How to Choose Between EFT vs ACH: A Comprehensive Guide
Stax
MARCH 27, 2025
For example, ACH transfers use the Automated Clearing House network, while debit card transactions rely on either a card network (Visa or Mastercard) or a payment processor (Paypal, Stripe, etc.). Plus, you can reverse or cancel ACH payments in cases of fraudulent transactions or duplicate payments.
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