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Understanding the Maximum ACH Transfer Limit

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These reliable and cost-effective transfers are integral to the modern financial landscape, facilitating high-volume, low-cost transactions that are often processed on a next-day or same-day ACH transfer basis. That said, ACH transfers do come with some limitations. What is an ACH transfer limit?

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ACH Payment vs Wire Transfer Similarities and Differences: How to Choose Between ACH vs Wire

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High-value ACH transactions might also attract percentage-based processing fees with some processors. They can range between 1% and 1.5%, but capped at $5. If you’re using services like PayPal and Venmo, you might have to pay higher processing fees. The amount might be different for banks and payment processors.