The Fintech Times

JANUARY 11, 2025

The Consumer Financial Protection Bureau (CFPB) has approved the Financial Data Exchange (FDX) as the first standard-setting body in an important step towards implementing open banking in the US.

CFPB 101

CFPB Consumer Financial Protection Bureau (CFPB) Card Issuer Rules 101

Innovative Payments Association

JUNE 10, 2025

In a recent op-ed published by Payments Dive , Brian Tate, President and CEO of the Innovative Payments Association, calls on the Consumer Financial Protection Bureau (CFPB) to provide clear, stable guidance that protects access to EWA.

Consumer Financial Protection Bureau (CFPB) 40

Consumer Financial Protection Bureau (CFPB) CFPB Posting Innovation 40

Bank Automation

JUNE 16, 2025

The Consumer Financial Protection Bureau is walking back its open banking rule, but financial institutions are moving ahead with their investment despite regulatory shifts. I don’t foresee […] The post Open banking maintains momentum despite CFPB pullback appeared first on Bank Automation News.

Consumer Financial Protection Bureau (CFPB) 64

Consumer Financial Protection Bureau (CFPB) CFPB Rules Automation 64

Fi911

JULY 17, 2025

Consumers know exactly what they owe and when; they are not locked into revolving balances. According to a 2023 survey by the Consumer Financial Protection Bureau (CFPB), 18 percent of US consumers reported using a BNPL product in the previous 12 months.

BNPL 52

BNPL Consumer Consumer Financial Protection Bureau (CFPB) Credit Cards 52

Innovative Payments Association

JUNE 27, 2025

. ​ In this session at the IPA Compliance Boot Camp, Greenberg Traurig attorneys Tim Butler and Matt White will walk attendees through recent enforcement actions brought by the Consumer Financial Protection Bureau (CFPB) and State Attorneys General.

Reg E 40

Reg E Regs Boot Camp Consumer Financial Protection Bureau (CFPB) 40

The Fintech Times

JULY 1, 2025

Michele Tucci , chief strategy officer and co-founder of Credolab The Consumer Financial Protection Bureau (CFPB) , long regarded as the regulatory backbone of US financial oversight, is being hollowed out as part of the current Oval office’s large-scale federal spending cuts.

Credit Risk 59

Credit Risk CFPB Risk Innovation 59

The Fintech Times

JULY 8, 2025

The American Fintech Council (AFC), the industry association representing both responsible fintech companies and innovative banks, has filed an amicus brief in favour of the new rule introduced by the Consumer Financial Protection Bureau (CFPB) in the Forcht Bank, N.A. Consumer Financial Protection Bureau, et.

CFPB 64

CFPB Rules Consumer Financial Protection Bureau (CFPB) FinTech 64

Fintech News

FEBRUARY 2, 2025

On January 30, the US Consumer Financial Protection Bureau (CFPB) imposed a US$2 million civil penalty on Wise, alongside $450,000 in customer compensation, for inaccurately advertising its fees and failing to adequately disclose exchange rates and other charges. Wise has been ordered to pay nearly US$2.5

Consumer Financial Protection Bureau (CFPB) 68

Consumer Financial Protection Bureau (CFPB) Regulations CFPB Cross-Border Payments 68

Innovative Payments Association

JANUARY 14, 2025

The recent Republican sweep of the White House and Congress has sparked debates about deregulation and reshaping financial oversight. However, industry leaders must temper their expectations. History shows that even in a politically aligned government, regulatory shifts are rarely straightforward or absolute.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB FDIC Consumer Protection 52

The Payments Association

MARCH 18, 2025

In the United States, open banking has developed through private-sector initiatives, with banks, fintechs, and data aggregators forming bilateral agreements to enable financial data-sharing. As of 2023, account-to-account (A2A) transactions in the U.S. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Paypers

MAY 14, 2025

The US Consumer Financial Protection Bureau (CFPB) has dropped a 2023 settlement with Toyota’s financing arm, as well as its lawsuit against Walmart and workforce payments firm Branch.

Consumer Financial Protection Bureau (CFPB) 54

Consumer Financial Protection Bureau (CFPB) CFPB Settlement Finance 54

The Fintech Times

MARCH 14, 2025

The Dodd-Frank Act’ s final rule implementation has encountered delays due to the Trump administration’s directive to the Consumer Financial Protection Bureau (CFPB) to halt its investigations and suspend certain finalised rules, a move which has left fintechs in limbo, unsure how aggressively they should build open finance products.

