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Stablecoins Meet EmbeddedFinance: Money That Works Behind the Scenes The term embeddedfinance is not a new one, it has been circulating the financial services and payments industries for an incredibly long time, but execution has been a little more than just tricky. There are no business hours on the blockchain.
Unlike fiat held at a traditional financial institution, however, they are not FDIC-insured. Speaking of regulation, FDIC insurance is a key differentiator between stablecoins and tokenized deposits. Stablecoins currently operate in a developing regulatory environment and, importantly, they do not offer deposit insurance such as FDIC.
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