Fintech Finance

JUNE 2, 2025

MuchBetter , the award-winning fintech innovator, has introduced a next generation business account offering, MuchBetter Business (MBB). With access to operational accounts and dedicated safeguarding accountsavailable in 35 currenciesthe offering empowers businesses to operate globally with confidence.

B2B 81

B2B Accounts Cross-Border Payments SWIFT 81

Fintech News

JANUARY 7, 2025

The license, issued on 1 January 2025, allows XTransfer to offer services such as account issuance, domestic and cross-border money transfers, flexible top-up options, and e-money issuance in Singapore. These include streamlined account setup, currency exchange, and fund collection and payment services.

Cross-Border Payments 127

Cross-Border Payments Cross-Border Payments Settlement 127

Fintech News

NOVEMBER 6, 2024

Morgan (formerly Onyx) to enhance cross-border payment accuracy in Malaysia, Thailand, and Hong Kong, This makes Nium the first fintech to provide data for validating bank account details in these markets. Globally, Nium Verify operates across over 50 markets, providing real-time validation of account details.

Cross-Border Payments 118

Cross-Border Payments Cross-Border Account Validation Credit Union 118

Segpay

DECEMBER 9, 2024

Without the right protections, these attacks can lead to expensive authorization fees and even the shutdown of your merchant account. Hackers Tactics: Its a Numbers Game Most fraud attacks rely on automated software, designed to test countless combinations of account details or credit card data until they hit on something that works.

Shutdown 105

Shutdown Gateways Fraud Prevention Authorization 105

Fintech Finance

JANUARY 20, 2025

Waza , a B2B payment provider for emerging market businesses, has announced the launch of Lync, its new multi-currency account platform that combines market-leading foreign exchange (FX) liquidity solutions with a cutting-edge banking experience to power a new age of global trade for emerging market businesses incorporated in the US, UK or EU.

Multi-Currency 97

Multi-Currency Global Payments Cross-Border Payments Cross-Border 97

Fintech News

DECEMBER 22, 2024

OCBC China will also act as XTransfer’s global account manager, working closely with the banks subsidiaries to support cross-border settlements and facilitate business growth. The partnership will leverage OCBCs regional network in markets including Singapore, Hong Kong, Malaysia, and Indonesia.

Cross-Border Settlement 124

Cross-Border Settlement Cross-Border Multi-Currency Cross-Border Payments 124

Fintech News

NOVEMBER 10, 2024

They then direct the refund requests to payment cards or accounts they control, and quickly withdraw the money at ATMs or transfer it to their wallets using peer-to-peer (P2P) payment systems. In H1 2024, Visa PFD says it opened a record number of PRA investigations, accounting to an 81% increase from H2 2023.

Ransomware 117

Ransomware Data Breach Scams AI 117

Fintech News

OCTOBER 28, 2024

Global payments infrastructure provider Nium has launched Nium Verify, a real-time bank account verification service available in 50 markets. Designed for businesses and individuals, Nium Verify allows instant confirmation of bank account details before transactions. ” said Alex Johnson, Chief Payments Officer at Nium.

Cross-Border 106

Cross-Border Payment APIs and Integration Cross-Border Payments Verification 106

Fintech News

JANUARY 14, 2025

The partnership expands payout options for merchants in the Asia-Pacific region, enabling Hyperwallet customers to send funds to over 450 million mobile wallets and bank accounts across Bangladesh, Indonesia, Malaysia, the Philippines, South Korea, and Vietnam. said Floris de Kort, CEO of Thunes.

Cross-Border Payments 89

Cross-Border Payments Cross-Border PayPal Treasury 89

Fintech News

OCTOBER 27, 2024

The SRF, to be implemented via a set of SRF Guidelines, aims to strengthen the direct accountability of financial institutions (FIs) and telecommunications companies (telcos) for phishing scam losses. In response to feedback, MAS has introduced a new fraud surveillance duty specifically for FIs.

Phishing 135

Phishing Scams Blocks Authorization 135

Payments Dive

MAY 27, 2025

That move bends to bank groups that filed a lawsuit last year to block the Consumer Financial Protection Bureau rule aimed at making it easier for consumers to move their financial accounts.

