Finovate

APRIL 3, 2025

Plaid raised $575 million in a down round valuing the company at $6.1 billion, which is less than half its 2021 valuation. The funding will support employee restricted stock units tax obligations and provide internal liquidity. Plaid’s delayed IPO likely reflects US open banking uncertainty, as the CFPB finalizes its data access rule. Waiting for regulatory clarity and consumer awareness could position Plaid for a stronger public debut down the road.

Consumer Financial Protection Bureau (CFPB) 141

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 141

The Finance Weekly

APRIL 8, 2025

Still stuck with outdated, manual financial processes that eat up your time and increase the risk of costly errors? You're not aloneand theres a smarter way forward. Finance transformation is redefining how modern finance teams operate. It empowers you to move faster, reduce errors, and focus on driving strategic value.What is Finance Transformation?

Finance 130

Finance Process Risk 130

Fintech News

APRIL 7, 2025

Singapore and Hong Kong-licensed payment institution FOMO Pay has launched local Vietnamese Dong (VND) virtual accounts. The service enables merchants, corporates, and institutions to send and receive VND within Vietnam using locally issued virtual accounts under their own names via the countrys local payment infrastructure. The introduction of VND accounts aims to support cross-border transactions involving Vietnam by potentially speeding up settlement, simplifying payment reconciliation, and i

Cross-Border 109

Cross-Border Accounts Payment Reconciliation Funds Transfer 109

The Fintech Times

APRIL 10, 2025

Affirm , a payment network aiming to empower consumers and help merchants drive growth, is teaming up with Shopify , the internet infrastructure for commerce provider, to enable merchants in Canada to offer customers the option to pay in instalments. Shopify merchants in Canada with early access can now offer Shop Pay instalments, powered by Affirm, to shoppers, marking the products first availability outside the US.

Cross-Border 98

Cross-Border Payments Payment Networks Consumer 98

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Fintech Finance

APRIL 10, 2025

With demand for faster, more secure international payments growing, CurrencyFair has selected tell.money to support its open banking integration, ensuring customers benefit from a smoother, more efficient way to send money across borders. CurrencyFair provides fast, secure, and cost-effective money transfers to over 150 countries in more than 20 currencies, offering an alternative to traditional banking fees and delays.

Payment APIs and Integration 106

Payment APIs and Integration Cross-Border Cross-Border Payments International Payments 106

Bank Automation

APRIL 17, 2025

Ally Financial is exploring new internal use cases for gen AI and investing in client-facing digital capabilities. Digital-first Ally is focused on continued investment in new products to enhance consumers digital experience, Chief Executive Michael Rhodes said today during the $181.4 billion banks first-quarter earnings call. The bank is committed to disrupting the industry with […] The post Ally Financial invests in new gen AI use cases appeared first on Bank Automation News.

Use Case 104

Use Case AI Automation Continuity 104

The Finance Weekly

APRIL 17, 2025

Struggling with cash flow forecasting? You're not alone. Many companies face challenges in consolidating data from various sources to create accurate forecasts. According to a survey, less than 25% of organizations rate their cash forecasting maturity as above average.Additionally, 22% of treasurers acknowledge their cash positioning capabilities need development.

Risk 130

Risk 130

Fintech News

APRIL 10, 2025

Singapores Minister of State for Trade and Industry and Culture, Community and Youth Alvin Tan has called for stronger investor safeguards and clearer product disclosures following the recent Chocolate Finance incident. The fintech saw users tapping its rewards programme in ways that proved unsustainable. In response, the company made changes to its features with limited communication, resulting in user frustration and a sharp increase in withdrawal requests.

Product 97

Product Finance Debit Card Authorization 97

TechCrunch Fintech

APRIL 17, 2025

Expense management startup Ramp is being considered for a charge card pilot program by the U.S. governments General Services Administration, the company confirmed to TechCrunch on Thursday. The governments internal expense card program, dubbed SmartPay, is a $700 billion program.

Governance 92

Governance Government FinTech 92

Fintech Finance

APRIL 10, 2025

A new income tax survey from ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, developed in partnership with YouGov , shows that nearly 40% of taxpayers would use their tax refund to pay debt (e.g., credit cards, loans, etc.), suggesting that the inflationary economy is eroding disposable income as Americans turn to tax refunds for debt relief.

