The Payments Association

AUGUST 16, 2024

SMEs are, globally, the lifeblood of economies but perennially underserved and overlooked by the payments industry. This must change and, with the UK leading the charge, it is clear where to start. Read more

Underserved 88

Underserved Payments Economy Cross-Border Payments 88

Fintech Weekly

APRIL 22, 2025

Paula Grieco of Commonwealth on how AI can support underserved communities and why trust, design, and equity must guide the future of financial tools.

Underserved 78

Underserved AI 78

Fintech News

DECEMBER 1, 2024

Despite their crucial role in economic growth and job creation, nearly half of all MSMEs in Asia and the Pacific are either unserved or underserved by financial institutions. The partnership seeks to address the significant credit gap faced by MSMEs in the region, which is estimated at US$2.5

Visa 126

Visa Finance Financial Inclusion Underserved 126

Payments Dive

APRIL 28, 2020

Spurred on by rapid change in government regulations and millions of underserved consumers in the finanical space, Brazil may be on the verge of becoming a major player in the global fintech space.

FinTech 197

FinTech Underserved Government Governance 197

Fintech Finance

MARCH 5, 2025

The State Bank of Pakistan (SBP) has awarded Mashreq Pakistan a restricted license for pilot operations as part of the government’s strategy to unlock Pakistan’s digital potential and provide greater access to financial services to underserved consumer groups.

Visa 88

Visa Underserved Financial Inclusion Economy 88

The Fintech Times

NOVEMBER 26, 2024

Tranglo’s seamless payout network enables users to send and receive funds through mobile wallets, bank accounts, and cash pickup locations, also offering greater financial access to underserved populations.

Cross-Border Payments 75

Cross-Border Payments Cross-Border Payment APIs and Integration Financial Inclusion 75

Fintech News

APRIL 23, 2025

The company aims to develop a broader suite of intelligent digital financial services targeted at underserved populations. Surfin Meta said the new funding will support its expansion into additional markets and enhance its research and development efforts.

Cross-Border 89

Cross-Border Underserved Credit Cards B2B 89

Fintech Finance

OCTOBER 9, 2024

The British fintech company Pockit and the pan-European fintech Monese today announce that they have agreed terms for Pockit to acquire Monese, subject to Change in Control approval by the FCA, creating the leading fintech for the financially underserved and lower-middle-income consumers across the UK and Europe.

Underserved 64

Underserved Acquirers FinTech Multi-Currency 64

Fintech Finance

DECEMBER 9, 2024

The rapid adoption of the Leja App over the past year highlights the power of local solutions tailored to underserved markets. These sectors have traditionally faced challenges accessing affordable credit and managing high transaction fees that cut into profit margins.

Transactions 96

Transactions Process FinTech B2B 96

Fintech Finance

NOVEMBER 15, 2024

By uniting their expertise, TransferTo and Ecobank will drive financial inclusion, empower underserved communities, and establish secure, seamless digital pathways that connect Africa’s economies with the rest of the world.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Financial Inclusion Underserved 98

Fintech News

DECEMBER 11, 2024

T hese Singapore digital banks are reshaping the sector by targeting underserved segments, driving innovation, and intensifying competition. GXS Bank , a partnership between Grab and Singtel, focuses on financial inclusivity for underserved groups, such as gig economy workers and young professionals.

Underserved 112

Underserved Regulatory Compliance Innovation Financial Inclusion 112

The Fintech Times

JANUARY 31, 2025

The underserved small and medium-sized business (SMB) market presents an opportunity for FIs looking to grow deposits. However, Q2 says that bycollaboration, advanced technologies like AI , and a centralised approach, banks and credit unions can become a strong ally for business customers in this ongoing battle against fraud.

Credit Union 105

Credit Union Federal Reserve FDIC Underserved 105

Fintech News

DECEMBER 9, 2024

Ant International also provides credit and lending solutions to underserved SMEs through its Embedded Finance unit, using AI and blockchain technologies. These initiatives have helped millions of first-time borrowers, over 95% of whom lacked prior credit history.

