USDC issuer Circle files for IPO
Finextra
JANUARY 11, 2024
Circle Internet Financial, the issuer of the USDC stablecoin, has filed with the Securities and Exchange Commission for an initial public offering (IPO).
Issuers Related Topics 
What card issuers need to know about 3DS
Payments Dive
APRIL 15, 2024
Here’s what it is and how card issuers can leverage it. Card programs can increase purchase authorization rates without taking on undue fraud-liability risk with 3-D Secure (3DS).
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ZA Bank launches services for stablecoin issuers
Finextra
APRIL 5, 2024
ZA Bank has launched banking services for stablecoin issuers, in part of their ‘Banking for Web3’ initiative.
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Card issuers defend late fees
Payments Dive
JULY 6, 2023
senators, the top 10 credit card issuers outlined their late fee practices and warned of potential consequences if fees are capped as the CFPB has proposed. In responses to a group of U.S.
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ZA Bank supports stablecoin issuers for web3 adoption
The Paypers
APRIL 8, 2024
Hong Kong-based ZA Bank has announced plans to offer banking services for stablecoin issuers to cater to the increase in local web3 adoption.
Stablecoins 72
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CFPB warns card issuers on credit reports
Payments Dive
FEBRUARY 21, 2023
The Consumer Financial Protection Bureau has threatened action over card issuers not reporting full consumer payment data for tracking credit histories.
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Mastercard Unveils Open Banking Programme for Card Issuers in the US
The Fintech Times
MARCH 1, 2024
The move will see Mastercard provide a foundational set of open banking products as a new core benefit to Mastercard consumers, small business debit issuers, as well as consumer prepaid issuers in the US. The post Mastercard Unveils Open Banking Programme for Card Issuers in the US appeared first on The Fintech Times.
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Artificial Intelligence Starting Points for Card Issuers
Innovative Payments Association
MARCH 7, 2024
Guest post by Emily Rueth , Managing Director & Founder of Vicuse Payments Advisors For card issuers, embracing and implementing even the most basic use cases for artificial intelligence (AI) can revolutionize your operations and enhance customer experiences.
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Stablecoin issuer Circle files for IPO
Payments Dive
JANUARY 12, 2024
Circle, which issues the USDC stablecoin, has filed confidential paperwork with the Securities and Exchange Commission — one day after the SEC's approval of 11 spot bitcoin exchange-traded funds.
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Paytron selects Thredd as its Global Issuer Processor
Fintech Finance
DECEMBER 11, 2023
Thredd , a rapidly expanding next-generation global payments platform, announced its selection by Paytron , a full-suite workflow and spend management platform, as their global issuer processing technology partner. The post Paytron selects Thredd as its Global Issuer Processor appeared first on Fintech Finance.
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Hong Kong Proposes new Regulatory Regime for Stablecoin Issuers Alongside Sandbox Environment
The Fintech Times
JANUARY 2, 2024
As innovation continues in the virtual asset space, regulatory authorities in Hong Kong have proposed new regulatory rules for stablecoin issuers. Under the proposed regime, issuers would require a license from the HKMA to issue stablecoins that reference the value of one or more fiat currencies in Hong Kong.
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EBA publishes final draft technical standards on complaints handling for issuers of stablecoins
Finextra
MARCH 13, 2024
The European Banking Authority (EBA) today published the final draft Regulatory Technical Standards (RTS) that set out the requirements, templates and procedures for handling complaints received by issuers of asset reference tokens (ARTs).
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Paytron selects Thredd as global issuer processor
Finextra
DECEMBER 11, 2023
Thredd, a rapidly expanding next-generation global payments platform, announced its selection by Paytron, a full-suite workflow and spend management platform, as their global issuer processing technology partner.
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Agile digitalisation for future-focused issuers
Finextra
NOVEMBER 22, 2023
Jos Veendrick, the Regional Head for Continental Europe at TSYS, a Global Payments company, assesses the challenges issuers face with legacy technology and the growing demand for convenience and personalisation in digital transactions.
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Mastercard adds threat-scanning tool for issuers
Payments Source
OCTOBER 1, 2019
Mastercard has developed a service called Threat Scan to help card issuers get ahead of fraudsters by running scans on their card authorization systems based on the latest evolving global card scams.
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Paytron selects Thredd as its Global Issuer Processor
The Paypers
DECEMBER 11, 2023
Thredd has announced its selection by Paytron , a full-suite workflow and spend management platform, as their global issuer processing technology partner.
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Highnote receives certification as a Visa card issuer processor
The Paypers
DECEMBER 14, 2022
US-based card platform Highnot e has expanded its collaboration with Visa to include certification as Visa card issuer processor under its fleet management solutions.
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Navigating the future of overdraft fees: Insights for debit card issuers
The Payments Association
APRIL 21, 2024
New regulations will cap overdraft fees, drastically reducing them from around $30 to approximately $3, significantly impacting banks' revenue streams. Read more
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Deep Dive: Why ML Plays A Key Role In Debit Issuers' Fraud-Fighting Strategies
PYMNTS
DECEMBER 31, 2020
Debit card issuers face an ever-growing array of fraud schemes perpetrated against them and their account holders. Two-thirds of card issuers were expected to offer contactless debit products by the end of this year, for example, and 87 percent of all cards are anticipated to be contactless-enabled by the end of 2022.
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EU Proposes stringent rules for stablecoin issuers
The Paypers
NOVEMBER 10, 2023
The European Banking Authority (EBA) has unveiled a set of proposals outlining requirements for issuers of stablecoins.
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Cape taps Thredd as its payments issuer processor
The Paypers
JUNE 22, 2023
Australia-based expense management platform and corporate card provider Cape has selected payments platform Thredd as its payments issuer processor.
