Finextra

JULY 30, 2024

The Bank of Ghana (BoG) has completed a proof-of-concept into the use of digital credentials for international trade and CBDC-based cross-border payments.

CBDC 128

CBDC Credential Cross-Border Payments Cross-Border 128

Payments Dive

MAY 31, 2024

The card issuer joins its tech and payments peers in integrating crypto into the traditional financial system.

Credential 167

Credential Card Issuer Visa Issuers 167

Fintech News

MAY 8, 2025

These chatbots leverage AI with natural language processing (NLP) capabilities to engage potential victims in seemingly benign conversations, subtly extracting credentials or sensitive data over time. The surge of deepfakes The rise of AI has also led to a surge in deepfake attacks.

Data Breach 118

Data Breach Deepfake MFA Phishing 118

Fintech Finance

JULY 26, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced it is working with Visa and Affirm to offer the Visa Flexible Credential, a single card product that can toggle between payment methods, putting the power of choice in the hands of the consumer.

Credential 98

Credential Processors Issuers BNPL 98

NFCW

MARCH 13, 2025

.” “The TW DIW will allow individuals to securely store their digital credentials, such as Citizen Digital Certificates, National Health Insurance (NHI) Cards, and Drivers Licenses,” it adds.

Credential 107

Credential Adjustments SWIFT Verification 107

Fintech Finance

JUNE 10, 2025

billion credentials at millions of merchant locations worldwide T.R. On and off-ramps via stablecoin-backed cards allow consumers to use their Visa credentials to buy stablecoins with fiat currency and pay with stablecoin across Visa-accepting merchant locations.

AI 88

AI Stablecoins Credential Payment APIs and Integration 88

Fintech News

FEBRUARY 17, 2025

This allows scammers to fraudulently provision stolen card credentials onto their mobile wallets for unauthorised contactless transactions.

Phishing 99

Phishing Scams Online and Mobile Banking Credential 99

Finextra

JUNE 6, 2025

Solo turns data into reusable, verified credentials, enabling banks, fintech firms and cryptocurrency platforms to make smarter, faster decisions, without compromising privacy.

Blockchain 93

Blockchain Interoperability Credential Compromise 93

The Payments Association

JUNE 3, 2025

Antony Lane, sales account manager at G+D , corroborates this, stating G+D increasingly uses tokenisation to improve in-app provisioning, simplify lifecycle credential management, and personalise user journeys across devices and channels. As a result, tokenisation is becoming essential for maintaining trust and fluidity.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Finextra

MAY 30, 2024

Mastercard has begun piloting its Crypto Credential network, enabling cross-border peer-to-peer digital asset transactions between Latin America and Europe.

Credential 78

Credential Visa Cross-Border Transactions 78

NFCW

MARCH 6, 2025

“The Arkansas Mobile ID is a contactless, highly secure, state-approved credential that resides on a smartphone,” the state’s Department of Finance and Administration (DFA) says. It empowers the citizen and ensures a state-issued credential is consistently accessible.

Law Enforcement 100

Law Enforcement Credential Laws Participant 100

The Paypers

JULY 16, 2024

Visa has announced the rollout of its Visa Instalment Credential (VIC), a dedicated credential for Buy Now, Pay Later (BNPL) products in Japan.

Credential 73

Credential BNPL Product 73

NFCW

JANUARY 8, 2025

DPP TRIAL: Viking product labels will include QR codes that link to item and sustainability information Customers of Norwegian footwear brand Viking Outdoor Footwear will soon be able to scan a unique QR code on individual products to discover an items sustainability credentials as part of a trial of digital product passports (DPPs).

Product 113

Product Credential Authentication Consumer 113

Fintech News

APRIL 28, 2025

To address challenges in cross-border remittances, Mastercard is expanding its Crypto Credential service, which simplifies sending and receiving digital assets with verified usernames. Exchanges and platforms such as Wirex, Bit2Me, Lirium, Notabene, Coins.ph, and Mercado Bitcoin have adopted the system.

Stablecoins 119

Stablecoins Settlement Visa Consumer 119

The Paypers

JANUARY 10, 2025

American multinational payment card services corporation Mastercard has extended its Crypto Credential solution to the United Arab Emirates (UAE) and Kazakhstan.

Credential 69

Credential Visa Card Services Payments 69

The Payments Association

MAY 28, 2025

The evolution represents more than enhanced security protocols, it constitutes a complete reimaging of payment credential architecture. By eliminating repeated credential input and enabling genuinely secure one-click transactions, it simultaneously addresses both the safety concerns and speed demands of modern consumers.

Credential 88

Credential Payments Issuers Visa 88

Finextra

FEBRUARY 19, 2025

Mastercard is launching One Credential, a single digitally connected credential that provides consumers and businesses with a multitude of scheduled payment options spanning debit, installments, prepaid and credit.

Credential 64

Credential Visa Consumer Payments 64

Fintech Finance

JUNE 13, 2025

certified for Visa Flexible Credential. In July 2024, Marqeta became the first issuer processor in the U.S. With VFC, Marqeta will enable Klarna customers to pay immediately or pay later when needed, all on the same card.

Debit Card 72

Debit Card Credential Embedded Finance Processors 72

Finovate

JUNE 13, 2025

Klarna and Marqeta are launching a new debit card powered by Visa Flexible Credential (VFC), allowing users to pay now or later with the same card. BNPL giant Klarna has teamed up with card issuing platform Marqeta to power the Klarna Card: a new debit card powered by Visa Flexible Credential (VFC) that offers flexible payment options.

