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Maximum Credit Card Surcharge Limits Explained

EBizCharge

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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Credit Card Surcharge Guidance: A State-by-State Overview of Surcharging Laws

Stax

However, before implementing it, you must know all the state, federal, and card network rules surrounding it. Surcharges can only be applied to recoup some or all of the costs of allowing credit card purchases. Surcharging does not apply to debit cards even if they are used as credit cards.