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Merchant Initiated Authentication (3RI) and 3DS

Basis Theory

This is where merchant-initiated authentication (also known as requester-initiated authentication), a part of 3D secure ( 3DS ) 2.2 comes into play.

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Waave Launches Biometric Authentication for Pay by Bank

The Fintech Times

The wallet Within the new wallet, Waave has built a multi-factor authentication layer using the latest in biometric technology for the web. It enables customers to leverage their device fingerprint or Face ID to authenticate themselves before authorising the payment from their bank account.

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Multifactor authentication critical for banks, IBM says

Bank Automation

Financial institutions must prioritize multifactor authentication as hackers take advantage of a lack of identity protection. In 2023, cyberattacks using valid credentials to gain access to user accounts increased 71% from 2022, according to IBM’s 2024 X-Force Threat Intelligence Index.

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Advantages of Authenticating Ownership of Bank Accounts

Agile Payments

Authenticating ownership of a bank account is a crucial step in ensuring the security and integrity of financial transactions. It is a process of verifying that the person claiming to own a bank account is indeed the rightful owner.

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Monetizing Analytics Features: Why Data Visualizations Will Never Be Enough

Think your customers will pay more for data visualizations in your application? Five years ago they may have. But today, dashboards and visualizations have become table stakes. Discover which features will differentiate your application and maximize the ROI of your embedded analytics. Brought to you by Logi Analytics.

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Biometric authentication gives cards a head start

Payments Source

With mobile payments and banking apps on the rise, biometric authentication is now increasingly common in consumer finance, says Fingerprints' Michel Roig.

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An open letter to banks on SMS Authentication

Payments Dive

To protect against fraud, the banking industry needs to find alternative methods for authentication beyond SMS verification.