ACH Reversals vs. ACH Returns: What’s the Difference?
EBizCharge
OCTOBER 17, 2023
For example, an ACH return will be triggered if a user tries to process a $3,000 payment, but the account only contains a balance of $1,500. Review and ACH return initiation: The RDFI will evaluate the transaction and identify the specific issue before initiating the return.
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