Tax Refunds 92

Tax Refunds IRS Identity Theft Alternative Payment Methods 92

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Stax

APRIL 3, 2025

According to the Worldwide Retail Ecommerce Forecast 2024 by eMarketer, eCommerce will account for 21.0% of retail sales in 2025, amounting to $6.862 trillion. This is expected to grow to 22.6% and reach $7.956 trillion by 2027. Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

NFCW

APRIL 3, 2025

CONT ACTLESS: UK consumers used the technology more frequently in 2024 and their average spend was greater A record 94.6% of all eligible in-store card transactions were made using contactless in the UK in 2024, Barclays reports, “surpassing the previous years record of 93.4%” Shoppers also used the technology more frequently in 2024 on average, 236 times across the year compared to 231 times in 2023.

CHIPS 89

CHIPS Contactless Payments Mobile Payments Transactions 89

The Payments Association

APRIL 7, 2025

SNEAK PEAK: PAY360 state of payments survey 2024 findings revealed August 22, 2024 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The findings of The Payments Association’s State of the Industry 2024 survey, which examines the current state and future challenges of the payments industry. Why is it important? It provides crucial insights into emerging trends, challenges, and opportunities in the payments sector, helping stakeholders make informed decisions.

Financial Crimes 88

Financial Crimes Interoperability Crime Payments 88

Fintech News

APRIL 17, 2025

Ant International’s WorldFirst has introduced the World Card , a new virtual Mastercard-enabled payment solution aimed at assisting SMEs involved in global commerce. The card is designed to streamline international transactions and help reduce operational costs for businesses. The World Card allows businesses to make payments in over 150 currencies across more than 210 countries and regions where Mastercard is accepted.

Visa 108

Visa Global Payments PCI DSS Treasury Management 108

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Bank Automation

APRIL 3, 2025

The proposed $35 billion merger between Capital One Financial Corp. and Discover Financial Services cleared a major regulatory hurdle as the US Justice Department told financial regulators in a confidential memo that it didnt have sufficient evidence to block the transaction. The DOJ memo to the Federal Reserve and Office of the Comptroller of the […] The post Capital One-Discover deal waved ahead by antitrust officials appeared first on Bank Automation News.

Federal Reserve 97

Federal Reserve Blocks Automation Regulations 97

Fintech Finance

APRIL 6, 2025

Schwarzwald Capital , a leading venture capital firm focused on fintech and the creator economy, has announced a strategic investment in Vesta , a global leader in transaction guarantee solutions for online and other card-not-present transactions. Operating across more than 40 countries and processing over 100 million transactions annually, Vesta has been at the forefront of digital fraud prevention for nearly three decades, ensuring seamless and secure online payments.

Fraud Prevention 97

Fraud Prevention Digital Payments Economy Payments 97

Finovate

APRIL 9, 2025

Philippines-based Security Bank has announced a new collaboration with Entrust. The partnership will help the financial institution enhance its electronic Know Your Customer (eKYC) and digital onboarding processes. Headquartered in Minneapolis, Minnesota, Entrust is a veteran of Finovate’s developer conferences in 2015 and 2016. Identity-as-a-Service (IDaaS) innovator Entrust has entered into a new collaboration with leading Philippines-based financial institution Security Bank.

Security 87

Security Deepfake Verification Fraud Detection 87

Finextra

APRIL 8, 2025

In this interview, Sandy Trust, Director of Sustainability Risk, Baillie Gifford joins the FinextraTV Unplugged studio to discuss how existing financial risk management disciplines align with the avoidance of environmental disruption through a crocodile analogy. As the lead author for a series of climate-related risk reports for The Institute and Faculty of Actuaries, he reflects on the reception of the papers and the challenges and optimisms ahead.

Risk Management 93

Risk Management Risk Authorization 93

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Merchants paid a record $172 billion in payment processing fees in 2023. This figure may continue to climb as inflation rises and credit card networks boost their processing rates.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Fintech News

APRIL 9, 2025

Airwallex , a global financial technology platform, reported a 153% year-on-year revenue increase in Singapore for FY2024. The company attributed the jump to strong transaction volumes and a particularly robust fourth quarter. The global payments and financial platform said revenue in Q4 2024 rose 215% year-on-year, while transaction volumes were up 192% during the same period.

