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These transactions usually process within one to three business days and are most commonly used for payments such as direct deposits for payroll, recurring bill payments, and B2B invoice payments. Regulation E also provides consumers with dispute and errorresolution rights.
They are a cost-effective and reliable way to automate payments, particularly for recurring transactions like payroll or vendor payments. Electronic collaboration enables efficient errorresolution compared to manual methods that rely on untracked emails and phone calls. Some technology providers guarantee accuracy.
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