Stax

DECEMBER 12, 2024

These days, small and medium-sized businesses (SMBs) prefer to opt for industry-specific payment systems and tools over generic solutions. They account for over 50% of spending on vertical-specific software solutions (i.e., custom software for a particular industry or market). Merchant services are one of these key investments. They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Fintech Finance

DECEMBER 12, 2024

Mastercard, in collaboration with the Central Bank of Egypt (CBE) and Egyptian Banks Company (EBC), brings Apple Pay to users in Egypt, providing a safer, more secure and private way to pay in-store, in-app and online. To pay in-store, customers simply double-click the side button and hold their iPhone or Apple Watch near a payment terminal to make a contactless payment.

Visa 82

Visa Central Bank Debit Card Encryption 82

Fintech News

DECEMBER 5, 2024

Coinbase, the global cryptocurrency platform, plans to introduce stablecoins pegged to the Thai baht and Philippine peso as part of its focus on Southeast Asia, according to a report by Nikkei Asia. The company currently has no plans to directly enter Southeast Asian jurisdictions. Instead, the company is focusing on its wallet business and blockchain platform Base to drive blockchain adoption by enabling local developers to create solutions for baht and peso stablecoins.

Stablecoins 133

Stablecoins Cross-Border Payments Cross-Border Blockchain 133

Payments Dive

DECEMBER 6, 2024

146

146

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Finextra

DECEMBER 5, 2024

Cash usage rose for the second time in a year in the UK as consumers resorted to handing over notes and coins at the till to better aid budgeting.

Consumer 124

Consumer 124

Fintech News

DECEMBER 8, 2024

Cake has become the first digital-only bank in Vietnam to achieve profitability, reaching this milestone 3.5 years after its launch. The digital bank attributes its success to strong growth, with revenue per user increasing threefold since 2023, reaching US$12 in 2024. Cake now serves nearly 5 million customers and processes an average of 400,000 credit applications each month.

Financial Inclusion 120

Financial Inclusion AI Transactions Innovation 120

The Payments Association

DECEMBER 9, 2024

What is this article about? The dual impact of generative AI on payment security, highlighting its potential to enhance fraud detection while posing significant data privacy risks. Why is it important? It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. What’s next?

Privacy 88

Privacy AI Payment Security Security 88

Bank Automation

DECEMBER 6, 2024

The Clearing House raised the transaction limit on its Real Time Payments network to $10 million, opening the door for new uses of the rail for commercial transactions. The Clearing House (TCH) expects to see growth in volume and use cases, Jim Colassano, senior vice president of product development at TCH, told Bank Automation […] The post The Clearing House raises RTP transaction limit to $10M appeared first on Bank Automation News.

Transaction Limits 98

Transaction Limits RTP TCH Transactions 98

Finextra

DECEMBER 12, 2024

Addressing 89

Addressing Digital Payments Payments 89

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Fintech Finance

DECEMBER 5, 2024

Mambu, a leading cloud banking platform, has announced the acquisition of Numeral , a French payment technology provider for banks and fintechs. The acquisition strengthens Mambu’s position as an industry leader, in a move that underscores market confidence and growing demand for modern financial experiences. The addition of advanced payment capabilities represents a significant investment in the next phase of Mambu’s growth as an established market player.

Payment APIs and Integration 97

Payment APIs and Integration Technology Acquirers Instant Payments 97

Fintech News

DECEMBER 8, 2024

Ant International has joined Swift ‘s “Network Interoperability Reference Implementation” programme, a pre-pilot initiative designed to improve cross-border payment experiences. This programme brings together various payment service providers to explore interoperability using Swift’s network and enhance payment transparency. The initiative will explore different business scenarios involving end-to-end transaction tracking across banks and payment providers, including e-wa

Cross-Border Payments 98

Cross-Border Payments Cross-Border Interoperability SWIFT 98

Payments Dive

DECEMBER 9, 2024

Credit Cards 95

Credit Cards 95

The Payments Association

DECEMBER 10, 2024

What is this article about? The article explores the growing threat of AI-enabled fraud in the payments sector and how firms can combat it with advanced technologies. Why is it important? It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. What’s next?

AI 88

AI Fraud Detection Deepfake Fraud Prevention 88

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Basis Theory

DECEMBER 10, 2024

3DS Mobile Now Available In February, we shared the announcement that we now support 3DS transactions for Enterprise customers.

Transactions 88

Transactions Product 88

Fintech Finance

DECEMBER 6, 2024

Mastercard has partnered with Sympla , the leading events platform in Brazil, and Yuno , a global payments orchestrator based in Latin America, to bring its Payment Passkey Service to the region and accelerate secure online checkout for shoppers. Beginning in January, Sympla and Yuno will be the first partners in the region to offer this innovative solution to their customers, followed by a wider roll out.

