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The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatorycompliance. As Asian markets surge, they face the dual challenge of safeguarding digital infrastructure while ensuring financialinclusion and bridging technological gaps between advanced and developing economies.
Miroslav Pekrek , CPO noted: “The future of fintech powered by AI is promising, with significant advancements expected in customer service, risk management, cost, operational efficiency, and financialinclusion. Can you share any winning and losing strategies in the payments space from this year?
Generational trends show younger users leading the adoption of digital wallets and stored credit cards, while older demographics continue to prefer traditional methods like bank transfers and debit cards, underscoring the need for inclusivepayment solutions. However, this growth is not without its hurdles.
Under-representation Kate Hampton, chief strategy officer, NMI Kate Hampton, chief strategy officer at embeddedpayments solutions provider NMI, said: “Having worked in the technology and payments sector for almost two decades, I have gained a deep understanding of the critical importance of addressing DEI within the fintech industry.
Retailers, technology firms, and even healthcare providers are entering the embedded finance space. By embeddingpayments, lending, or insurance into their offerings, they create seamless customer experiences. Businesses gain access to financial tools without building infrastructure from scratch.
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