ACH Operations Real Time Payments TCH 
PYMNTS
AUGUST 12, 2019
It’s also not why the Fed decided to enter the real-time payments fray. The Real-Time Payday Reality. Direct deposit over the ACH network eliminated that friction and got them earlier access to those funds. TCH cleared its first RTP transaction on November 14, 2017. It’s a pretty bold claim.
PYMNTS
MARCH 18, 2019
That faster payments, whether via the Fed or via the TCH’s Real-Time Payments (RTP) network or both, is a big threat to how banks monetize the movement of money between senders and receivers and their depository accounts. TCH is the association of the 25 largest banks in the U.S., A Couple of Important Dots.
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