ACH Operations Real Time Payments Ubiquitous 
PYMNTS
AUGUST 12, 2019
It’s also not why the Fed decided to enter the real-time payments fray. The Real-Time Payday Reality. Direct deposit over the ACH network eliminated that friction and got them earlier access to those funds. Banks also know that unless such a network is ubiquitous, it’s not worth much.
PYMNTS
MARCH 18, 2019
That faster payments, whether via the Fed or via the TCH’s Real-Time Payments (RTP) network or both, is a big threat to how banks monetize the movement of money between senders and receivers and their depository accounts. Faster Payments Is Happening, Fast. A Couple of Important Dots. as of January 2019.
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