Rules 107

Rules CFPB Blocks Accounts 107

Fintech News

OCTOBER 28, 2024

This expansion increases Thunes ‘ global reach to 22 billion endpoints, adding to its existing capability to pay directly into 7 billion mobile wallets and bank accounts. said Floris de Kort, CEO of Thunes.

Global Payments 126

Global Payments Visa Cross-Border Payments Cross-Border 126

Fintech News

JUNE 17, 2025

Beyond debit and credit, Flex Credential can also support loyalty point redemption and, in some markets, access to multiple currency accounts through a single card. Known as Olive in Japan, the card has gained over five million account holders and has recorded transaction volumes averaging 40% higher than the national average.

Credential 89

Credential Cross-Border Payments Cross-Border Payments 89

Finextra

MAY 27, 2025

ACI Worldwide is bringing together account-to-account (A2A), card payments and AI-driven fraud prevention on a unified cloud-native platform, ACI Connetic.

Fraud Prevention 97

Fraud Prevention Payments AI Accounts 97

Clearly Payments

OCTOBER 31, 2024

Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally. Debit Cards Overview : Debit cards draw directly from a user’s bank account, making them a popular alternative to credit for consumers who prefer to avoid debt.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

JUNE 12, 2025

The instant payment system — commonly referred to in the industry as RTP (real-time payment) or A2A (account-to-account) — marks a significant breakthrough in the Brazilian market. Drivers receive funds directly to their bank accounts in real time — with no manual data exchange required.

RTP 93

RTP Payments Real Time Payments Finance 93

Fintech News

DECEMBER 17, 2024

Visa has invested US$11 billion over the past five years in technology to combat fraud, including the development of tools such as the Visa Account Attack Intelligence Score. This solution, launched earlier this year, leverages generative AI to help prevent account takeovers and other types of fraud across shopping platforms.

Fraud Prevention 112

Fraud Prevention AI Account Takeovers Blocks 112

Open Banking Excellence

FEBRUARY 6, 2025

This vision extends to the private sector because while you may only have to interact with the government once or twice a year, people check their bank accounts on a daily basis. This way, we help to promote accountability and deliver a better overall experience.

Government 230

Government Governance Interoperability Central Bank 230

The Fintech Times

JANUARY 20, 2025

The new proposal will allegedly strengthen FDIC-insured depository institutions’ (IDI) recordkeeping for custodial deposit accounts with transactional features. By collaborating with stakeholders, the FDIC can foster responsible innovation while ensuring transparency, accuracy, and security in custodial account recordkeeping.

FDIC 104

FDIC Regulations Innovation FinTech 104

Fintech News

JANUARY 6, 2025

SMEs account for 90% of businesses and 80% of employment across six Southeast Asian countries, representing a market worth US$2.5 Merchants using Labamu can get invoice and bill payments directly deposited to their bank accounts, said Emmanuel Van De Geer, CEO of Labamu. The platform is initially rolling out in Indonesia.

APACS 121

APACS Direct Deposit Small Business Accounts 121

Fintech News

FEBRUARY 19, 2025

This expansion offers a real-time alternative to traditional cross-border payment systems for transfers to bank accounts in Taiwan. The move enhances its Pay-to-Banks service, enabling real-time payouts in New Taiwan Dollars (TWD) and United States Dollars (USD) to individual and business bank accounts at all major banks in Taiwan.

Real Time Payments 138

Real Time Payments Payment Networks Cross-Border Cross-Border Payments 138

Fintech News

APRIL 9, 2025

Alongside this expansion, Wise rolled out international account details for business users and freelancers in India. The feature allows customers to receive free local bank account details in eight currenciesincluding USD, GBP, EUR, AUD, SGD, NZD, CAD, and HUFmaking it easier for overseas clients to pay them as they would a domestic account.

APACS 98

APACS Payments Accounts International Payments 98

Fintech Finance

JANUARY 14, 2025

Through this collaboration, Airwallex will leverage ClearBank’s agency banking solution to enhance its UK offering with virtual business accounts, GBP collections, and Confirmation of Payee (CoP) functionality. ClearBank has enabled the global fintech to issue virtual accounts and IBANs under its own brand identity.

Payee 105

Payee IBAN Payments Faster Payments 105

Fintech Finance

JANUARY 8, 2025

With the MPI license, XTransfer is able to provide services including account issuance, domestic money transfer, cross-border money transfer, and e-money issuance, addressing the increasing demand for secure and convenient cross-border payment solutions in the region.

