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What is ACH Credit and ACH Debit and How Do They Work?

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Of the two types of ACH transfers, an ACH debit tends to be favored by firms expecting regular ongoing payments. The payer gets the benefit of the ACH system guaranteeing their direct payment, so there is minimal risk and ACH debit transactions are usually completed within two days of initiation.

ACH
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What is an ACH Deposit and How Does It Work?

Stax

Many small businesses choose ACH operators because they are more convenient than most direct deposits. ACH transfers don’t come with high fees and transactions and they’re easily edited if an employer wants to adjust payroll, extend bonuses, or reimburse an employee.

ACH