finance

JANUARY 22, 2025

The app, which boasts a 39%+ share of checkout in Sweden, is the Swedish consumers preferred way to pay. We know that consumers want to see payment methods they recognise when visiting e-commerce sites, explained Rosanna Helm-Visscher, Global Head of Partnerships, Ecommpay.

Multifactor Authentication 96

Multifactor Authentication Alternative Payment Methods Payments Global Payments 96

Fintech News

JANUARY 14, 2025

In addition, the launch of a cross-border QR code payment system will enable consumers and visitors to make quick and secure payments for goods and services using their mobile phones. This move is expected to facilitate trade and investment between the two countries, particularly for Vietnamese companies operating in Laos.

Cross-Border 144

Cross-Border Cross-Border Payments Payments Facilitators 144

Fintech Finance

DECEMBER 17, 2024

In a landscape where speed and security are essential for consumers, PayU sets a milestone by becoming the first payment gateway in Colombia to integrate Google Pay (GPay). Globally, over 40% of consumers already use digital wallets, and in Latin America, the use of these tools is expected to grow by 30% annually in the coming years.

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fintech Finance

NOVEMBER 12, 2024

“The Visa Flexible Credential all started with a simple idea that consumers should easily be able to choose how they want to pay,” said Jack Forestell, Chief Product and Strategy Officer, Visa. consumers with the Affirm Card. The Affirm Card offers consumers a product with the flexibility to pay now or pay over time.

Credential 97

Credential Cross-Border Multi-Currency Online and Mobile Banking 97

Fintech News

DECEMBER 17, 2024

The payment giant responded by deploying its own artificial intelligence and machine learning technologies to detect and prevent fraudulent activity before it could occur, regardless of where or how consumers were shopping. The company has also been proactive in raising awareness among consumers.

Fraud Prevention 111

Fraud Prevention AI Account Takeovers Blocks 111

The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech Finance

DECEMBER 17, 2024

The Digital Future Forum highlighted the evolving preferences and behaviors of Vietnamese consumers. Increasingly drawn to international travel, luxury purchases, and digital transactions, Vietnamese consumers are part of a strong trend towards experiential consumption.

Payments Trends 97

Payments Trends Cross-Border AI Payments 97

Fintech Finance

DECEMBER 12, 2024

Consumers, businesses, and governments can use Visa Direct to deposit funds to bank accounts linked to eligible debit cards in real-time1. Visa , a global leader in digital payments, today announced that with Visa Direct, funds transferred to U.S. bank accounts will be available within 1 minute or less starting in April 2025.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

Fintech News

NOVEMBER 5, 2024

This plug-and-play collaboration will allow consumers to pay with crypto at Ingenico terminals, while merchants can seamlessly receive settlements in their local currency, eliminating currency risk. Consumers using Crypto.com Pay can earn rewards on their purchases, further incentivising the use of cryptocurrency in everyday transactions.

Cryptocurrency 114

Cryptocurrency Payments Settlement Payment Solutions 114

Fintech Finance

NOVEMBER 26, 2024

This expansion marks a significant milestone in Geidea’s strategy to drive digital transformation in the region, offering merchants and consumers an advanced, secure, and seamless payment experience. This aligns with Geidea’s mission to provide a seamless, secure, and future-proof payment experience for merchants and consumers.

Point-of-Sale (POS) 98

Point-of-Sale (POS) FinTech Contactless Payments Digital Payments 98

Fintech Finance

APRIL 17, 2025

MoneyGram , a leading global payments network for consumers, businesses and communities, today announced a new partnership with Plaid , the data network powering the fintech tools millions of people rely on to lead a healthier financial life. consumers say linking their bank accounts with financial apps is important.

Global Payments 86

Global Payments Cross-Border Payments Cross-Border Credit Union 86

Fintech News

OCTOBER 28, 2024

Payments giant Mastercard has introduced Bill Qkr , a digital solution aimed at simplifying recurring and one-time bill payments for consumers and businesses. Wong Kah Meng “Mastercard has been a key partner in transforming the bill payment experience for our customers – business owners and individuals.

Visa 126

Visa Push-to-Card Payments Facilitators 126

Bank Automation

APRIL 17, 2025

Digital-first Ally is focused on continued investment in new products to enhance consumers digital experience, Chief Executive Michael Rhodes said today during the $181.4 Ally Financial is exploring new internal use cases for gen AI and investing in client-facing digital capabilities. billion banks first-quarter earnings call.

Use Case 104

Use Case AI Automation Continuity 104

Fintech Finance

JANUARY 7, 2025

Its global network reaches more than 1 million consumers worldwide, spread across over 160 countries. The new STICPAY features come at a time when cross-border transactions are increasing rapidly, with FXC Intelligence estimates putting the consumer-to-consumer market size at US$1.8 trillion in 2023.

Cross-Border Payments 96

Cross-Border Payments Cross-Border Payment Gateways Gateways 96

The Payments Association

FEBRUARY 14, 2025

These changes aim to enhance consumer protection by ensuring that customer funds are adequately safeguarded. Embracing open banking Open banking is transforming payments by allowing consumers to share financial data with third-party providers securely. Education : Educating consumers about stablecoins is important for driving adoption.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Fintech Finance

MARCH 7, 2025

The “LATAM Payment Methods & Digital Payments 2025: Consumer Trends and Market Forecasts” report has been added to ResearchAndMarkets.com’s offering. How do consumer payment preferences vary across Latin American countries, and why? trillion by 2027. Mexico 6.4.

Digital Payments 96

Digital Payments Payments Debit Card Online and Mobile Banking 96