FinTech 59

FinTech Consumer Financial Protection Bureau (CFPB) Fraud Detection AI 59

Innovative Payments Association

JUNE 27, 2025

Session 2: IPA Compliance Boot Camp Open banking has long promised to reshape the financial services ecosystem, empowering consumers with control over their data and promoting greater innovation through API-driven access. But the celebration was short-lived. Litigation quickly followed.

Boot Camp 40

Boot Camp Consumer Financial Protection Bureau (CFPB) Regulations CFPB 40

Finovate

FEBRUARY 12, 2025

Earlier this week, the Associated Press unveiled that the Trump administration ordered the Consumer Financial Protection Bureau (CFPB) to suspend all of its activities. Other actions There are two other actions not yet listed on the White House’s official news release page, but each is significant.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB AI Treasury 52

Open Banking Excellence

JULY 8, 2025

Consumer Financial Protection Bureau (CFPB) had worked to address these regulatory gaps by developing new rules under the Dodd-Frank Act’s Section 1033. However, in mid-2025, the CFPB moved to vacate its own final rule, stating it exceeded its statutory authority.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

BioCatch

MARCH 12, 2025

The current UK governments agenda of getting rid of red tape in order to encourage economic growth is just one of a number of significant regulatory changes which have been taking place around the globe - not least, the streamlining of the Consumer Financial Protection Bureau (CFPB) announced under the Trump administration.

Consumer Financial Protection Bureau (CFPB) 64

Consumer Financial Protection Bureau (CFPB) Financial Crimes Crime CFPB 64

Axway

JANUARY 12, 2025

On January 8th, 2025, the Financial Data Exchange, Inc. FDX) became the first to be recognized as a standard setting body under the Consumer Financial Protection Bureau (CFPB)’s Personal Financial Data Rights rule. This represents a key step toward …

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) Interoperability CFPB Rules 52

The Paypers

MAY 14, 2025

The US Consumer Financial Protection Bureau (CFPB) has dropped a 2023 settlement with Toyota’s financing arm, as well as its lawsuit against Walmart and workforce payments firm Branch.

Consumer Financial Protection Bureau (CFPB) 54

Consumer Financial Protection Bureau (CFPB) CFPB Settlement Finance 54

The Paypers

MAY 19, 2025

The Financial Technology Association (FTA) has announced its plans to defend a Consumer Financial Protection Bureau (CFPB) Open Banking rule.

Consumer Financial Protection Bureau (CFPB) 36

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 36

The Paypers

MAY 28, 2025

The Consumer Financial Protection Bureau (CFPB) has decided to drop its proposed Open Banking rule, leading to increased criticism from the Financial Technology Association (FTA).

Consumer Financial Protection Bureau (CFPB) 36

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 36

The Paypers

MAY 19, 2025

The Consumer Financial Protection Bureau (CFPB) has amended a previous enforcement action against Wise US.

Consumer Financial Protection Bureau (CFPB) 36

Consumer Financial Protection Bureau (CFPB) CFPB Consumer 36

Fintech Finance

JULY 15, 2024

Regulatory clarity and consistent standards are critical for providers offering safe, transparent and responsible financial services and even more important for consumers who expect protections when utilizing financial services including Buy Now Pay Later,” said Phil Goldfeder, Chief Executive Officer of AFC.

Consumer Financial Protection Bureau (CFPB) 98

Consumer Financial Protection Bureau (CFPB) CFPB Rules BNPL 98

Finextra

NOVEMBER 8, 2024

The Consumer Financial Protection Bureau (CFPB) has charged the US’s largest credit union for illegally charging users overdraft fees.

Consumer Financial Protection Bureau (CFPB) 103

Consumer Financial Protection Bureau (CFPB) Credit Union Junk Fees CFPB 103

Finextra

AUGUST 14, 2024

Responding to a call from the US Treasury, the Consumer Financial Protection Bureau (CFPB) and the American Fintech Council (AFC) have both weighed in on the use of AI in financial services.

Consumer Financial Protection Bureau (CFPB) 105

Consumer Financial Protection Bureau (CFPB) CFPB Treasury AI 105

Finextra

NOVEMBER 21, 2024

The Consumer Financial Protection Bureau (CFPB) has finalised a rule that will see it supervise tech giants such as Apple and Google that offer digital payment apps and wallets.

