Remove Account Takeovers Remove Deepfake Remove Interoperability
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Financial Crime 360 state of the industry report 2025

The Payments Association

John Hamilton Co-founder, ChargebackStop "As deepfakes, evolving regulations, and cloud-native security converge, digital businesses must rethink risk with zero-trust frameworks, real-time threat intelligence, and strong AI governance. Modern fraud prevention extends beyond loss mitigation itself.

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The platform risk paradox: Managing digital commerce fraud at scale

The Payments Association

Sustainable growth depends on interoperable risk frameworks, shared scam indicators, and coordinated responses, especially as fraudsters grow more agile and cross-border by design." AI-driven scams leverage sophisticated attacks from phishing emails to deepfake videos and voice impersonations. million.