Cross-Border 93

Cross-Border Volume Transactions Acquirers 93

Bank Automation

APRIL 17, 2025

Fifth Third Bank is gaining momentum from its tech investment, with an uptick in both digital and mobile adoption. Fifth Third in the first quarter reported 3.14 million active digital users, a 1.6% increase from the previous quarter and up 1.9% from Q1 2024. Active mobile users in Q1 were 2.4 million, up 1.3% sequentially […] The post Fifth Third sees mobile adoption rise appeared first on Bank Automation News.

Automation 91

Automation Posting 91

Fintech Finance

APRIL 17, 2025

MoneyGram , a leading global payments network for consumers, businesses and communities, today announced a new partnership with Plaid , the data network powering the fintech tools millions of people rely on to lead a healthier financial life. MoneyGram customers in the United States can now use Plaid’s technology to help authenticate their bank accounts, enabling fast and secure funding for both domestic and cross-border payments.

Global Payments 86

Global Payments Cross-Border Payments Cross-Border Credit Union 86

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Clearly Payments

APRIL 15, 2025

The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the United States? The short answer: millions. The long answer is more nuanced. In this article, well unpack the real numbers behind U.S.-based online stores, explore how theyre distributed by size and industry, look at the platforms powering them, and examine trends shaping their future.

On-Demand 87

On-Demand Product Credit Cards Consumer 87

The Payments Association

APRIL 2, 2025

More than three quarters of British payments platforms are losing more than 5% of their revenue to fraud every year, according to a survey of senior UK financial services fraud professionals. The survey, which forms the basis of the ‘Global Industry Pulse Report’ published by identity verification specialist Veriff, found that online fraud is a growing threat to UK businesses, with 73% suffering a negative hit to their revenue over the past 12 months.

Fraud Prevention 88

Fraud Prevention AI On-Demand Payments 88

Stax

APRIL 10, 2025

Question: what’s the best way for your business to get paid while satisfying your customer’s need for varied payment options and convenience? Answer: know the top modes of payment your customers prefer, and ensure you accept them. In this guide, well help you do just that by exploring all the major payment methods for small business. Well highlight the pros and cons of each payment medium to help you narrow down the right options for your company.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Fintech News

APRIL 9, 2025

Wise announced plans to open a new operational hub in Hyderabad, India, and has launched a new service for Indian businesses and freelancers to receive international payments. The Hyderabad office, described as a full stack hub, is due to open in the second half of this year and will support functions including product development, engineering, and operations.

APACS 86

APACS Payments Accounts International Payments 86

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

Bank Automation

APRIL 8, 2025

Citi Ventures remains focused on investments that generate both strategic and financial returns, prioritizing long-term value over short-term fluctuations. The venture arm of $1.7 trillion Citi monitors market volatility closely, but its core mission is identifying and backing sustained, strategic value regardless of short-term market fluctuations, Jeff Flynn, director for venture investing at Citi Ventures, […] The post Webinar: Citi Ventures strategy in a volatile market appeared first o

Returns 98

Returns Automation Posting AI 98

Fintech Finance

APRIL 8, 2025

PayFuture Group , a rapidly growing payment provider specialising in emerging markets, has secured an Electronic Money Institution ( EMI ) license by the Malta Financial Services Authority (MFSA) under the entity PayFuture FS MT Ltd. ( PayFuture ). The license approval marks a major milestone in PayFuture Group’s growth strategy, enabling EU merchants to expand their global reach into emerging markets through alternative payment methods (APMs) and with future capabilities to support card p

Cross-Border 89

Cross-Border Alternative Payment Methods Cross-Border Payments IBAN 89

Clearly Payments

APRIL 8, 2025

Payments may seem like a back-office function, but for enterprises, they can quietly eat into margins, frustrate customers, and bog down operations. Whether you’re dealing with complex billing models, global expansion, legacy systems, or escalating processing fees, payment challenges grow with scale. Thats where a payment consultant comes in and its exactly how Clearly Payments helps enterprises take control of their payment systems, streamline operations, and unlock savings.

Consulting 89

Consulting Payments Cross-Border Due Diligence 89

The Payments Association

APRIL 7, 2025

SNEAK PEAK: Unveiled: Key Financial Crime 360 findings July 16, 2024 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The findings of the Financial Crime 360 survey, focusing on the challenges, prevalent fraud types, and strategic responses across various sectors. Why is it important? It underscores the critical need for advanced technologies, regulatory compliance, and comprehensive strategies to effectively combat financial crime and safeguard the financial ecosys

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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