Visa 98

Visa Authentication Scams Payments 98

Fintech News

DECEMBER 8, 2024

Coinbase users will soon be able to make crypto payments at a wider range of businesses following a new partnership with Triple-A. Triple A is a licensed provider of crypto payment solutions with a global network of merchants. This collaboration will allow Coinbase users to seamlessly make payments with crypto at select merchants across Triple-A’s extensive network, specifically in industries like fashion, luxury goods, travel, and gaming.

Payment APIs and Integration 105

Payment APIs and Integration Payments Cryptocurrency API 105

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. Most of the time, customers can identify what the charge is or where it came from by doing a bit of research. If not, filing a chargeback is the next best option. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

The Payments Association

DECEMBER 11, 2024

What is this article about? The FCA’s proposed safeguarding reforms in light of the UK’s National Payments Vision and associated challenges. Why is it important? It highlights the need for a strategic, proportionate approach to safeguarding that aligns with broader regulatory and consumer protection goals. What’s next? The FCA and HM Treasury must reflect on the National Payments Vision to refine safeguarding reforms, ensuring customer benefits at a reasonable cost.

Treasury 88

Treasury Payments Consulting Consumer Protection 88

Basis Theory

DECEMBER 5, 2024

Reasons for merchants to optimize their payment process and strategies to future-proof a payments stack!

Payments 88

Payments Process 88

Fintech Finance

DECEMBER 11, 2024

To better combat fraud in cross-border payments, Swift, the global provider of secure financial messaging services, is working with Google Cloud to develop anti-fraud technologies that use advanced AI and federated learning. In the first half of 2025, Swift plans to roll out a sandbox with synthetic data to prototype learning from historic fraud, working with 12 global financial institutions, with Google Cloud as a strategic partner.

SWIFT 90

SWIFT AI Cross-Border Payments Privacy 90

Fintech News

DECEMBER 9, 2024

Singapore, a nation long recognised for its financial acumen and technological advancement, is making a calculated gamble on the future of finance through tokenisation. Rather than shying away from the complexities of the digital asset revolution, the city-state is actively embracing the potential of tokenisation and cryptocurrencies. This proactive approach, driven by the Monetary Authority of Singapore (MAS), seeks to enhance the nation’s financial infrastructure.

Cryptocurrency 101

Cryptocurrency Cross-Border Consumer Protection Facilitators 101

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Payments Dive

DECEMBER 12, 2024

PayPal 79

PayPal 79

The Payments Association

DECEMBER 9, 2024

What’s this article about? The upcoming changes in cryptocurrency regulation and its impact on payment services, focusing on the UK’s approach compared to the EU. Why is it important? It outlines how the regulatory landscape for cryptocurrencies in the UK will evolve, affecting businesses and compliance. What’s next? The UK government and the FCA will further develop and implement these regulations through consultations and legal frameworks, aiming for a comprehensive rollout b

Stablecoins 88

Stablecoins Rules Consulting Regulations 88

The Fintech Times

DECEMBER 12, 2024

Looking to facilitate direct payments between businesses and customers in real-time through a new open banking solution, a three-way partnership has been announced between Eviden , the Atos Group business focusing on digital, cloud, big data and security, fintech innovator Ordo and blockchain company, ByzGen. With the pilot open banking solution, customers will be able to authorise payments directly from their bank accounts to businesses on a recurring basis using the Ordo variable recurring pay

Facilitators 70

Facilitators Payments AI Blockchain 70

Fintech Finance

DECEMBER 9, 2024

With a series of organisational and strategic upgrades in 2024, Ant International , a leading global digital payment and financial technology provider, reported robust growth over the past year among all its four pillar businesses, Alipay+ , Antom , WorldFirst and Embedded Finance. Alipay+ expanded its vibrant wallet-based payment and digtalisation space that further strengthens WorldFirst and Antom , the two business fintech services.

Embedded Finance 91

Embedded Finance Cross-Border AI Cross-Border Settlement 91

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Fintech News

DECEMBER 9, 2024

HSBC has announced the completion of a major phase in its global reorganisation, consolidating its structure into four core business units. The four units are International Wealth and Premier Banking (IWPB), Corporate and Institutional Banking (CIB), HSBC UK, and HSBC Asia and Middle East. The changes are designed to simplify operations, enhance agility, and focus on areas of competitive strength.

Finance 109

Finance Product Process FinTech 109

Payments Dive

DECEMBER 6, 2024

RTP 74

RTP 74

BioCatch

DECEMBER 5, 2024

Some may well think the title of this blog is a little controversial, but these are not my words. I’ve shamelessly lifted this title from a press release that the UK Information Commissioner (ICO) issued in support of International Fraud Awareness Week.

Scams 74

Scams Financial Crimes Fraud Prevention Crime 74