Cross-Border 112

Cross-Border Embedded Finance Cross-Border Payments Financial Inclusion 112

Payments Source

JANUARY 6, 2021

In launching its new challenger bank brand, GO2bank, to take on Chime and others, Green Dot has taken the opportunity to lower the barrier to obtaining a secured card for the underserved.

Credit Cards 151

Credit Cards Underserved Security 151

Fintech Finance

APRIL 22, 2025

This move is designed to make Expensify more accessible to small and medium-sized businesses (SMBs), a market traditionally underserved by the financial tech industry. Expensify’s new Collect plan pricing delivers transparent value, making it easier than ever for growing teams to get started.

Underserved 87

Underserved Finance FinTech Product 87

Bank Automation

MARCH 13, 2025

AI and automation can unlock greater access to capital for underserved clients, lenders and venture capitalist investors agree. The rise of automated lending solutions was a recurring theme at the recent Bank Automation Summit 2025 in Nashville, Tenn.,

Automation 71

Automation AI Underserved FinTech 71

Fintech Finance

MARCH 7, 2025

This International Women’s Day, Airtel Payments Bank recognises the pivotal role women play in expanding financial access, particularly through the remarkable work of women business correspondents (BCs) who are bridging the gap between banking and underserved communities.

Financial Inclusion 86

Financial Inclusion Correspondent Payments Funds Transfer 86

Fintech Finance

NOVEMBER 14, 2024

The company’s entry into Italy marks a strategic move into the fourth-largest eCommerce market in Europe, addressing a fast-growing segment that remains underserved by legacy payment providers. The expansion will enable Italian businesses to access a single platform designed to simplify payment processing, reporting and fraud prevention.

Payment Solutions 98

Payment Solutions Cross-Border Payments Fraud Prevention 98

TechCrunch Fintech

APRIL 11, 2024

Lerato Motloung is a mother of two who works in a supermarket in Johannesburg, South Africa. After her phone was stolen, Motloung had to go without a mobile phone for nine months because she could not afford a new one. Then, in February 2024, she saw a sign about PayJoy, a startup that offers lending […] © 2024 TechCrunch.

Underserved 119

Underserved FinTech 119

Finextra

MAY 29, 2024

The Interledger Foundation, an organisation dedicated to the creation of an open, interoperable payment network, is promising to fund fintechs that use its protocol to bring payments to emerging markets and underserved populations.

Interoperability 122

Interoperability Underserved FinTech Payment Networks 122

The Fintech Times

JANUARY 20, 2025

Underserved consumers relying on these services would be the ones feeling this impact the most. Ultimately, the AFC argued the new act could hinder financial inclusion as it would impose unnecessary burdens on responsible financial institutions and consequently make custodial accounts prohibitively expensive to offer.

FDIC 104

FDIC Regulations Innovation FinTech 104

The Fintech Times

NOVEMBER 12, 2024

Consequently, this will provide a scalable and efficient solution for underserved businesses in the region. Its hybrid approach seeks to reduce fees, speed up transactions, and simplify cross-border trading. IDENTI, Peru IDENTI offers a decentralised digital identity solution tailored for rural economies.

Stablecoins 101

Stablecoins Cross-Border Financial Inclusion Underserved 101

The Fintech Times

FEBRUARY 6, 2025

“ This strategic technology investment will help us to rapidly expand our offering, providing more customer-centric solutions and exceptional experiences for the underserved small business market,” explained Alex Myers , commercial director for savings at Aldermore Bank.

Product 69

Product Underserved Small Business Automation 69

Fintech Finance

OCTOBER 29, 2024

This approach not only strengthens tpay’s service capabilities but also extends financial access to underserved communities, narrowing the gap in digital financial services across META.

Digital Payments 98

Digital Payments Financial Inclusion Payments Underserved 98

Fintech Finance

JUNE 18, 2024

This collaboration aims to enhance ZORRZ’s mission of providing responsible access to credit for underserved communities. “Our partnership with CLOWD9 enables us to deliver an innovative and inclusive solution that breaks down barriers and empowers underserved communities to achieve financial independence.”

