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As Federal Checks Disappear, Banks Face Surge in ACH Payments and Rising Fraud Risks

Finextra

In March 2025, the White House issued a mandate requiring that, by the end of fiscal year 2025, nearly all federal government payments—including tax refunds—must transition from paper checks to electronic channels, primarily through the Automated Clearing House (ACH) network. payments landscape. One major concern is the volume spike itself.

ACH
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ACH Payment vs Wire Transfer Similarities and Differences: How to Choose Between ACH vs Wire

Stax

And on that note, two of the most common modes of electronic funds transfer are ACH and wire transfers. In this post, we’re going to review ACH and wire transfers, look at their similarities, and then see how they compare against each other. A typical ACH transaction is like a machine with multiple moving cogs.

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B2B Innovators Explore The New Payment Rail Combinations

PYMNTS

To address the supplier acceptance challenge, CardUp automatically shifts bank transfer or check payments to cards, while ensuring that suppliers receive those funds via the original payment method. Nacha Drives Corporate ACH Adoption. Nacha is rolling out a new resource center designed to help corporates embrace the ACH Network.

B2B
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Taking The Y2K Fear Factor Out Of Same Day ACH

PYMNTS

Phase One of the Same Day ACH rollout that made credit transfers a reality was completed last year. The third phase, which will usher in faster ACH credit funds availability, is on track to occur in March 2018. For the most part, Casali painted a rosy picture about how the Same Day ACH rollout has progressed so far for NEACH’s members.

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Real Customer Satisfaction In Real Time

PYMNTS

In a case study offered up by Enova’s Lake, who led the implementation for Enova’s CashNet USA brand, which “started when NACHA announced ACH rule changes that would take effect in 2015,” with the intent to gain insight on how those changes, related to business payments, would impact then-current Enova processes.