How to Choose Between EFT vs ACH: A Comprehensive Guide
Stax
MARCH 27, 2025
For example, ACH transfers use the Automated Clearing House network, while debit card transactions rely on either a card network (Visa or Mastercard) or a payment processor (Paypal, Stripe, etc.). Wire transfers cost from $24 (domestic transfers) to $44 (international payments) on average10 times higher than ACH.
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