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Home Credit , a global non-bank consumer lender, has successfully reduced its creditrisk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. They are one of our most sophisticated clients in terms of advanced analytics.”. by FICO.
Credit offered at the point of sale (POS) is a concept that, done successfully, can help smaller firms move away from inefficient processes rooted in paper, and can mean the difference between taking on a project and growing … or not. This is a major gap in a market that is three times the size of B2C,” he told Webster.
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