Remove Embedded Finance Remove Liquidity Management Remove Near Real-Time
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Why the U.S. has reached a real-time tipping point

Finextra

The use of real-time and near real-time payment rails is also expanding. While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embedded finance, and expanding into new sectors – it is also a major operational shift.

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Tokenized Deposits vs. Stablecoins: What’s the Difference and Why It Matters

Finovate

This reduces the money multiplier effect and may even weaken bank balance sheets over time. In contrast, tokenized deposits stay on the bank’s balance sheet, making the funds usable for lending, investing, and general liquidity management. Next, both can be used to enable payments and reduce settlement times.