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Offline settlements with a digital pound: Lessons from the BoE’s report

The Payments Association

A Bank of England experiment proving that offline payments with a digital pound are technically feasible, but complex. It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. Why is it important? What’s next?

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ESG-Linked Payments in Transaction Banking

Finextra

Real-time tools measure a transaction’s carbon footprint so payers can offset emissions or earn “green points” at checkout. ESG Aware CBDCs: Central banks may introduce digital currencies with embedded green rules, for e.g., CBDC holdings that automatically earn rebates when funding renewable projects or transition bonds.

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Rethinking CBDCs: Addressing design flaws and privacy concerns

The Payments Association

The flaws in prevailing central bank digital currency (CBDC) designs and suggestions for improving them. These design flaws could undermine efforts to create a public digital payments system for the future economy. What is this article about? Why is it important? What’s next?

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What Would it Take to Get Users Onside With CBDCs for Everyday Use?

The Fintech Times

In recent years, digital currencies have been all the rave. However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Developed and emerging markets alike are considering the possibility of introducing CBDCs.

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G+D Filia® Unplugged Brings Offline Capability to Digital Payments

Fintech Finance

Incorporating offline capabilities into digital payments can overcome these challenges. G+D Filia® Unplugged makes digital offline transactions a reality. The success of several CBDC pilot projects around the globe has demonstrated the importance of offline payments.

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50 Fintech Buzzwords Explained

M2P Fintech

Central Bank Digital Currency (CBDC) A CBDC represents a nation’s currency in digital form, administered directly by the central bank. Unlike physical cash or bank deposits, CBDCs are purely electronic. As of December 2023, an impressive 130 countries are actively exploring CBDC initiatives.