PYMNTS

SEPTEMBER 26, 2019

That consideration includes assessing the potential benefits and risks that come with the two fundamental types of bank payments: push and pull transactions. These methods have subtle distinctions as well as different advantages, risks and use cases. Common forms of pull payments include debit cards and paper checks.

Payer 67

Payer Push-to-Card Real Time Payments Payee 67

PYMNTS

JANUARY 21, 2019

where almost everyone is now banked) and made the case for why the Fed was positioned as the best player to operate a ubiquitous, interoperable real-time payments network – even though the Fed doesn’t have a great track record at payments innovation ( #killthecheck ). It flew in on Dec. Here’s where the canary flew in.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

PYMNTS

AUGUST 12, 2019

That’s the talk track now from the Fed , which a week ago today announced its plans to build and operate a new set of real-time rails, using accelerated access to employer paychecks as its launch use case. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S. It’s a pretty bold claim.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

PYMNTS

FEBRUARY 11, 2019

Visa and Mastercard , via their debit rails, enable real-time push payments in support of a number of peer-to-peer (P2P) and business-to-peer (B2P) use cases. The “state” of — well, anything — refers to its condition, the attributes and even the state of “mind” that denotes where we are at any given time on an endeavor.

Faster Payments 78

Faster Payments Real Time Payments Same Day ACH Payments 78

PYMNTS

OCTOBER 8, 2019

Nobody cares what rails are going to be used any more than I care when I call you up on the phone what wires and satellites carried the signal to you,” Edwards said. On the front end, funds are pushed to the end consumer and are possibly even available for instant use. Consumers, not so much.

Instant Payments 49

Instant Payments Push-to-Card Payments Settlement 49

PYMNTS

AUGUST 5, 2019

Perhaps that’s why, in the midst of the seemingly never-ending stream of headlines about data breaches, account takeovers, stolen credit cards and online fraud , the notion of “check fraud” seems something of an outlier for the up-and-coming fraudster looking to make a decent living. And the death of checks – sooner rather than later.

Checks 65

Checks Instant Payments Online and Mobile Banking Irrevocability 65

PYMNTS

MARCH 7, 2016

Sleep experts contend that people just sleep less than they used to, maybe even as much as 20 percent less than even a few decades ago. That is unless you live in Melbourne, Australia, where things seem pretty chill. Those guys and gals sleep the most of anyone in the world – about six and a half hours a night – and pretty peacefully.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46