Consumer Financial Protection Bureau (CFPB) 81

Consumer Financial Protection Bureau (CFPB) CFPB Rules Payments 81

PYMNTS

DECEMBER 23, 2020

Santander Consumer USA was ordered to pay $4.7 million to the Consumer Financial Protection Bureau ( CFPB ) for violating the Fair Credit Reporting Act (FCRA), the CFPB said in a press release.

CFPB 142

CFPB Consumer Financial Protection Bureau (CFPB) Non-Bank Origination 142

Finextra

AUGUST 5, 2024

JPMorgan Chase is considering taking legal action against the Consumer Financial Protection Bureau (CFPB) over an ongoing probe into the abuse of Zelle payments by scammers.

Consumer Financial Protection Bureau (CFPB) 78

Consumer Financial Protection Bureau (CFPB) Zelle Legal CFPB 78

Open Banking Excellence

OCTOBER 6, 2023

Your guide to the Consumer Financial Protection Bureau's (CFPB) imminent proposals for a new regulatory framework governing “Personal Financial Data Rights” The US will propose a new “Open Banking Rule” this year which will set the foundations for an ecosystem with the potential to become the largest in the world.

Consumer Financial Protection Bureau (CFPB) 130

Consumer Financial Protection Bureau (CFPB) Rules CFPB Finance 130

Finextra

JUNE 5, 2024

The Consumer Financial Protection Bureau (CFPB) has taken another step designed to promote open banking in the US, finalising a rule for recognising data sharing standards and preventing incumbents from "squelching" startups.

Consumer Financial Protection Bureau (CFPB) 72

Consumer Financial Protection Bureau (CFPB) CFPB Consumer Rules 72

Axway

NOVEMBER 22, 2022

Consumer Financial Protection Bureau (CFPB) has just announced the coming of a new U.S. The aim is to solidify personal financial data … The director of the?Consumer open banking rule , accelerating the move toward open banking in North America.

Consumer Financial Protection Bureau (CFPB) 72

Consumer Financial Protection Bureau (CFPB) Rules CFPB Consumer 72

PYMNTS

APRIL 13, 2020

The Consumer Financial Protection Bureau (CFPB) has made it easier for people to access stimulus CARES Act funds by removing some of the legal barriers barring banks from issuing the payments through prepaid accounts, according to a press release.

Electronic Fund Transfer Act (EFTA) 111

Electronic Fund Transfer Act (EFTA) CFPB Consumer Financial Protection Bureau (CFPB) Direct Deposit 111

PYMNTS

DECEMBER 23, 2020

The Consumer Financial Protection Bureau (CFPB) has settled with student loan servicers Discover Bank , The Student Loan Corporation and Discover Products (collectively Discover) in a 2015 case for unlawful practices, and Discover will have to pay $10 million in customer redress, a press release says.

CFPB 114

CFPB Consumer Financial Protection Bureau (CFPB) Governance Government 114

Finextra

JUNE 13, 2024

The Consumer Financial Protection Bureau (CFPB) has set out plans to remove medical bills from most credit reports

Consumer Financial Protection Bureau (CFPB) 64

Consumer Financial Protection Bureau (CFPB) CFPB Consumer 64

Finextra

JANUARY 30, 2025

million penalty from the Consumer Financial Protection Bureau (CFPB) for misleading customers about fees and charges. Money transfer platform Wise has been hit with a $2.5

Consumer Financial Protection Bureau (CFPB) 59

Consumer Financial Protection Bureau (CFPB) CFPB Consumer 59

Finextra

JANUARY 8, 2025

The Consumer Financial Protection Bureau (CFPB) has sued credit reporting agency Experian for unlawfully failing to properly investigate consumer disputes and showing uncritical deferrence to institutional submissions.

Consumer Financial Protection Bureau (CFPB) 59

Consumer Financial Protection Bureau (CFPB) Disputes CFPB Consumer 59

Finextra

MAY 17, 2024

The US Supreme Court has rejected an attempt to undercut the funding of the Consumer Financial Protection Bureau (CFPB).

Consumer Financial Protection Bureau (CFPB) 59

Consumer Financial Protection Bureau (CFPB) CFPB Consumer 59

Finextra

MARCH 12, 2024

The US Chamber of Commerce has filed a lawsuit against the Consumer Financial Protection Bureau (CFPB) to stop it from implementing a rule to limit late credit card fees.

Consumer Financial Protection Bureau (CFPB) 60

Consumer Financial Protection Bureau (CFPB) CFPB Credit Cards Rules 60