Clearly Payments

OCTOBER 10, 2024

Merchants leverage their payment processors to implement loyalty programs that track customer spending, reward purchases, and incentivize repeat business. Payment processors facilitate these coalitions by tracking purchases across different stores and aggregating the points a customer earns.

Processors 105

Processors Payments Credit Cards Point-of-Sale (POS) 105

Basis Theory

MARCH 13, 2025

The terms payment gateway and payment processor are used interchangeably in the payments ecosystem. Heres how both fit in!

Payment Gateways 100

Payment Gateways Processors Gateways Payments 100

Stax

APRIL 8, 2025

Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates. Choosing a credit card processor that offers transparent pricing, strong customer support, and top-tier security is the key to lowering processing costs. of your payment processor.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Fintech Finance

AUGUST 6, 2024

to become its issuer processor. ” The post Marqeta Signs Five-Year Deal with Varo Bank to Become Exclusive Issuer Processor in the US appeared first on FF News | Fintech Finance. the first nationally-chartered consumer techbank in the U.S.,

Issuers 119

Issuers Processors Embedded Finance Non-Bank 119

Clearly Payments

NOVEMBER 6, 2024

Merchants partner with acquirers or payment processors to enable transactions. Payment Processor: ISO/PayFac : The payment processor handles the sales, support, onboarding, and sometimes technology for merchants, such as the payment terminals and payment gateway. The Number of Payment Processors in the USA The U.S.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Stax

MARCH 18, 2025

Well also look at key features of a payment processor to help you choose the right one for your business. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Clearly Payments

JANUARY 14, 2025

What are you looking for in a payment processor? They want a payment processor that integrates with these systems without causing technical headaches. Tips for Choosing the Right Payment Processor Evaluate Your Needs Think about your sales channels (in-person, online, mobile, or a mix) and the payment methods your customers prefer.

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

Basis Theory

MARCH 6, 2025

An issuer processor manages key payment transaction activities for issuing entities: issuing cards, authorizing, and settling transactions.

Processors 88

Processors Issuers Authorization Transactions 88

Stax

MARCH 5, 2025

Payment processors undeniably play a critical role in the success of your online store; all shoppers wont be able to make purchases through your website without a robust payment solution. To accept online payments, you need a payment processor and payment gateway. Payment Gateways vs. Payment Processors: What’s the Difference?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

OCTOBER 21, 2024

Merchants can end up paying high fees if they have many non-qualified transactions and payment processors may even abruptly change their classification criteria. Finally, the fees also include a processor markup, which the payment processor sets. The interchange fee is another component, set by card issuers.

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

Fi911

DECEMBER 31, 2024

Maintaining a low chargeback rate is crucial for businesses, as excessive chargebacks can lead to increased fees, strained relationships with payment processors, or even the termination of merchant accounts. An acceptable chargeback rate typically depends on the card brand, payment processor, and other factors.

Disputes 93

Disputes Processors Visa Verification 93

Fintech Finance

OCTOBER 17, 2024

The report provides an analysis of past and present market trends, emerging technologies driving growth in the industry, and the growing market share of challenger processors. As challenger processors continue to dominate new client acquisitions and increase their market share, they are reshaping the card processing industry.

Processors 96

Processors Consulting Payment APIs and Integration Non-Bank 96

Clearly Payments

DECEMBER 19, 2024

Some payment processors make it easy for businesses to integrate crypto payments, helping you stand out and attract a new customer base. Partnering with a payment processor that supports omnichannel capabilities will not only improve customer experience but also provide valuable insights into purchasing behavior.

BNPL 105

BNPL Contactless Payments Processors Payments 105

PayJunction

MARCH 28, 2025

When Ed Ryan, owner of Beltone Tri-State, was initially scaling Beltone Hearing Center, he wasnt actively looking to switch payment processors. But behind the scenes, cracks in the payment systems functionality were starting to show.

Processors 94

Processors Payments 94

Payments Dive

OCTOBER 4, 2024

The payments processor is only the second company to win the special bank charter since Georgia made it available.

Processors 204

Processors Payments 204

Stax

MARCH 13, 2025

Payment processors usually tack on additional fees on top of interchange to compensate for their services (based on their pricing model ). Payment processors set their own pricing models, which determine how interchange fees are passed on to merchants. Some processors also offer lower rates for specific industries or transaction types.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Stax

APRIL 3, 2025

Payment processor – Handles the technical aspects of the payment. Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud. Since you run an eCommerce store, it makes sense to prioritize an online payment processor. What payment methods do your customers prefer?

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

DECEMBER 17, 2024

Kuady , a payments service processor for Latin America, has today announced a new partnership with global sports betting and gaming provider MeridianBet. The integration will enable MeridianBet users in Latam to access Kuadys full suite of payment features, offering real-time deposits and withdrawals to enhance the betting experience.