Debit Card 89

Debit Card BNPL Credential Processors 89

Fintech Finance

JUNE 25, 2025

Spreedly’s Just-In-Time Card Updates integration addresses this challenge by providing merchants with up-to-date card credentials precisely when they’re needed. Key Business Benefits: Improved Authorization Rates: Reduce declines caused by outdated card credentials and recover revenue from failed transactions.

Credential 59

Credential On-Demand Payments Gateways 59

Fintech News

NOVEMBER 24, 2024

Initial findings indicate the breach may have resulted from compromised user credentials, suggesting the theft of usernames and passwords. Whether multi-factor authentication was implemented on the compromised system remains unclear. Finastra’s investigation into the root cause of the breach is ongoing.

Breach 117

Breach Compromise Data Breach Credential 117

Fintech News

APRIL 29, 2025

The company said Agent Pay introduces “agentic tokens,” which expand on its existing tokenisation technology used in contactless payments, card-on-file solutions, and digital credentials like Mastercard Payment Passkeys.

Visa 75

Visa AI Credential Contactless Payments 75

Fintech News

JANUARY 13, 2025

The National University of Singapore (NUS) has partnered with Northern Trust and UOB to launch a first-of-its-kind initiative that uses blockchain technology to track green bond credentials. This move aims to increase transparency and trust in ESG (environmental, social, and governance) reporting within the financial sector.

Blockchain 120

Blockchain Credential Finance Agreements 120

VISTA InfoSec

JUNE 19, 2024

The DPH said the incident took place between February 19-20, 2024, was caused by a gang of cyber criminals who gained access to the log-in credentials of email accounts of 53 employees through a phishing email. The stolen data includes personal, medical and financial information.

Data Breach 264

Data Breach Breach Phishing Credential 264

Payments Source

JUNE 9, 2020

If a fraudster gets hold of a consumer's credentials, everything from mobile wallets, to a checking account, savings account or P2P account is in jeopardy of takeover. Identity fraud holds no prisoners when it comes to payments.

Account Takeovers 170

Account Takeovers Accounts Credential P2P 170

Fintech Finance

FEBRUARY 6, 2025

Currencyclouds state-of-the-art technology and robust security credentials mean our customers can be confident sending money globally. Recognising an opportunity to address these pain points, we developed a customer-centric payment platform with an intuitive, easy-to-use interface and a seamless onboarding experience.

Cross-Border Payments 90

Cross-Border Payments Cross-Border Payment Solutions Credential 90

Fintech Finance

OCTOBER 28, 2024

These two types of credentials, Debit and Corporate, leverage FV Bank’s digital banking capabilities and its benefits for consumers, both individuals and businesses. These cards provide seamless access to FV Bank and offer global payment convenience and enhanced financial flexibility.”

Debit Card 145

Debit Card Online and Mobile Banking ATM Card Issuer 145

NFCW

SEPTEMBER 12, 2024

VERIFICATION: The Digital Credentials API will use digital IDs to verify website users A new Digital Credentials API that will allow visitors to a website to verify their identity using a driver’s license or a national identification card stored in their digital wallet has now entered testing.

Credential 123

Credential API Authentication Verification 123

VISTA InfoSec

MAY 12, 2024

Implementing 2FA adds an extra layer of security to a POS system by requiring users to prove their credentials through other means such as one-time passwords on other devices or through biometrics. This additional step helps prevent unauthorized access even if login credentials are compromised, keeping your data secure.

PCI DSS 277

PCI DSS Security Compromise Best Practices 277

VISTA InfoSec

JUNE 19, 2024

For instance, an attacker might send an email that appears to be from a trusted video communication platform, prompting you to click on a link to verify your account or update credentials. Once you follow the link, you enter a fake login page that captures your information.

Risk 277

Risk Ransomware Phishing MFA 277

Fintech Finance

MAY 1, 2025

Finally, Visa shared the expansion of its Flex Credential platform, and new products and services that provide more ways for people to pay and get paid. Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are 4.8 Unveiled, Visa and Klarna are partnering to bring the Flex Credential to the U.S.

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

Fintech Finance

DECEMBER 16, 2024

” This adds to Praxis Tech’s existing data compliance credentials, including its adherence to the PCI-DSS Level 1 standard for safeguarding card payment data. This demonstrates that security excellence is not just a goal but a fundamental part of how we operate.”

ISOs 95

ISOs PCI DSS Accreditation Security 95

The Fintech Times

JUNE 27, 2025

Despite breakthroughs like MCP and A2A, agents still need humans to manually hand them credentials for access. Services and merchants still require a human to manually access a service’s website and generate credentials before any agentic work can take place.

Authentication 59

Authentication AI Credential Debit Card 59

The Payments Association

JANUARY 22, 2025

Building upon this framework, the EU Digital Identity Wallet Consortium (EWC) is leveraging the potential of the proposed EU digital identity to develop digital travel credentials. The EWC is actively engaged in pilot projects to expand the functionality of the reference wallet application for use cases related to digital travel credentials.

Security 88

Security Online and Mobile Banking Credential Verification 88

Finextra

JANUARY 9, 2025

Mastercard has introduced the latest expansion of its innovative Mastercard Crypto Credential solution to the UAE and Kazakhstan, marking its debut in the Eastern Europe, Middle East and Africa (EEMEA) region.

Credential 52

Credential Visa Innovation 52

Fintech Finance

JUNE 8, 2025

. “Imagine being able to open a bank account, sign a lease, or set up mobile services in a new EU country, all remotely, simply by sharing approved credentials from your digital wallet,” Galdikas says.

Online and Mobile Banking 86

Online and Mobile Banking Authentication Credential Verification 86

Finextra

NOVEMBER 12, 2024

Visa has joined forces with Affirm to bring its 'flexible credential' technology to the US via a card that can toggle between debit and BNPL payment options.

Credential 129

Credential BNPL Payments Technology 129