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ACH Payment vs Wire Transfer: What’s the Difference and Which Payment Method Should You Use?

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Some people refer to ACH payments as direct debit, direct deposit, or auto-transfer. ACH is also the technology behind most peer-to-peer money transfer services in the US, including Paypal, Zelle, Cash App, and Venmo. With ACH payments, it’s also less likely that an individual will forget to pay their bills on time.