Processors 98

Processors Payments Economy Security 98

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments.

Underwriting 68

Underwriting PCI DSS Processors Money Laundering 68

Clearly Payments

APRIL 10, 2025

Your total processing fees are made up of several components and not all of them go to your payment processor. However, this is a simplified version and you can see a larger description of overall payment processor fees here. Processor Markup This is the fee charged by your payment processor for providing the service.

Credit Cards 59

Credit Cards Process Processors Non-Bank 59

Payments Dive

JANUARY 12, 2024

The designation would allow the payment processor to own transactions from end-to-end, removing the need for a bank partner.

Processors 200

Processors Transactions Payments 200

Cardfellow

MARCH 27, 2025

There are two main reasons for them: your processor charged you a non-qualified rate, or your transactions downgraded to Visas non-qualified interchange category. Its easy to confuse Visas non-qualified interchange with the non-qualified rates from your processor. Youll pay that price, plus the processors fee.

Processors 52

Processors Credit Cards Transactions Risk 52

Payments Dive

SEPTEMBER 20, 2024

The retail giant and payments processor are targeting next year for offering consumers a real-time payment option online.

Real Time Payments 174

Real Time Payments Processors Payments Consumer 174

Payments Dive

OCTOBER 21, 2024

The payments processor can undercut rivals on price because it won’t be paying bank fees, say industry consultants.

Processors 174

Processors Consulting Payments 174

Payments Next

JUNE 27, 2024

By Kate Knudsen, Senior Program Director at BHMIAs the payments space changes rapidly, banks, merchants, and processors are updating front-end platforms to The post Unlocking profit potential in the payments back-office first appeared on Payments NEXT.

Processors 179

Processors Payments Posting Payments Trends 179

Payments Dive

APRIL 11, 2023

The gaming payments service provider, previously part of processor Global Payments, aims to increase business by investing in technology and more staff.

Processors 190

Processors Payments Global Payments Service Provider 190

Fintech Finance

JANUARY 14, 2025

” The report highlights the transformative potential of CaaS in enabling banks and fintechs to become distributors of payment services to industries across the board, unlocking new revenue streams and driving growth in the digital economy.

Visa 105

Visa Issuers Payments Processors 105

Basis Theory

NOVEMBER 12, 2024

Additionally, they don’t want to be locked into a specific payment processor. They opt for a tokenization platform to process payments with many payment processors. Similar to the example above, they don’t want to build a compliant system if it doesn’t give them a competitive advantage. Return to Top Why use a tokenization platform?

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Payments Dive

JANUARY 23, 2025

The payments processor tapped Michael P. Lyons, currently president of PNC Financial Services Group, to succeed CEO Frank Bisignano.

Processors 167

Processors Payments 167

Payments Dive

OCTOBER 17, 2024

The retailer is offering the mega-processor’s Clover equipment and account services to its business clients at a discount through next January.

Processors 167

Processors Accounts 167

Fintech Finance

OCTOBER 31, 2024

Thredd , a leading next-generation global payments processor, today announced the launch of its suite of enhanced compliance and risk management services, designed to help fintechs, programme managers and their bank sponsors address heightened concerns through new tools designed to deliver greater efficiency, oversight and go to market speed at a better (..)

Compliance 95

Compliance Risk Push-to-Card Scams 95

Clearly Payments

FEBRUARY 10, 2025

The Payment Processor The company that facilitates transactions. Processor Markup Payment processors add their own fees, which can be 0.2% Monthly Fees Some processors charge a flat monthly rate, often between $10 and $50. The Customer The person making the payment. per transaction. to 1% above interchange fees.

Small Business 66

Small Business Process Address Verification System (AVS) Cross-Border 66

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Payment Processor: The credit card processing company handles the processing and batching of purchases made with credit, debit, or gift card payments. TL;DR There are several parties involved in credit card processing.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Payments Dive

JANUARY 8, 2024

The card network company is boosting efforts to enforce surcharge rules, with non-compliance potentially resulting in fines up to $1 million, according to one card processor.

Processors 179

Processors Rules Compliance 179

Fintech News

DECEMBER 22, 2024

Thredd, a global payments processor, has announced the appointment of four senior executives to its leadership team. This move is part of Thredd ‘s efforts to strengthen its platform, products, and regional support for fintech firms and programme managers worldwide.

APACS 103

APACS Issuers Commercial Card AML 103

Payments Dive

MARCH 5, 2024

The mega processor has signed up 200 banks for FedNow, but now its clients are in search of use cases.

FedNow 174

FedNow Processors Use Case 174