Authorization 105

Authorization Cross-Border Cross-Border Payments Regulatory Compliance 105

Fintech News

JUNE 5, 2025

According to Worldpay’s Global Payments Report 2025, digital wallets now lead e-commerce transactions and are the second most-used payment method for point-of-sale (POS) transactions, accounting for 39% of e-commerce transactions, and 29% of transaction value in 2024.

Credit Cards 96

Credit Cards Online and Mobile Banking Point-of-Sale (POS) Payments 96

Fintech Finance

OCTOBER 28, 2024

Additionally, cardholders can easily manage their accounts through FV Bank’s online banking portal or mobile app, where they can view transactions, set spending limits, change PINs, and disable transactions with ease. Spend funds in real-time from their linked FV Bank USD accounts, making it easier to manage finances on the go.

Debit Card 145

Debit Card Online and Mobile Banking ATM Card Issuer 145

Stax

MAY 5, 2025

Merchant account When setting up your payment gateway, you will be required to set up a merchant account. This type of account allows you to process credit card payments through the payment gateway and receive those funds back into your bank account. Other features are unique.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Clearly Payments

JUNE 10, 2025

website, POS , accounting) are working Start processing live transactions Once you’re confident everything is working as expected, you can disable the old processor. Run Systems in Parallel One of the best ways to avoid disruption is to run your current processor and new one in parallel for a short period.

Processors 93

Processors Payments Settlement Credit Cards 93

Fintech News

JANUARY 12, 2025

Southeast Asia’s youth, aged 15 to 34, account for over a third of the population. The Philippines has emerged as a key alternative lending market in Southeast Asia, accounting for 59% of deal volume in 2024. million registered users.

FinTech 119

FinTech Financial Inclusion BNPL Cross-Border 119

Fintech News

MAY 8, 2025

They grant access to critical systems like single sign-on platforms, virtual private networks (VPNs), email accounts, and software-as-a-service (SaaS) applications. Common vulnerabilities include poor access controls, the lack of MFA, delayed security patches, and mismanagement of privileged accounts.

Data Breach 120

Data Breach Deepfake MFA Phishing 120

Finextra

JUNE 4, 2025

HSBC has made a strategic investment in account-to-account open banking payments vendor Token.io. The value of the investment was not disclosed.

Accounts 72

Accounts Payments 72

Clearly Payments

NOVEMBER 6, 2024

The acquirer manages the merchant’s account, receives transaction requests, and forwards them to the appropriate card network or issuing bank for approval. Acquirers also handle transaction settlement and ensure funds are deposited into the merchant’s account. Credit cards accounted for around $5.6

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

The Fintech Times

MAY 28, 2025

Through a single API, Merge provides a suite of services including multi-currency accounts, real-time payments, SWIFT connectivity, named sub-accounts and foreign exchange capabilities. This is a major leap in making global money movement truly borderless, said Kebbie Sebastian, founder and CEO of Merge.

Stablecoins 106

Stablecoins Regulations Cross-Border Payments Multi-Currency 106

NFCW

JUNE 20, 2025

TAP TO TRANSFER: NFC P2P feature lets Samsung Galaxy users tap their phones to send money Samsung Galaxy owners in the US can now transfer funds directly to a contact’s bank account by just tapping their two phones together — or by simply bringing the recipient’s contactless bank card into close proximity.

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Fintech News

DECEMBER 2, 2024

In 2023, the number of domestic stock trading accounts reached 7.2 This year, the number of domestic stock trading accounts is projected to rise by more than 20% to reach 8.7 million, up nearly 6% year-over-year (YoY).

Financial Inclusion 112

Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 112

Fintech News

JANUARY 13, 2025

Alteryas research shows that most scams (85%) involve verified accounts, making traditional detection methods less effective. Fraud detection faces new challenges with advanced technologies like generative AI enabling more complex scams.

Fraud Detection 124

Fraud Detection Acquirers AI Web 3.0 124

Fintech Finance

NOVEMBER 26, 2024

In 2023, remittances accounted for nearly 1.5 Tranglo’s seamless payout network enables users to send and receive funds through mobile wallets, bank accounts, and cash pickup locations, offering greater financial access to underserved populations. times the size of foreign direct investment.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Financial Inclusion Underserved 98