Financial Inclusion 111

Financial Inclusion Credit Cards Innovation Underserved 111

Fintech Finance

MAY 1, 2025

Financial inclusion is not just about facilitating transactions; it is about providing the infrastructure, rules, and governance that enable individuals and businessesespecially women and underserved communitiesto participate fully in the digital economy.

Financial Inclusion 52

Financial Inclusion Instant Payments Cross-Border Payments Cross-Border 52

Fintech Finance

MARCH 24, 2025

While Somalia’s financial sector has seen remarkable growth in recent years, a significant portion of the population remains underserved or unbanked. The demand for secure, fast, and modern payment solutions has been pressing.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

Fintech News

SEPTEMBER 19, 2024

The aim is to enhance financial access for underserved retail customers and small businesses. The consortium, which holds over 20 financial service licenses across five Asian markets, aims to create an AI-driven virtual bank that empowers underserved communities through advanced technology.

Underserved 129

Underserved Cross-Border Financial Inclusion Interoperability 129

Fintech Finance

APRIL 8, 2025

This collaboration aims to digitise and streamline transactions for software platforms’ SME users in underserved industries, where card usage has historically lagged behind. All regulatory, compliance, and operational elements—including onboarding, AML, KYC/KYB, risk, and support—are fully managed by Unipaas.

Visa 59

Visa Embedded Payments Underserved Regulatory Compliance 59

The Fintech Times

APRIL 9, 2024

As BaaS evolves, it is helping fintech innovation reach new markets and underserved communities; which has the potential to greatly improve financial inclusion across the globe. Banking-as-a-Service (BaaS) describes the concept that enables non-bank platforms to access banking capabilities traditionally only offered by licensed banks.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

Fintech Review

NOVEMBER 27, 2024

Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking. With digital banking, mobile payments, and microloans, fintechs allow underserved businesses to participate in the formal economy. Fintech companies see this gap as an opportunity to innovate.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

TechCrunch Fintech

APRIL 14, 2024

This week, we’re looking at how two fintech companies serving the underserved are faring, and more! Welcome to TechCrunch Fintech! To get a roundup of TechCrunch’s biggest and most important fintech stories delivered to your inbox every Sunday at 7:00 a.m. PT, subscribe here.

FinTech 123

FinTech Underserved 123

The Fintech Times

FEBRUARY 4, 2025

By focusing on underserved SMEs and freelancers, Yuze aims to become a trusted partner in Indias financial ecosystem, driving the success of small businesses in an increasingly digital world. At Yuze we believe in financial inclusion for everyone.

Micro-Entry 72

Micro-Entry Financial Inclusion Underserved Small Business 72

Fintech News

JANUARY 12, 2025

First, the report emphasizes Southeast Asias relatively underdeveloped traditional financial infrastructure and its large pool of financially underserved populations, which present significant opportunities for digital financial services. billion underbanked adults.

FinTech 119

FinTech Financial Inclusion BNPL Cross-Border 119

The Fintech Times

FEBRUARY 5, 2025

. “Whether through customer-facing tools or B2B innovations, this is an opportunity to drive meaningful change in an underserved market. By amplifying the voices of underserved communities, were ensuring that accessibility is a priority for fintech innovation.

Underserved 64

Underserved Innovation FinTech B2B 64

Fintech Finance

OCTOBER 29, 2024

Enhanced User Base: Over 5 million Yape users previously without access to BCP financial system will benefit significantly from this initiative, highlighting the transformative impact of digital wallets in underserved communities.

Financial Inclusion 105

Financial Inclusion Cross-Border Economy Underserved 105

The Fintech Times

MARCH 18, 2025

Together, we are simplifying card issuance and creating new pathways for financial access for the underserved populations in South Africa.” . “We are equipping fintech companies with market-relevant solutions that enable them to scale effectively.

Financial Inclusion 80

Financial Inclusion Visa Underserved Processors 80