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Visa counters installment-loan fintechs with API for issuers
Payments Source
JUNE 27, 2019
Now Visa is looking to disrupt the fintechs by giving issuers a way to do the same. Visa’s chief economist recently warned that fintechs are disintermediating banks’ credit card businesses with instant access to installment loans.
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Checkout.com partners with card issuer NewDay
The Paypers
FEBRUARY 15, 2023
Global payments solution provider Checkout.com has announced it has been appointed as the payments provider for NewDay , one of the largest card issuer in the UK, processing millions of transactions per year.
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Why some issuers still hesitate to offer contactless cards
Payments Source
JUNE 30, 2019
Most large banks have declared their strategies for adopting contactless cards, but the rank and file of FIS’ midsize and smaller issuers are still weighing their options about when to flip the switch.
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Traditional rewards have become a zero-sum game for issuers
Payments Source
NOVEMBER 7, 2018
Instead of focusing on static rewards, card issuers should focus on more proactive and data-driven “rewarding.” This is a profound shift from a transactional strategy to a relational one, writes Kevin Grieve, North America Payments Lead for Accenture.
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112 Dubai First is First Issuer in the Region to Use Mastercard Token Connect
The Nilson Report
JANUARY 31, 2024
The post Dubai First is First Issuer in the Region to Use Mastercard Token Connect appeared first on Nilson Report.
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PULSE study showcases key aspects considered by debit issuers
The Paypers
AUGUST 21, 2023
US-based debit payments, cash access, and account transfers facilitator PULSE has published a study that showcases the key aspects considered by debit issuers.
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Cryptocurrency investors sue exchanges, issuers in New York
Payments Source
APRIL 6, 2020
A group of investors sued four cryptocurrency exchanges and seven issuers claiming they sold billions of dollars of unregistered digital tokens and other securities in violation of U.S. securities laws.
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Should issuers of plastic cards go green?
Payments Source
SEPTEMBER 12, 2019
The prevalence of payment cards, against the growing awareness of climate change, is driving some card issuers and manufacturers to revisit the way they use plastic.
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71 Incentive marketing is an alternative to deferral for card issuers
Payments Source
APRIL 15, 2020
While the primary focus for most credit card providers in March was on emphasizing fee forgiveness and payment deferral support, moving forward issuers need to focus on a mix of strategies to retain their cardholders' share of spend, says The Futurist Group's Demitry Estrin.
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CFPB $8 late fee cap edges toward reality
Payments Dive
APRIL 17, 2024
Despite an industry-backed lawsuit seeking to stop the Consumer Financial Protection Bureau’s new $8 late fee rule, bank card issuers are bracing for potential implementation.
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Tracing The Rise Of Multi-Issuer Mobile Wallets
PYMNTS
JANUARY 7, 2020
The conversation happened as digital payments and multi-issuer mobile wallets become more popular, not only for that large, fragmented, highly populated region, but also for other areas of the globe — in some cases, as part of broader financial inclusion trends tied to the rise of mobile commerce and digital payments in less developed markets.
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How Card Issuers Can Stay Competitive In The Post-Pandemic World
PYMNTS
JUNE 11, 2020
As consumers have been hit hard by the economic effects of the COVID-19 pandemic, card issuers have seen a sharp impact to their business. A lot of issuers are seeing balances run off, as spend has dropped precipitously.”. A lot of issuers implemented skipped and deferred payment options,” Chernivec said.
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Cryptocurrency issuers must improve their anti-money laundering game
Payments Source
APRIL 25, 2018
When regulators recognize ICOs as securities offerings, they will likely require issuers to fully comply with standard Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations, increasing compliance pressure, according to Ron Teicher, CEO of EverCompliant.
Nayax's CoinBridge receives Mastercard European issuer license
The Paypers
DECEMBER 14, 2022
Commerce enablement and payments platform Nayax has received its European issuer license from Mastercard on behalf of CoinBridge to expand its operations.
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Zeta, Featurespace deliver fraud detection to credit card issuers
The Paypers
MARCH 22, 2023
Credit card processor Zeta has partnered with fraud prevention company Featurespace to deliver a credit card processing and fraud detection solution for US-based issuers.
Mastercard issuers add true names for transgender cardholders
Payments Source
NOVEMBER 8, 2019
Two Mastercard issuers have enabled Mastercard’s True Name feature for customers who opt to use their preferred name on credit, debit and prepaid cards instead of their legal name, to support gender inclusion.
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Paysign completes an issuer certification and connects with Mastercard
The Paypers
JUNE 15, 2023
Prepaid card programme provider Paysign has announced that it completed an issuer certification and that it integrated with Mastercard.
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As The SCA Deadline Approaches, Issuers Struggle With Preparedness
PYMNTS
NOVEMBER 13, 2020
But the change, originally mandated by the Revised Directive on Payment Services ( PSD2 ), may catch more than a few firms across the merchant, acquirer and issuer spheres unprepared, according to Spencer McLain , vice president and general manager of EMEA at Ekata. The Question Mark.
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PayU invests millions to bridge issuers, merchants
Payments Source
MAY 6, 2019
The investment money’s flowing into fintech that’s flexible and broad enough to build a bridge between issuers and merchants. For PayU’s investment wing, that’s a $500 million blanket covering cross-border commerce, open tools and markets in dire need of a digital revolution.
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Credit card issuers are wrong about why card balances are falling: Wayne Best, Visa
Payments Source
JUNE 5, 2019
Credit card issuers are wrong about why card balances are falling — fintechs are luring customers away, according to Wayne Best, Visa's chief economist.
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