Electronic Fund Transfer Act (EFTA) Encryption Visa 
Stax
MARCH 27, 2025
For example, ACH transfers use the Automated Clearing House network, while debit card transactions rely on either a card network (Visa or Mastercard) or a payment processor (Paypal, Stripe, etc.). These help protect both businesses and customers against potential fraud.
Stax
JULY 9, 2024
Advanced encryption techniques are used to protect sensitive data during transmission, ensuring that personal and financial information remains confidential. Compliance requires implementing robust security measures, such as encryption and authentication protocols, regularly auditing processes, and staying updated on regulatory changes.
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